Can use your insight- pay off home mortgage debt at 5.5% (interest paid not tax deductible) or invest aggressively in VTI or QQQ?

What could be some of the other tips here to reduce monthly payments on my mortgage?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Is this the official Amex Fishbowl?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

I once heard that the average age of those that achieved a net worth of a $1M was around 49 yo. Is this intended to include assets like real estate equity or is this meant to be liquid assets / retirement accounts only?
Understanding, $1M is no longer the goal but for those of you that have achieved this already - What was the age you achieved it and are you including your home equity?

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

Long time client with inheritance from Columbia of about $750k. Assets in an acct with his name for about 10 yrs. He has been paying taxes there. Has to bring to US now! Anyone on process, taxes?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Can I use my United mileage plus explorer card to pay for my wife global entry fees ?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

If I leave big law for ADA will I get canceled?

What stocks are you betting on for 2018?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

I am 7yoe as TechnoFuntional Consultant working with SAP ABAP and SAP SD. I started as ABAP extensively working with SD, so certified in SD. Is there a demand for this type of skill? What role should I look for?
Any inputs are helpful.

HAPPY HOUR this week!!

When: 12/7 @ 6:30pm
Where: Holman Draft Hall - 820 Holman St, Houston, TX 77002

Anyone have a CFE designation and taken the test recently? Debating about getting it wasn’t sure if it’s worth it.

How’s work life balance in forensics?

How many days IQViA takes to call back after 2nd round ?

Just started and have to select insurance for family. I’m torn between Blue Cross Blue Shield Basic & Standard. Any feedback on picking a good family insurance? No terminal issues here and we are finished having kids!

Are signing bonuses at PwC fixed based on the cohort you come in at or is there room of negotiation?

Recently received an offer and was surprised there was any type of signing bonus at all, but now wondering if I’m leaving money on the table by not countering...

What is the average salary for a senior business analyst or a product owner at insurance companies?

What’s been your most impressive/successful salary negotiation when you’ve received an offer? Did you manage to get way more PTO or other perks?

Any info on WLB at NielsenIQ.. and pay ballpark figure for 7.5 YOE?

How much CTC can expect from NielsenIQ with 8 yrs of experience for band 6.1 ?

Can some of you experienced folk recommend some good books for rookies? What are your favorites for investment strategies, marketing, selling, etc.?

What are the top Management Consulting firms in India?

Hi Fishes, Wanted to know the work life balance and culture at Fractal Bangalore location . Got offer as an Analytics Consultant in the SupplyChain team. If anyone worked in the past or currently working please comment and hit the like button too 🙏. Thanks in advance ☺

Can anyone explain to me the difference between Stowa’s Antea Klassik line and the Back to Bauhaus line? I’m looking at the 35.5m silver dial in both.

What is the max package we can ask for band 8, informatica background? Have 1 yr exp on snowflake cloud as well. Total exp 12.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Is it common for HOA to ask you to prove your car registration is up to date?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Do you thank your tenants for paying the rent? A quick thank you text?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

For those that built higher end homes, what kind of appliance budget did you have?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any one knows what’s the easiest way to order a radon test for new construction?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?