Did you refinance your student loans after you graduated? It's about to be two years since I graduated and I feel like I could consider a refi. The only issue is I'm not very confident about my credit score. (642) Those of you who got a good refi, what was your credit score?

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I had fed loan. Never refinanced. I paid them off about 10 years after graduation 😮‍💨

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Do you have a federal or private loan? I had a private loan so it was much easier for me to refinance. I also did it at about the two-year mark. I had proof of a steady income and my cred score was about 650. Didn't have any issues at all.

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If only refi private loans. Best to leave federal loans alone

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Additional Posts in Student Loans

SOFI or who else?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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Does having student loans impact your ability to get a mortgage?

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Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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If you could go back in time what would you tell yourself before taking out student loans?

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If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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