Mid year check in! Jan 1, 2021 someone posted asking what everyone’s net worth goals are. How’s everyone doing? My goal was 75k and it looks like at this rate I won’t reach it by EOY and I’m ok with that!

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

NYC struggles: 1st paycheck to rent, 2nd to pay off credit cards. Almost none for savings. Maybe it's time to rethink my lifestyle of drinks and debauchery ✌️

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Does anyone have any book recommendations for information on buying a house?

Got 150k saved up, can I buy anything worthy with this as a down payment at the moment?

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

I was just checking my salary slip on new payroll tool and found some interesting things.
There is some ex-gratia 3 amount ( less then rs. 500) and income tax deducted is more then last months (which is unusual as I have declared my fbp and IT declaration in oct only). Upon checking in IT statement found I got gift perk of around rs 4500 but it eas not added to my salary in account. Did anyone know where is this gift perk and how can I use this ?

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

I'd like to buy, but the market is absolutely atrocious currently

What credit card do you use?

Question for the group: How to trade stagflation? Shorts and commodities / precious metals only get you so far.

Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

Any recommendations for books for desi parents ? Politics , economics, world order , self help

Best banks/sites/promos to get extra $? Any good experiences with getting new checking account for a bonus?

How do you get better at small talk? I tend to get directly to the point and possibly miss out on building more subtle things in a relationship

Desi fam - dinner ideas anyone? Vegetarian pls. SO tired of cooking every day but even more tired of having to decide WHAT to cook! Argh.

Good places for a massage/spa day? Just looking for a gift card as a present to be used when things open back up.

There is an opportunity that I’m currently interviewing for that is very interesting to me. I’m interviewing two other places but I’m not responding to LinkedIn emails for other positions. The other positions don’t interest me as much. On one hand I don’t want to waste time prepping for all positions and rather put that time only for the ones that I have going on, on the other hand I feel like what is that falls through. Wondering if I’m making the right choice

Can somebody refer me for a splunk role at cgi? Please dm if you can help

Seattle native in DC tomorrow during Hawks game. Best place to watch game near Georgetown?

Anyone else at CyberArk Impact this week? Anything exciting going on?

Has anybody done the Uber take home test? What do they define as “support model”?

I am looking for some inspiration. If you were selecting the location for an office for 100 consultants in Zone 1. Where would you choose and why?

Is anyone at meta able to share the position levels. I’m trying to compare to my current company structure. Thanks!

HI Fishes,

I am currently working as a senior research analyst with 4.5 years of experience in market research (report writing, proposals, market estimations, presale and post sales qeuries, etc.). Can you please suggest me with suitable openings and also a possible hike. I believe I am highly underpaid because I started my career with low salary. However, I think I deserve more. Could anyone please help. Seriously please help. Have a great day⛅

QBurst is hiring data scientists with 3- 6 YOE. Deep Learning, TensorFlow, PyTorch, ScikitLearn, NLP preferred. WLB is awesome, appraisals happen twice a year and permanent wfh option is there.
DM me for referral. Happy to help :)

Hi all! I'm new to Fishbowl and a recent college graduate. I'm looking for a full-time role once my summer internship ends and I'd appreciate help in finding some openings.

I have experience in pharmaceutical advertising (account services) and the publishing industry (editorial). I'm looking to work at a company I can utilize my passion for writing and account experience. Maybe public relations or corporate communications? I'm up for anything!

I appreciate any suggestions that come my way! :)

crwd 4/17 $60 calls... you heard it here first

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

When is the Bitcoin bubble going to pop?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Planning on buying my 1st home. I'm looking at homes using a RedFin realtor. They recommended I get an Underwritten Preapproval. I don't trust the lenders they recommend. Any suggestions for lenders?

What are the best side hustles to do to especially if your hours are unpredictable while working in public accounting?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

Ally bank dropping rates again. CD a good choice?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Do you consider college savings funds as part of your net worth? I can see why you would but then your net worth would decrease pretty quickly once your kid(s) go to college.

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example