Is the max loan based on a schools “estimated cost” enough money to get by? Or will I need to use some other cash also

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Do a budget for yourself. Most of the costs directly related to programs are listed (books, tuition, fees, health insurance, etc) and then do out a budget for the rest of your needs (foods, rent in the city of your school, going out, cable, etc) then figure out if your loan is enough but I would recommend saving up some reserve cash for expected needs

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