Chase Sapphire Reserve or Preferred? Can't decide which one to get! Help!

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Disagree with both Ey1 and A2. The 450 is offset by 300 travel bonus. Which makes it 150 and is then only 50 more than CSP. Also, the 3x points for food and travel is a huge plus.

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Considering the $300 travel credit, CSR is only $55 more than the CSP

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Slalom 1 I think you have those backwards..

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CSR not worth it without the 100k promotion

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CSR or gtfo, card paid for my honeymoon

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PwC2-Automatic travel credit on anything that qualify for travel. In other words, I purchase a $200 plane ticket from any airline, Chase automatically credits you're statement $200

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Ah sorry, long day, I meant to say Reserve 🙄

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Yup u need the 100k promotion, or it's not worth the $450 yearly fee

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Isn't the 3x travel and dining worth it?

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A3, Uber, subways, flights, etc. any travel related expense.

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All travel, including things that you wouldn't think counts. For example parking parking meters and my monthly parking in my apartment counted

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Huh interesting maybe worth it then. Automatic $300 travel credit on what airlines?

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Preferred, more perks and you earn more points on dining and travel. I had the reserve and upgraded to preferred the day before they ended the 100K bonus pts

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CSR. Annual fee is effectively $150 after the $300 travel credit. The $150 is offset by the $750 (effective value) sign up bonus and other ancillary benefits (like tsa pre/global entry credit). The BIGGEST reason though is the 50% bonus on all ultimate rewards redemptions. So your 3% on travel and dining is effectively 4.5%, your 5% chase freedom becomes 7.5%, and your 1.5% everyday spending on Freedom Unlimited becomes 2.25% which exceeds your 2% back options for everyday spend from Citi, Amex, Capital One etc. Once you buy into the chase ecosystem there is little incentive to leave. CSR is a long term card-- not just worth keeping year one with the sign up bonus.

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Is the travel credit only for things like baggage fees or does it include all travel (actual tickets)?

Depends how much you spend and if you'll use the global entry credit and priority pass.

Amex platinum

I have the CSR. Thoughts on getting the CSP for the bonus points as well?

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