Commuting to NY is getting worse every week. This can’t be good for NJ real estate market.

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Is there a way to consolidate 2 mortgage balances ?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

What do you all use to file for taxes after switching to h1b?

Other than Airbnb, what is the best way to find month to month rental options?

Who all is looking to buy a house and in what area?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Pre-tax 401(k) or after-tax...thoughts?

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

The Monday after Thanksgiving weekend just hits a little harder. Did anyone else notice traffic was extra rough this morning?

9th September onwards, so called the grand programme for the next 3 Fridays for completion of 150 years!
Question to Leadership!
1. You are calling all the employees in the office & just providing lunch? That's all for completing 150 years?
2. You would ask questions, and whoever is able to answer it, you will give some merchandise only to them?, And the other people are not your employees?
Why are you even organizing it? You think people would come from far places just for lunch?

Celiac anyone? Celiac is just the extreme form of glute allergy there is with stomach cramps, disorientation, brain fog, diarrhea etc. Worried to go back on the road and eat outside with many sad and painful experiences. Are there any road warriors who have survived it well? Appreciate any tips!

For those who joined in December month, did you guys attend the new hire orientation meeting from the office or virtually ?.

Hi Fishes,
I have an offer from Nagarro So Anyone know
How are the project in Nagarro for Java Spring Boot Stack.

Thanks in Advance.

Do people working for NonTech succeed in life?? I too am in Nontech

Anyone participating in DADI coin crowd sale? Why yes / no?

Thoughts on homage watches?

Anyone else obsessed with uhtred son of uhtred? 😩😩😩😩😩

Any recommendations for good camera for both photography and video? Need to upgrade my 8yr old Canon Rebel.

Is anyone aware if we are eligible for pension component?? I know D does have for Core Consulting model.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Any consulting companies with offices in the Bay Area feel they have a good in-person work culture? Being able to connect with colleagues matters a lot to me and I’m hoping to hear which companies have a strong and connected community out by SF! :)

Looking to hire software engineers and systems architects at a fast growing venture backed deep tech startup. DM if interested in finding out more.

Hi fishes,
I am currently working as a Data Science Analyst in Amex and would like to make a switch to Fraud detection/Credit risk modelling in future.(not in a hurry but would like to start preparing for the same)
How should I go about preparing for it? Is MBA the only course?
My current tech stack is Python, Pyspark, Hive, SQL, ML, DL(specifically NLP based). I have already done MS in CS from IIT Kgp.
I am confused mainly cause the tech stack requirement is similar to my role in the company.

Who are the best jersey recruiters? Getting a lot for NYC but would love to find something in NJ.

Does anyone else have a job alert set up on LinkedIn and get tons and tons of postings in just about every town in NJ from a Kada Recruiting?

Hey Jersey folks. Just checking in. How’s your summer?

Why are NJ and other commuters paying for NY trains?? Congestion pricing... How does this make sense?

I know this bowl doesn’t get much action, but would love info on the following towns for families with school age kids: Tenafly vs Ridgewood vs Millburn vs Westfield. Interested in what the town personalities/vibes are.

I want to become a podcast person. Help

Hi! Anyone have any information about Smith Design in Morristown?

Anyone looking for a junior AD in NYC?

Are there any good agencies in NJ? More for branding and packaging?

Does anyone here commute from Verona into NY? How is it? Decamp?

How many of you work in Jersey as well as live there?

Hey Jersey Folks, hows everyone holding up?

Who’s hiring in NJ?

Hey everyone. Welcome to the Jersey Bowl. This for all us Garden Staters. Whether you work in Manhattan, Philly or Jersey itself, let’s here from you

Who’s made the switch from a city agency to Jersey? How was the adjustment?

Not sure if this is the place to share this but i hit a pole a few months ago and there was no damage to the pole just my car. it was covid and i was in the process of moving/ the car was mostly fine so i didn’t file a claim. Now i find out it will cost 3k + out of pocket to fix. do i report it to the insurance company or is it too late?

If you work in the city and your agency asks you to come back to the office more than you prefer, are you looking into Jersey agencies for jobs?

Who’s ready for the snow? 😢❄️

As a Jersey person working in NY, my goal was always to eventually find a job at a Jersey agency to stop the commute. Well, now I get to work in the city from my house. Do you think this will have an effect of Jersey agencies being able to get city agency folks?