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Decided to payoff my mortgage.
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Leaving this here

This is my story. Think and act

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Capco referrals here London office
Finally found THE one, after over a year of searching and trying out at least 5 different ones!
A nice comfortable office chair.
https://ergochair.co/collections/chairs/products/ergonomics-mesh-chair-w-adjustable-headrest-and-armrest?variant=32511617597491
My criteria: mesh seat and back, arms, headrest
I tried cheap ones from Amazon. Expensive, second hand gaming chairs. Tried HM Aeron (second hand) and while I didn't like the bulk and the general design, I was sold on the mesh seating. I wanted to get the ErgoChair 2 from autonomous, but it doesn't have mesh seat.
AMA.
Any suggestions for anger management books?
Cannot adult anymore. No more adulting.
Interviewed at Deloitte, PwC and EY for Advisory Senior Consultant role. Deloitte offered $105K (plus $5K bonus), PWC offered $127K (plus $15K bonus) and EY offered $155K (plus $10K bonus). Surprised with the difference in pay between Deloitte & EY for same role. Is Deloitte Advisory paying less compared to other firms? 4.5YOE in Consulting.
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401k rules are employer specific. I’ve never heard of an education withdrawal provision, but some plans have loan provisions.
If you’re leaving your employer, you can/should roll those funds into an IRA. There you will have an education withdrawal option.
All that said, don’t do this. Don’t take money out of the market in a when the alternative is a cheap money loan. Just save, be frugal, and borrow the difference
Agree with BCG1. If you do borrow, refinance to lower your rates. Be smart about paying off the loan. Make sure you factor in the opportunity cost. Not all debt is bad debt.
IRA you can withdrawl with no penalties to my understanding and there is no requirement to pay it back as it is post tax
Again, to my understanding.
I would highly suggest a loan over doing this though.
Amendment to SC1 - you can withdraw your principal with no penalties
Thanks! I knew there was a small catch
Ugh sorry I meant Roth IRA. Going to edit posts
Logistically, how do I go about doing this? Do I cash in my IRA and pay my tuition? when do I prove this was used for tuition?