Benefits plan - which one is good if you don’t go to the doctor at all, but want annuals covered, want shots and a backup in case you end up having to go so deductible isn’t too high? TIA🙏

Posting as :
works at
You are currently posting as works at

That’s what I did! I did HDHP with HSA. Golden.

like

Sounds like the HDHP would be right for you. Preventative care covered (annuals and immunization). Deductible is highest, but of you only go once, then shouldn't be too bad. You still get insurance negotiated rates if you stay within UHCs Network on the HDHP.

Go with the HDHP. The ability to fund an HSA pre-tax is invaluable

Related Posts

How are you remaining positive and mentally strong through COVID?

like

Filled my medicals post rfe. In a row 485 pending phase since mid October. Eb2/row. I see online it takes 60-90 days for them to respond. Is this still true for the past 3-4 months (post covid)?

like

Recent law grad here, looking for a firm job. Can others share what I should be looking for in a compensation package nowadays? What's typical and what's not? (e.g. 401k match, health/dental/vision, paid time off, vacation). And how does that change based on: small firm, midsize firm, big firm? Thanks in advance!

like

I have got an offer from Amazon via email by the recruiter where my date of joining,CTC, benefits and designation is mentioned but when I have acknowledged that same within 24 hrs from receiving that email, the recruiter stopped replying me but I have already resigned from my current organization based on that offer but now it's been 4 days since when I am sending emails to them but they are not responding, what should be my next step,kindly help me

like

🐠 from Accenture Germany: what are some of the best corporate benefits at the firm? Do you guys offer discounts on Gym membership or have car lease programs?
Thanks in advance😊

like

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

like

Can anyone explain how the company provided health insurance works in Canada? Have a no coverage, moderate coverage and full coverage option available but no info on pay reduction for each.

like

My first prenatal visit was billed as “absence of menstruation” instead of “prenatal visit”, therefore my insurance is not covering it (insurance only covers prenatal visits). Is this normal? Did the doctor make a mistake with coding?

like

Any Deloitte fishes out there that have analyzed the health benefit options for Vyvanse coverage? Both me and my daughter take Vyvanse and I have been burned by plan coverage/prescription benefits in the past. I think the PPO plans actually end up cheaper, all other variables removed.

What is the average employee health and benefits account manager making? I have 7 years of experience in Employee Benefits.

like

I feel like I am failing my kid by having them in daycare with these increasing covid, flu and rsv cases. Shes 5 months old and already has had RSV, covid and has been coughing everyday since I put her in daycare two months ago. Please Mamas tell me Im not crazy for being stressed out😢

like

Hello! I’m providing referrals for my organization. Latino Network is in Portland, OR and provides services to the Latino community. Benefits, work-life balance & work environment are AMAZING. 15 days off per year + paid self care days in summer (14 days), fully paid insurance, 401k with match, wellness stipends, access to Nike/Adidas employee store, free Trailblazers tickets + other sports teams and concerts, and many more benefits. Happy to chat with anyone about my experience.

Hello I am a current nutrition masters student that will be finished with my degree this July and am trying to get involved with healthcare/ tech consulting. I have done 4 years of research in various fields and have readily available skills. I have also worked in a private practice, volunteered my time for EMS, and worked in a hospital so I know healthcare from a different perspective. If anyone can refer me to a consulting job or to a recruiter that would be greatly appreciated!

like

Can someone explain using VA healthcare while having private insurance? I have a non service connected condition I need checked out but my private primary dr can’t see me for like 2 months.

What will I be responsible for costs? How does it work with my private insurance? My deductible which I haven’t hit yet? PwC has terrible super high deductible insurance if it matters. I’m also 90% service connected any priority group 1.

like

Man that United Healthcare Chuck Norris spot... ouch.

like

Any book recommendations that have helped you control your anxiety or panic attacks? Surfing the web and can’t find a consistent one that’s “the best”

like

Anyone know anything about Fairview Eyecare in Allen? I am thinking of applying but was not sure about the doctor

like

Hi working moms at EY, when should I contact Limericks lactation consultant? Are they helpful? I have my doula and she also offers lactation but I’m not sure if I should also check Limericks. I’m 30 weeks pregnant. TIA!!

like

Hi all, I am looking for feedback/advice on if I am approaching investing right? I know it may seem like I have an idea but I am self-doubting and would appreciate any pivots/advice.

Savings: $14k

Emergency Fund Saved: $12k (on top of 14k in savings)

Stock Portfolio Worth: $70k (Only $5k in ETF, rest in various Stocks)

401k: $12k (I have only been working for 1.5 years out of college

Debt: Thankfully none

Majority of my portfolio is Apple, Microsoft, and about 15 other stocks...continued

like

Does Amazon have a Mobile phone cost reimbursement policy?

like

More Posts

Fins up if you are looking for someone to help you re-do your resume...

like
likehelpful

Hi fishes, please provide me your valuable guidance Capgemini

Post Photo
like

Where are some of the best places to recruit research analysts for a hedge fund? Dont want to give out alot of info here -- but what web pages and other sources do people use?

like

Anyone come back from work and have a few glasses of wine or smoke some relaxing stuff regularly? Not binging, but you realize it’s become a habit? Not negatively affecting you though so is it bad?

like
like

ITS or Transfer pricing comps?

like
like

Second time in my career I've seen this: we send client lengthy manuscript to review. Client says she'll need a few days, and sends us some additional stuff (research) that could be helpful (cont'd)

like

Accurate. So accurate. Welcome to virtual teaching everyone.

Post Photo
funnylike

Oliver Wyman is hiring into our Energy and Natural Resources practice in North America. Consulting experience or relevant industry experience (or both!) helpful.

Industries include:
Oil and gas
Utilities
Mining
Waste / Environmental Services

Happy to answer general questions here or via DM :)

Make the jump now before the recession hits the labor market and opportunities dry up!

like

What’s the average salary for EY GPS Experienced Staff?

On personal Capital, how many of you add the value of your car to your net worth

like

30/Male has two cats and a very cute doggo. Looking for someone to watch my pet while I can be a degenerate.

like

I am a beginner DA user and trying to gain experience. I am trying to do a project on ESG for fun, and having some difficulty coming up with a hypothesis. Want to pick your brains and see if I can get started. I have data about CO2 emisiones, electricity usage, air quality, and that’s pretty much it. Using alteryx and powerbi (to visualize results) as I don’t have any other programs. Thanks so much!

like

Thoughts on Credera as a firm?

like

Does anybody here have a template for a resume in table format. Attempting to apply for a job which is Germany-based.

Thanks

like

Favorite track workouts / intervals?

Monday was fun

Post Photo
likefunny

Additional Posts in Employee Benefits

So my brother started a new job, I am not sure how this works, so wanted to get thoughts on what you would do? I believe he’s at 78k? Any suggestions on how many % you’d put? He’s 25! TIA!!!

Post Photo
like

Does anyone participate in the Iowa Caucuses ? If you are in public, is your firm ok with you doing it?

How does pwc’s wealth builder plan work ?

like

Has your firm put any new benefits or programs in place over the past several months that make you feel like they genuinely care for your well-being?

like

Sweetest company benefit?

like

Has anyone interviewed @Leidos? What to expect?

like

How does a corporate card work? For example, if I’m charging something related to company expenses on my corporate card, what do I do next?

like

What is a make or break benefit that your firm offers?

like

I have $30 remaining in my technology subsidy. Can I use it to pay part of a purchase of an earphone set worth $200

@EYFishes - What can you get for the $500 EY Health and Wellness benefit, other than the gym memberships?

like

I was under my moms healthcare policy until she lost her job in February. Am I able to enroll with EY even though I’ve missed open enrollment?

Deloitte offers an extensive paternity leave at 4 months. I am getting a lot of push back in being able to take that much time off. Have others been successful in doing so?

like

PwC boomerang here. I got a letter stating that I can buy back into the 401(k) to restore my unvested firm matching amounts that I forfeited when leaving. Is there an option to do that for the wealth builder as well? Appreciate any insight!

like

For deloitte...which health plan is best bang for the buck

like

EY, what is the current maternity leave policy? Does the firm allow leave starting at 38 weeks? Is disability (6-8 weeks) separate from parental leave (16 weeks)? When is full eligibility - after 12 months of employment?

like

So do any of the other big 4 have pension plans like EY?

like

How do you get the free fitbit through EHE? Trying to schedule the annual check up but does not offer anything. There was the same question last week but can not find the thread. Thanks

like

Evaluating an offer from Amazon. What are some benefits to consider ? Cell phone, gym, employee discounts.. ?

like

Question for BAH - are you able to expense taxi/uber for after hour safety from your holiday event to home? I know most companies let you and so does Deloitte. Asking for a Booz friend.

Are you guys enjoying this mandatory work from home? Or you are so bored and ready to go back to office?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal