Can't make a decision between Chase Sapphire Preferred and AMEX Gold. Offer expires today. Help!


P.S. Please don't tell me to get CSR instead.

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Do not not get the CSR…

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🙄

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CSP cause you can upgrade to CSR when you’re ready

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Join us, friend…

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Fine, since you said please, I won't tell you to get the CSR instead

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MD got jokes 😘

I got amex gold when I used to travel. I had per diem so used to use it to pay for all travel meals and banked a lot of points really quickly. Still hanging on to it because I order in quite often and the 250 gets easily offset by the perks.

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I have the Chase Freedom Unlimited. It’s 1.5% back on everything and then I use CSR for travel, food, etc. You can also transfer points from the freedom to the reserve card with just a click and redeem for 150% the value for travel. Great combo! Since you don’t want the CSR, maybe start with the freedom unlimited.

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2 totally different reward systems. Check each of the point transfer partners of amex and chase. Make sure it works for you. I love amex, but the transfer partner airlines are useless to me.

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I got the AMEX gold because I don’t use much of the other chase cards anymore. The benefits with Gold were more useful to me!

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Thank you!!!

I got pre-selected offers mailed to me (AMEX expires today), would you still be able to refer me? If so, I will DM you once I make a decision.

Csp, the current offer is the highest I’ve seen and the transfer to partners option is better with UR since most ppl aren’t flying internationally at this moment

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Ahh good to know. Can you elaborate?

Csp cause of the big bonus

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Also the current 100k offer on CSP doesn't include the $150 grocery credit

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Also if you enroll through the corporate offer on their website, you'll get an added 100 dollars back on your card annually.

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No its on the personal amex. Call them up to ask for it. Their customer service is really good

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Usually when I have to decide, I make a spreadsheet in true consultant style and breakdown the cash value of points and all the credits/offers.

100k CSP bonus points is a very awesome deal (the 120k one was even better).

Good thing about Chase cards is you’re eligible for the bonus every ~48 months. AMEX is bonus once per lifetime.

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Amex

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