Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

4th year associate, 200k student loans—think I’ll be able to get a mortgage even with loans? Looking at a place for 450k. I have 3.5 years public interest work that counts towards PLSF and I plan on going back to government so I really don’t care to pay it down.

How long of a commute would you consider to be too long? First year associate trying to balance convenience with living more frugally to save up some more money.

Can I survive on £26,300/yr in Belfast?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Does anyone know about the difference between PepsiCo GBS and India holdings?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Small business owners, what's your retirement plan? Please share whether you have another job or just your business too

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Does 130k in total compensation with a flat annual bonus of 5k, sound like a fair offer for 12 YOE in software implementation and now Technical Account Management, in Ontario?

Hello all,

I had a quick question

Had a call with audit leaders last week and were told that they haven't finalized the office building and they will get possession of the new building in Pune only by Jan 2023.

Currently they just have the ITS with the seating capacity of 30 people.

Now for audit they want us to go to office 2 days every week. How are we supposed to do that when they don't even have an office? But they are still adamant to get us back to office location by June 1.

3.46 GPA and 323 GRE score from senior year of UG. Going to take the GMAT this fall, but curious, do I have a shot at M7 schools with my current stats?

Anyone work for a mortgage lender that offers competitive pay and flexible schedule? Fine with commish only but prefer to come and go as I please. Thanks in advance!

Hello! I started at a company that is well a hot mess. I’m starting with building and organizing all departments SOPs. Any suggestions on platforms that specifically track and organize SOPs and Playbooks? (Besides sharepoint or google drive) Thank you!

I am a consultant with around 6 year experience and I'm for job change in SAP CPI. Can anybody refer me please?

Can any one refer me to Mercer for java technology?
Yoe: 2 years
Skillset: java springboot, microservices, Rest API, Hibernate.

Single women, how do you prefer to meet men during these precarious times? Dating apps can be a slog. Any female fish here want to meet up for a drink? 33/M/recent transplant from NYC. Send me a DM!

Hi all,

I need genuine advise if anyone has faced this.

How does BGV happen if one of the previous company has shut down & there is no contact with it's HR or any of the previous employees?

Does MNC's like Wipro revoke the offer in case BGC fails due to above reason?

About to start traveling and would like to build up points with an airline....who would you suggest between delta & AA?

What are the pros and cons for working for a major company as an independent contractor? In a 1099 role

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

What's the New joiner registration grace period at Accenture?can someone help me to understand.

What have you found to be some of the keys to scaling succesfully, either in a business or a product or dept?

Hi Fishes,

Need your suggestion. I have given an interview in EXL for Senior Business Analyst role and been shortlisted. Could you all please suggest how much should I expect and ask.

YOE :- 4 Years and 9 Months
Skills :- SQL, Power BI, Tableau
CCTC :- 5.25 lakh

Cleared technical round of MPHASIS, what should I expect in client round(BlackRock)

How is everyone feeling about the market today? Buy? Sell? Wait?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Anyone else long on AMT?

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Mutual funds you have your eye on right now?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

What are your thoughts on lending money to family when asked? (Cont)

Whats the benefit of a roth ira vs an individual brokerage account?

Does anyone have a referral for “Citi Double Cash” credit card?

Is BRK-B a buy right now?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

HYSA anyone recommends?