Does anyone have a good accountant they can recommend they use to set up LLCs for each of their investment properties, and also find tax loopholes? Currently have all properties in my name and looking to de-risk a little.

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Any idea what the closing costs would be for the buyer for a house worth $500k?

OMNY card or MTA card? MTA card for me, it’s so thin that my wallet does not get bulky

What are your thoughts on Baidu as an investment?

If I have a six year old and 150k in a 529, can I say I’m done?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Anyone think the federal reserve will end up buying bitcoin to create some stability with the dollar?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

How to know the GGID for checking final settlement payslip

Maybe this is the socialist in me but shouldn’t Moderna and Pfizer waive their patent exclusivity for their Covid vaccines? Don’t we have a moral obligation for the world to vaccinate as many people as quickly as possible?

It blows my mind that many countries won’t be able to vaccinate most of their people until 2023. There should be access to vaccine generics

I need to do a case prep. Let me know if anyone is available today or tomorrow? Based on ET

Sometimes when I make a mistake at work I feel like I am not good enough for the job while other times I take it as “let’s do better next time.” Would love to find a balance between the two feelings.

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

Samsung Galaxy Note 9 or iPhone X/XS? Like the S Pen for writing but would also like to be able to send texts from iPad without keeping the phone on (I.e. iMessage). Currently have an iPhone

Hi everyone!

I recently just finished my interview with Accenture and is looking very promising. We have yet discuss salary, I would like to know other people's salary who work in the Industry X so that I'm not getting low-balled. I currently work at HDR inc. making 69K (Salary).

2 YOE., Mechanical Engineer

The position is "Analyst - Industry X Development Program" in Detroit, Michigan.

EY folk - when are bonus amounts announced? Thanks!

Our firm told everyone no bonuses this year due to the pandemic. However, people like myself with high utilization received a “bonus” in terms of a gift card. My director notified me of this, but the other day my boss was mentioning how no bonuses this year really sucks. I was told by the director to not mention it to anyone but I figured if anyone knew I got one it’d be my boss. I feel super uncomfortable now because do I essentially lie to my boss because I’m not supposed to talk about it.

Top consulting firms for building mobile apps - IOS or Android?

Hi, everyone. Does anyone know where I could find information regarding the opening year of major consulting firms' offices?
I'm thinking MBB, big 4, boutiques...

Thank you!

Hi everyone- I am looking for SDE role and would appreciate your support. Thank you in advance for any connections, advice, or opportunities you can offer

Technical Skills : .NET Core, Angular, SQL Server, ETL processing
Cloud Skill : Azure PaaS and serverless services, Cloud Cost
management, Cloud Automation and Data Management, FinOps.
IAC Tool : Azure ARM, Bicep, PowerShell
LWD : 29th Dec

Happy to refer for Deloitte US roles. DM me.

What should I expect during my call with Deloitte’s recruitment advisor? I received a verbal offer last week, and a meeting invite this week with the advisor. Is this typically where salary and signing bonus are negotiated? If so, can anyone share insights into the typical base range for experienced hires going into Consultant positions (2yrs experience w/ undergrad)?

Hi Guys,

Can I get some refferal for Cloud Automation fields : VCenter, Powershell, Azure...
Application Development : .net , C#, javascript, html, css...

Currently I am on notice period. With total experience of 3 years 10 months.

Also please give some idea of what CTC should I expect....

Just started and have to select insurance for family. I’m torn between Blue Cross Blue Shield Basic & Standard. Any feedback on picking a good family insurance? No terminal issues here and we are finished having kids!

Didn’t eat lunch or dinner. Would you judge me if I ordered two different snack boxes on my flight?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Why do people accrue prepaid expenses?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

What's the best city in UK to buy a buy to let property, with best returns?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Do you thank your tenants for paying the rent? A quick thank you text?

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Wanting to move from NYC to either Austin or Tampa. Open to hear the pros and cons.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with