Debt payoff update: house paid off, personal loans paid off, credit card down from 22K to 5K. Car loan is 21K. Looking to be completely debt free in 6 weeks, very excited!

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

How many of you’ll stranded and delayed across both airports thanks to the DL5450 flight from Charlotte to LGA?

D 🐠, what was your take home in first year as principal? I assume you all get roughly 350 units and have to finance your buy in. What does that leave for your monthly draw? And after your insurance?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What is your feeling about buying a 3BHK house on Sarjapur road for investment

Has anyone recently bought one anywhere in Bangalore primarily for investment purposes?

Any thoughts/ideas/help appreciated

I’m moving to SF at the end of summer. Is it common for single people in their early 30s to have roommates?

I could afford a $4k 1bd/1ba place and understand the HCOL, but that much for rent seems excessive to live close to work in downtown SF especially with student loans, etc.

Anyone know where/how to go about getting L/VL/VA CE credits form insurance carriers? Anyone have some specifics?

Thoughts on debt finance vs. capital markets for lifestyle?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

Cleared first round and my on-site is next week. It just came to my notice something about visa sponsorship in JD. It states “This role is not eligible for immigration sponsorship.” I have H1B but I would need H1b transfer and GC sponsorship. Can anyone help me out here.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

If I skipped the outbound leg of a r/t, but want to take the return and have a boarding pass on my phone, does that mean I slipped by? It was a weird booking with chase points on 2 codeshare airlines

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

I just joined the bank and was wondering what the deal with the Health Care savings account is. It looks like a flex account rather than an HSA?

Can anyone give me their honest opinion on working at Eli Lilly, the Indy site? I have a few coworkers that have worked there in the past but no one recently. I’m currently being recruited pretty seriously for a in-vivo technician position in the auto-immune team, but I already have a job lined up at Envigo as a small animal sx tech. Salaries would be comparable (Lilly would most likely be a little more with bonuses), but if the culture sucks, I’d hate to burn a bridge with Envigo.

Is it too much to ask a home health company for someone to shadow/orient? I was just hired PRN and that was something I asked for during the hiring process and the recruiter agreed. Never heard back and it’s been several weeks yet keep getting texts from the schedule if office to see patients. Is this typical for home health or a red flag? I have only worked in SNF and acute so I am new to HH plus this company specializes in lymphedema therapy. I am a CLT but want just a little but of training.

Considering a Product Owner role. Any best practices of what questions to ask during an interview? First phase deals with a virtual Teams interview with the recruiter and her manager on Tuesday. Excited since this is a hop from a Product Analyst role and entails an offer of over $30,000 from what I'm getting now! This would be a permanent full-time compared to my current contractor role that ends in March.

What government hire status in pwc application form means ?

What is the interview process for Front end Developer experienced ?Do they ask DSA too ?

Does anyone have any resources (i.e. books, handbooks, etc.) to recommend for a first year in-house tech attorney? I’m currently reading the Tech Contracts Handbook by Tollen. I have found it very helpful. I review and negotiate vendor agreements for SaaS, consulting agreements, HR related engagements, and other services. Thank you!

I have submitted the BGV details on the link shared by HR.
When can I expect the salary discussion with HRs?
Are they really listen about the salary we are asking.
How long will it take to get the offer letter from now?

Does anyone here work at Globaldata? What’s your role? How much do you make? And how was the interview process?

I am an AD at a WPP agency. I work 12 hours everyday and I’m handling one of the agency’s biggest clients. I have worldwide experience of 12 yrs, I get 100K. Is it because I’m not American?

Python is reading my dollar amounts as in parentheses. How do I change that? For example: $-35 is coming in as ($35). What’s the best way if I am trying to see what my inflow/ outflow dollar amounts are?

what is notice period or leaving GDS -Sat service line

Next year I am going to complete EMBA from KREA University in Operation, Having 9yr experience in Accounts, IR&Admin in one of leading Construction MNC, my current CTC 9 LPA, How much salary can I expect if I want to join other organisation ?

Media just doesn’t seem fun anymore.
Please talk me off the ledge

Hi Fishes,
I have been working in digital/social marketing for 2.5 yrs now and currently I am drawing 7 LPA.
I wanted to check if I am getting paid according to industry or do I need to switch.

Yoe-11.5
Current CTC -17.8
I have got an offer of 24.5 and designation AVP. I got what I asked.

Did I asked less?? Can I re-negotiate the offer? I don't have any other offer right now.

What is an IBM principal title equivalent to at a big4?

Anyone know of any great articles or advice for building a multi-sided platform at the beginning of that platform’s life? I’m building a video platform for education (user-generated chunks, kind of like YouTube or TikTok but specific to education vertical) and I’m thinking about early strategy for content acquisition, would love to hear what other entrepreneurs have done. Both strategic and tactical resources appreciated!
#startup #marketplace #UGC #education #learning #strategy

Is 36 too late to join IB as an associate? Alternatively, can stay in my industry (not banking) as manager.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Help! I honestly don’t know how to get my annual expenses down from 100k

Family of three, biggest expense is mortgage. We eat out 3-5x a month, don’t have entertainment spend, don’t online shop, don’t vacation, one car....

Sourcing creative cost savers!

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Thoughts on whole life insurance? Worth it?

Can I afford a 300-350k mortgage on 87k salary? I have no debt, would put 10% down

Have 20k, what’s a good small business to start with this fund? Serious question here

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Say I put $1k into a stock, it doubles, so now I have $2k, can I withdraw my initial investment of $1k without paying taxes or does this still create a taxable event? I’m concerned since I technically sold my initial shares for a profit but I didn’t sell for a gain above my initial investment.

Vtsax vs fxaix?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Can someone explain to me what a back door IRA is and how it works? I’m making over the income limit to contribute to any standard IRA and am maxing out my 401 K but no company matching program so I’m wondering whether I should be doing more

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Anyone buy a small apartment building or small strip mall? What has the better ROI — residential or commercial income?