Chase sapphire preferred or Amex gold? Hardly travel for work but love to travel for leisure and try to every couple months

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Reserve is solid - pays for itself if you can get a nice signup bonus. Even after bonus - the perks are very good for travel

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To get good points (after signup bonus) with AP, you need to book through the Amex travel website to get 5x pts (all other categories are only 1x iirc), so it depends on your work travel policies. AP does give you access to better lounges (Delta if flying on Delta and Centurion if you’re lucky to fly through an airport that has one). CSR, gives you a 50% boost on point value when redeeming for travel, and you don’t have to book thru a portal to get 3X points. I’d go CSR over Plat if you’re not a heavy delta flyer who can book travel however you please.

Sapphire Reserve or Amex Gold. If you go gold, and can’t spend on both cards, consider other less pricey travel cards, like the Capital One Venture. CSR is better than Gold, which is better than CSP, imo

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Bonvoy premium

If OP doesn’t travel for work but is looking to for personal? No way. That’s not nearly as good as other cards/the cards mentioned above, except, maybe, when it comes to only Marriott hotels. The other cards offer way more options.

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