Deloitte 401K match - when does it happen and what duration does it cover? Reason I ask is because I think it happens 7/1/22 and I am contemplating if I should hit all the $20,500 of my max contribution by end of June so I don’t need to wait for 2023 to get the match for Jan-June 2022, should I decide to leave before then. Thoughts?

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Is your 401k match capped per contribution period? Often if an employer will match 3% or 5%, that means per contribution period. IE if you dump 20% in for 3 months, and then 0% for the rest of the year, they will only match for the 3 months you contributed even though it nets out to 5% of your total year. Therefore, it’s in your best interest to ensure you don’t hit the cap until as late in the year as possible.

They do only once a year I learned. So they do lumps on for entire year, eh 6/1/2021 - 5/31/22. So it doesn’t matter if you dump in first few months or over the year actually!

That’s a very fortunate situation! Definitely not common.

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