Earned my first sizeable bonus - 32k pretax. Assuming there is an impending stock market crash, which fund would be best to place some of the money? Fidelity growth, bond then move it elsewhere?

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Lol you’ll miss everything if you try to time it. Put a few thousand every few days. There isn’t a crash coming anytime soon. If everyone’s expecting it it’s already priced in.

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Time in market > timing the market

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I’ve been expecting a crash for about two years now. Got some in when it went real low on March, but was still sitting on the sidelines.
I missed plenty of returns trying to time things. If I had simply been continuously investing over the time period instead of holding cash I’d be about $100k richer at the moment.
FWIW, growth funds usually do worst in a crash.

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I can handle it for you.

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Why do I never get bonuses like this. I’m lucky if I get $1k LOL

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Congrats! That’s an impressive bonus

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BTC, and dont look at it for the next 4 years

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I like BAMPX. It’s a mutual fund that gets you most of the growth in good times but massively hedges against bad times.

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Why are you assuming a crash?

Then...short everything and watch the world burn?

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Vanguard Balanced Index Fund Investor Shares (VBINX)

If I was a market timer, that is where I would put my money when I believed the market would do poorly in next 2-3 years

Tha effffffff😭😭I’ve never gotten a bonus 🥺

I can guaranteed you 12% returns if you send it my way. It may be a ponzu scheme but you’re one of the first in (I swear) so you will be first paid.

Serious answer: Put it in a low cost index fund. VOO works.

Btc. All day

OP - are you in consulting? B4, MBB, Boutique?

Consulting, boutique. Part of company was acquired so bonus is higher than expected (can't imagine it'll be like this next year)

Congrats to you for your sensibility! At your age I probably would have blown it on a car.

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