Whats the benefit of a roth ira vs an individual brokerage account?

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Mutual funds you have your eye on right now?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Loan payment question. I have two federal loans. One has no accumulated interest and is ~$110k. One has about $19k of accumulated interest (I previously made an embarrassingly low amount of money), but the total is ~$140k. While the interest is still frozen, do I: 1) make payments on the $110k principal amount only to maximize driving it down; 2) make payments on the $140k principal amount only to maximize driving it down; 3) make payments on the $19k of interest on the $140k loan; or 4) ??

Anyone know of a good cross-border US/UK financial fiduciary?

Any thoughts on why ETH is fluctuating so much?

Guys, what platform do you use to trade US stock?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

How many of y'all have trust funds? What'd you do with the $$$?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Alright, FY21 is over!
What did everyone get for bonuses at my company and others?

Hi fishers,

I'm a Programmer Analyst with over 2.8 years of experience in SAS and SQL.
My preferred location is Chennai/Bangalore.
Currently I'm looking for a job switch and it's kind of urgent.
Can someone please refer me if your company has any opening for SAS and SQL.

Thanks in advance..

Big 4 alum - was looking at SAP on Aws opportunity in AWS - do I need to do AWS cert to qualify ? Also, for program manager do I need a specific certificate too? Have 10 yrs of sol arch exp in data and analytics as well as PN experience in Big 4.. please help

What are the benefit differences between an equity partner and a non-equity partner (e.g. managing director)?

Partners, what are signs/examples that a project’s leadership is prioritizing the clients needs over the team beyond the normal ‘nature of client service’? Is a convo is worth it?

Why is my Starbucks latte $6.5 bucks all of a sudden 😭😭😭

Anyone looking for a Sr Business systems analyst? 5 years of experience in System Integrations as lead BA and scrum master.

My agency is making salary cut backs cause of covid-19. Whole agency at 80%. Because I'm on a junior salary in Manchester that means 80% is less than minimum wage. Do I have any rights?

How many people we have in this group ? Any idea how I can check ?

Georgia Tech Cybersecurity masters or the analytics masters? Currently in a cyber role at Deloitte. I was thinking it might be better to do the analytics master and get a CISSP. I feel like there is more value in the cissp than a MS cybersecurity

4YOE @Amazon & trying to lateral to a similar role @FAANG. Have my undergrad GPA (3.8/4) on resume from top 15 school but colleague says to take it off (looks silly). If it’s a good school & high GPA, why ever take it off your resume? Even if 10 YOE...can’t hurt?

Anyone currently working at Grubhub? I have an interview coming up and would love to hear other people’s opinions/experiences working on the product design team there. What’s the culture like?

Anyone know of a good cross-border US/UK financial fiduciary?

Hi all need one help here

I have a few queries, my interview was done by tagged ( recruitment firm) . Hr discussion was also done by Tagged, i never heard anything from fijtsu HR and now it's not the Fujitsu HR but taggd who is generating an offer letter on Fujitsu behalf..

Background verification docs are also shared by them .. i am bit suspicious now if it's legit

Can someone help me and let me know if this is legit

Hi, fish in the DMV area. I’m interested in a rhinoplasty. Would anyone have suggestions? Interested in West End but it’s 18-20K. I know this is not something to cheap out on but holy

Anybody have to take time off for long-covid? How has your HR handled it? I feel like any info I have gotten on FMLA and disability is because I’ve brought it up and have had to follow up multiple times.

Anyone here work for consumer companies in Toronto and open to sharing their experience?

Anyone looking at airline stocks or ETF play?

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Any thoughts of investing in gold or gold related instruments?

Will markets jump upwards the day Putin dies?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Given the hot sellers market, do you guys think I should plan to sell my house on my own (private) vs get an agent? Want to minimize closing costs/fees. Thanks!

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

What do you think on buying JPM, WFC, C now?

Is sitting out of the market and waiting for the dip the right move to make? Buffet and a lot of other institutional investors are just sitting in record piles of cash right now... what’re your big moves?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Mutual funds you have your eye on right now?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!