Any advice for someone just starting their career on how/where to start investing other than typical 401k/stocks?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

I got Medical Reimbursement of around in current month salary, but I don't think I had applied any bill or submitted any such amount. Can someone tell what exactly is this amount for?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Please tell me about the benefits of the Deloitte Corporate AmEx. Thanks!

As we are not frequenting to office and clientsites, anyone plan to return their leased car to save money?

The amount of kids coming out of B-school MBA’s with one internship and expecting 100k in low cost of living cities is crazy lol. What are they telling these students…

How do filmmakers find investors?

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

Forget about Uber.

Thoughts on those credit card machines that ask for tips?

I’m standing there stressing out with people behind me and all the person did was push a button to get me black coffee!

So what’s everyone buying? I just got me some ETH, ALGO and GRT.

Anyone heard of Prescient Healthcare Group?

Is Bitcoin about to fall below 30k or rally back above 40k. Vote below 🔮

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

I have cleared all rounds for Director position for Bangalore location and am awaiting offer. How much should I expect ? Are there any relocation benefits as I will be moving from Pune

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Anyone looking for new opportunities with middle market firms after the 9/15 or 10/15 deadline? Message me if you are interested in BDO. Most tax positions are still fully remote or flexible. Busy season you average around 55 to 60 hours, rarely goes over 65.

Bored for the night M (25) in NYC. Typically described as tall, dark, handsome, and had too much caffeine/etc tn so wide awake and willing to entertain ppl until I get tired. Hmu w DMs/comments/IGs/etc if ur in a similar mental space 😂

How do I start preparation for big companies like MAANG?
I want to know what learning path should I follow. I know about lots of resources but can't follow them randomly.

I recently switched to a developer role in a product based company from a support engineer for past 4 years in a service based company. I got a good hike as well.

Since I did it I think anyone can do it. Let me know if my experience can be of your any help.
Happy to help!

Biggest areas to focus on before BEC? I feel good about where I'm at but having issues on what to review before taking it since there's such a wide range of topics

How high you think BTC & ETH would go this year? + What are your top alt coin picks?

What are some oracle cloud receivables functional questions you have been asked/have asked during an interview?

Has anyone ever stayed longer at a firm just because you “liked” someone?

Here we go again with interim review prep...are they kidding me??

What is the difference between Google Cloud Engineer ML and Google SWE ML role? What is the expected career growth of Google Cloud Engineer ML role within Google and outside Of it? As I understand Google cloud engineer role is not part of product & engineering team.

Is Vitro as bad as Glassdoor is making it out to be?

did we ever agree on a secret code here for “thumbs down”? like, using the “smart” reaction or something?

For those doing production in COVID, how large were your crews? How many at location vs on the actual set?

Help an elderly person: can anyone tell me a high-profile spot that features a tik tok, IG or twitch person? In other words, an influencer who got what could be called a big break?

(I cant think of any, but then it occurred to me I wouldnt recognize them.)

Thanks in advance, hip people

Thoughts on Prime Ocean here?

Anyone have recommendations for headhunters placing planners?

Can someone give some input on the difference between an Underwriter and an Underwriting Analyst? I'm finding a lot of companies use this title synonymously.

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

For my marriot members. Which cc do yall have for marriot?

Will markets jump upwards the day Putin dies?

Thoughts on XT?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

This is a little embarrassing… I don’t know anything about investing. I come from a low income / immigrant background and never received financial education. Just recently learned the difference between an TR and Roth IRA 😓 I have started to contribute $$ in my 401K. I am 27 and only have like $15K in my Vanguard account feel like I am so behind. Can someone recommend good resource/advise to learn the basics?

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Ally bank dropping rates again. CD a good choice?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Is there a way to get closer to the 58000 total contribution limits in a 401k after initial contributions up the 19500 limit? My employer match isn’t great but I’ve maxed out my contributions this year and they’ve only added an additional 1500 so I’ll be at 21k total in the account for the year. How can I get more in there to bridge that 37k gap? Or can I?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.