Does anyone over the age of 25 still have a secured credit card?

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I'm sure there are since they're used to establish and rebuild credit post-bankruptcy.

I did when I had to rebuild my credit after debt consolidation. Fortunately, that didn’t last long and I’ve moved on from there.

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I put money in VTSAX which is a mutual fund vs. an ETF. Am I dumb?

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I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

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Can i get some help activating my DMs? Will only send DMs on hustle culture (rise and grind baby) and little known investing tips that will make you a millionaire so it will be worth it. Cheers!

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Curious as to how many people in/around the NYC area are now exploring buying an “escape” home upstate/poconos/etc.

If so, where exactly?

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Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

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Growth stock ER week

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What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

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Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

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Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

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What is a good credit card to get for travel?

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

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Anyone have any good realtors in the Greenville SC area who know the VA loan?

I lost a lot of bitcoin sometime, had to file a claim @recoverydome. I was given some great tips and insight too. They could also give you some clues to work with when you HODL

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I’m 9 weeks tomorrow! My husband and I are starting to explore savings options for baby. We’ve looked into 529s, custodial accounts, a Roth, high-yield savings… and I don’t know what’s the best option, I feel overwhelmed. Would love to hear what others have done or are considering! TIA

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How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

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I’m 24, new to the stock market and make ~90k a year, how much of my income should I have in stocks? (Not including 401k)

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Does anyone think there is long-term viability in Cryptos?

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What kind of gifts are given at fidelity investments during year end?

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Might have to relocate to San Diego for spouse’s role. Anyone know about shops there? Or any firms that have a presence in SD?

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I'm looking for referral at BCG UAE, please feel free to message me

Can anyone from Mercer give me referral. I have job id with me

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I'm currently a Scrum Master that is looking to make an exit! I have a new profound love for data! However when looking at the salary for data analytics, it appears that I would have to take a pay cut. I currently make 123k in the state of NC...any insight? Should I transition to Data Engineering instead?

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Hi guys

I applied for 2 position at a time in jp Morgan career portal . That's fine ryt?

Or we can't apply for two roles at a time? Any idea guys?

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But I’m tired tho.

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I'm a Microsoft Power platform Developer, looking for the referral. I'm interested to work in any company for this role.

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Why are there so few members here? What bowl has all the big pharma members that is not LS consulting?

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My boss saw my bag (luxury brand around $2k) and made comment that I should not carry a nicer bag than what she has

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Are you comfortable going to a restaurant with outdoor dining? Why or why not?

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Just moved, looking to make new friends. 29 F 😊

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Hello Fishermen,

Please help me out, how is this company Bristlecone?

Is it worth moving to this company in SAP. I’ve to take decision and I’m losing my mind. Will I have job security? Recession mey bhaga toh nhi denge ye?

In-hand for below offer?

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Can we do a quick round robin of salaries for folks in the Seattle area? Currently making $146K at Starbucks. 32 yo woman. Yes, I know the comparison game is unhealthy, but my hypothesis is I don’t make all that much compared to others which might justify why I am not motivated to work beyond 9-5pm. Former consultant here who took a pay cut so am looking to NOT grind.

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Have you used go education or other screen capture software?

Guys, ditch your briefs and trunks.

Switch to boxer briefs. They're the best.

Someone recommended me them 2 days back and I wonder why did I not know about this since past 7-8 years.

Thank me later 😂😂

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Angel investors : What returns do you expect when investing? Also what’s your range of investment?

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Additional Posts in Personal Finance Bowl

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

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Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

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accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

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Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

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I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Anyone ever use a credit repair service and have success?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

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24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

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Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

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Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

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I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

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I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

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Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

In your opinion which is the best target fund to choose in IRA Roth?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

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My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

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Google stock to buy now or after the split?

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26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

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