Long time client with inheritance from Columbia of about $750k. Assets in an acct with his name for about 10 yrs. He has been paying taxes there. Has to bring to US now! Anyone on process, taxes?

Hi Everyone,

I'm a Software Developer with 6 years of experience. I'm immigrating to Netherlands in few months.

Is 4k Euros per month in hand salary after exclusion of taxes is reasonable to meet the expenses of 3 member family in Netherlands?

I have a partner who routinely ignores emails or responds to them several weeks later. He has to approve every single document sent to the client or the court, which means you have a physically go to his office to ask him to review something. Half of the time you go to meet with him in person, he’s either on a call or otherwise busy. I find that this basically creates more work and makes meeting deadlines extremely difficult. Is this normal?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Can you choose to pick LIFO or FiFO during crypto tax filing team? Coming up on 1 year of buying my first few hundred eth, but want to ensure that I do FIFO to get the lower long term capital taxes

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Sharing 2 great accountability apps: Beeminder and Stickk. Through these apps, you commit to daily, weekly, or monthly goals and stay accountable by putting an amount of money of your choice on the line. Beeminder’s interface is simple, but it has a built-in timer that I use to time pomodoros

Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

A colleague mentioned to me that they bill self study instead of pto. If I’m utilized at 100%+ and staffed on a client and take 3 days off wed-Sunday, they say bill self study and save pto. Advice?

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Hey Fishes,
Been working at D India as a Manager (Not USI) for past few months.
Ask me anything as there are very few reviews available online.
To clear few misconceptions
1. Global projects are available here
2. They've started mentioning Bonus, Gratuity amount etc in offer letter
3. Work life balance depends on Project and managers you work with
4. Inside opportunities if you're the creamy layer
5. PF amount in offer letter is the total deduction and not just company's contri

Other can add

Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Iam 5 month pregnant , thinking to get release from project due to health issue and taking maternity leave from april 1st, at this situation can I be in bench for 3 months and go in maternity leave ? Will this affect my job in Accenture? Will the organization allow to be in bench for 3 months? If iam in bench during maternity leave will i get variable pay

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

FLORIDA: can an attorney accept services as payment from a client? (E.g: drafting a demand letter for a client in exchange for web design services)

It’s crazy how much close friends influence you.
Would you stay friends with someone that consistently makes bad financial decisions. Or distance yourself for like-minded folk.

I have a friend that is constantly trying to guilt me and pressure me into overspending, especially on “luxury” items. But I have different goals for my money and she doesn’t seem to respect that.

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

I am currently looking for a mentor and not sure the best way to approach finding one. Any advice?

Any company is hiring EU citizens and helping with visa? interested in moving to USA. I'm lawyer, cissp, cisa, cipp/e and specialized n data privacy, cybersec ops and risk management with 8+ years exp

I’m not naive or fresh out of law school, but I’m at a point where I’m saying to myself “Why can’t I have it all?” I’ve been offered a job for more pay and less hours and I keep thinking to myself, what’s the catch? I know people will say no promotion potential or that’s not how it works…but what if it could? What if you make yourself valuable by still setting your boundaries? Why would we resent someone who has that opportunity?

Pretty sure everyone knows I’m stoned rn

It’s not that bad.

Unpopular opinion: I support my lgbtqia+ brothers and sisters and Pride month, but nobody’s changing their company logo for black history month. Just happened to be job searching & saw all the 🌈logos

Selfishly, I don’t want lock down to end. I’m enjoying not having to be in the office and the reduced pressure of a more low-key social life has been secretly quite nice. Anyone else?

How much hike we can expect while promoting from SA to M level ?

Hi guys how's work life balance in EY India in technology line? What is the average working hours during normal times and peak season? I would be really glad if someone can help me with this! Thanks!

Anyone have or know of any fully remote opportunities? Assurance/Advisory preferred. I’m an experienced staff in assurance for context. Would love to connect if you can help me out. TIA

Are salaries negotiable at performance review and/or promotion?

What is Amazon Quantum ledger database??? Someone can explain in English?

TLDR; How's BNY Mellon. One can join or not?


My friend is getting offer from BNY Mellon for full stack role.
Anyone give feedback of this company.

He's getting the technology he wanted. But He is confused that few years back this Company made layoffs and called as hire and fire company in glassdoor.

Can someone who worked or knows about this company help us with it.

How's the Work culture and growth opportunities there?

There are too many men out there who think that just because I'm being polite, it's a sign that they should flirt with me while I'm at work. I thought this was 2022, why haven't we as a society gotten past this yet?

Asking for a friend: Looking for a referral to KPMG Advisory - Federal Healthcare Policy. 7 years exp + MPP + currently at BAH. Let me know if any fish want to bite 🎣

Best coaching company to help focus on client service model and bringing in new assets?

Besides buying a book if budget doesn’t get in the way what are the best ways to prospect and bring in new assets? Looking to grow.

We have been utilizing a third party asset manager. We have grown to the point where we just don’t think it makes financial sense to continue to do that and need to bring the portfolio management in-house. Have a few questions for the group:
How many models do you run?
How much time do you devote to this weekly?
What advice would you give to someone who has had total reliance on TAMPs but making a complete change to investment management style?

It's March, and I have done a lot of seminars in Jan and Feb. I've gotten a few clients but would like to increase AUM drastically! Any books, sites or advice on what I can do for marketing?

Client referred me to thier mother. Has $68k coming due in cds and wants income. Money is qualified. Refuses stocks. Wants some money short term. Any ideas?

What is the biggest "burden" about your jobs? The research of stocks, funds, bonds, etc. or putting together a portfolio for customers during the busy seasons?

Client had a privately held REIT in IRA. Trying to transfer to IRA I manage to diversify. I need some help. Continued...

Sometimes I feel like I am a drone that just works all the time and I have no friends.

What software does your firm use and how do you like it? CRM, scheduling, virtual Meetings, Client Portal, consolidated statements, etc.

Have an interview coming up. Am nevous about bombing. What usually trips you up and what should I look out for?

I love this career and want to help more people but I feel like I really suck at marketing myself to help more people. People don’t pick up the phone or reply to electronic communications. Continued.

Anybody familiar with the Fisher Investments sales role? They give you a salary first 2 years plus commission, but the only thing that I don’t like is they no longer pay the trail on any account you open after 3 years. Just wanted to know if anyone knows anything about their program and if the FA’s are really getting THAT many leads to justify that comp plan.

What’s the biggest point of pain for you Indy’s, that tech or other services hasn’t fixed yet?

At what point did you realize that you no longer had to fight to make it? Certain number of clients? Certain number of AUM? Maybe never?

I just finished the book I was reading. What should I read next?

When emailing someone for an interview for the first time do you address them by Mr/Mrs last name or by their first name?

Whats a great farewell gift for an intern (besides a job offer)?

When was the last time you felt truly happy?

I’ll know I’ve made it when...

How do you get better at small talk? I tend to get directly to the point and possibly miss out on building more subtle things in a relationship