Does it make sense to forgo an admission offer and reapply next cycle for a shot at more scholarship money? The max I got for this cycle is $40k, and I don’t want to spend $140k out of pocket...

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What are you going to change about your profile/application in the next 6 months that you think is going to get you a bigger scholarship? If you want more money, you may need to go further down in the rankings where your profile will stand out. Another year of work experience isn't going to increase the amount of scholarship. Scholarships are mostly given for the stats you bring to improve the program averages or some other value add (think leadership and engagement).

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What school tier we talking here

Not sure about tier, the school is Tepper

If T15 I’d advise against

U going into tech? The take it. Consulting or IB maybe worth it to wait a year

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It’s presumably not $140k out of pocket. You can take out a loan

Yea take your shot again at the other schools

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