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Thanks Julius, very helpful

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All right people. LET'S FILE SOME TAX RETURNS.
Where are the Booz Allen people at?
Anyone want to sell me their CFE books ?
Who is going to Discover in December?
How do i see my utilization?
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Big 4 401k is trash but you also participate in the pension plan. EY will contribute 3% (for new hires) into your pension account. Same vesting schedule as 401k and if you leave EY before retirement, you can roll the contributions into an IRA.
Pension plus 401k makes the retirement benefits about average.
The contributions in the pension vest on the same schedule as the 401k. You won’t get the annuities unless you “retire” from EY.
Yeah big 4 seems trash from what I’ve read. I’m at a relatively small firm overall but biggest local for the city. My employer does this 3% salary match thing, no vesting period at all. We don’t even need to contribute for them to give us that either, they just do it.
This is the only company I’ve worked for that has a vesting schedule - since the mid 90s
Also I believe EY is 25% match from year 1-3 and then 50% after that.
but at ey the contribution for year 1 is made at the beginning of year 2. so if u leave during the year, no contribution.