does anyone recommend a bank that has a high yield savings account for businesses? i.e., an LLC for a rental property

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

37 / 13 years / 215K / PDX

Following up on a similar post about NYC, for those in SF - salary and what do you pay in rent?

Start raising cash family. Take some profits. 4/14 3:51 est

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Mutual funds you have your eye on right now?

ACN people, what to do when compensatory "income" moves me from fully eligible for Roth IRA to not being eligible at all?!

What's your biggest net new account this tumultuous year?

Anyone else a landlord on a condo unit? Any recommendations for landlord condo insurance? Do I need to look specifically for an insurer that provides this specific plan or do most insurers have an option for landlord condo?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Is it typical for in-house pharma roles to offer pensions?

Anyone having experience with National Bank as a TFSA account or trading account ?
Thinking to open account in it as it offers free commission trading on stocks, ETF

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

One of my big hang-ups with biden tax plan is raising corporate tax across the board. Why raise taxes on businesses when we've just found out how fragile it is to be able to run a small business?Why not at least propose some kind of progressive corporate tax structure if you want to raise taxes on corps?

Does anyone know of any consulting/advisory companies hiring?

Just wrapped up internship. How long do they take to get back to us with FT offers? Who will reach out? How will they do it?

Anyone volunteering with the upcoming CFE exam this week?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

getting asked for discounts constantly when they know its a hard " no " but keeps asking is crazy to me

Our senior creative leadership keep talking about winning Cannes Lions and D&AD pencils but none of them have actually won any since 2007 (that’s 14 years 😭 ) and between all three of them they’ve never won more than a couple of silvers, a couple of bronzes and a couple of in-books (that’s with a combined experience of over 60 years 😭). They have no clue 🤣🤣🤣😭😭😭. Tell me something about your agency so that I can feel better about the hell-hole I find myself in🙏

Anyone else hear that post-CRT partners will get fired this year in commercial advisory? How the hell does a partner get fired....

Does anyone know how to get early release from the notice period I don't want to serve 90 days I need to spend 30 days only pls let me know what to do.

I would like to transition from a public school with CCSD to a Christian based school. Does anyone work at a religiously centered school? What are the qualifications?

For my colleagues that travel a lot: Tumi or Briggs and Riley?

Is it worth the rent to stay in west village socially? Or just stay in exchange place in jersey and commute to midtown?

What’s the general comp for EM level at Strategy&? Assuming a Chicago or comparavle COL

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I'm a recent grad who accepted an entry-level full-time job offer with Capital One. I knew that MBB and other consulting firms rarely ever negotiate salary with new grads, so I didn't with Capital One as well. Was that a mistake? What were the likelihoods that they would have raised my salary? I had no other competing offers at the time

What are your favourite after workout meals? For the best recovery

Performance review is this week & boss already primed me (trice) abt a time mgmt/prioritization improve plan. I can’t begin to express (but attempt to in comment👇) how wildly out of context this fbk comes considering this flaming 💩 dumpster 🔥 of a workplace situation. Advice: - How do I get through BS mtg w/out hitting mgr w/a R/antiwork-style ✌🏻🖕🏻”bye Felicia”?! Ps. I’m an f’ing adult & welcome fdbk when it’s even mildly in touch w reality.

So for those who have been with Deloitte for 3yrs and above, what is the motivation? What are the rewards? No ESPP, so what really do you get to show for the work, time and all? Kindly share, am trying to make a big decision here, thanks?

Hi All,

Can some1 tell me which company is better wells fargo or Natwest in terms of wlb, year on year appraisal, work culture and diversity candidate?

Thank You in advance

Anyone have recommendations for headhunters placing planners?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Has anyone here used New Western to buy real estate deals?

Anyone else a landlord on a condo unit? Any recommendations for landlord condo insurance? Do I need to look specifically for an insurer that provides this specific plan or do most insurers have an option for landlord condo?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Any one knows what’s the easiest way to order a radon test for new construction?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!

Do you thank your tenants for paying the rent? A quick thank you text?

Is it common for HOA to ask you to prove your car registration is up to date?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Does buyer have to share appraisal with seller? Can seller request it?

I’m graduating in a year. Will be working as a consultant in Chicago. Want to begin real estate investing. Thinking of house hacking. what’s the best way to start REI after graduating?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?