Financial advise. Weighing whether to pay for my investment property in full or keep the debt? The investment prop is held under LLC, but was advised to keep the mortgage in order to further insulate myself from litigation. Not sure if I’m considering all factors, but this is an Airbnb property, so liability exposure is not as high as a tenant/landlord scenario. Thoughts?

amex platinum >>>> csr if you think about it

Can someone explain whether you’d buy altcoins as a ETH pair vs a BTC pair? Does it matter?

Joining Google in few weeks and my side gig these days is researching 529 plans for my almost 1 year old. Does anyone know if Google offer & contribute to any 529 plans? If so which one? I see it listed in benefits section of onboarding site but looking for the plan name at the least.

Fellow Bytedancers, will you be keeping your cash bonus or convert to RSU?

Didn't renew lease. Scared I wouldn't be able to find the next home, especially an affordable one with this current market.

They should extend covid rates

Buying ETH in Robinhood.. bad idea?

Planning to buy a house in 6 M. Want to start looking . Any preference on Realtor ? Kelly Williams / REMax / cOMPASS etc.

Also should I use Zillow or Redfin or just search agents online from above realtor companies?

Best way to reduce taxes on severance pay? Receiving bonus and severance, tips for saving money. Open to charity etc. I’m afraid that most of this will go into taxes. I will max out my IRA.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Can we start a profit/loss thread? People should be able to learn, celebrate, discuss winning/losing trades.

I’m thinking of switching from robinhood to another brokerage, any suggestions?

Anyone following what's happening in MKR? A bit going on recently including investing in real world assets and breaking up the teams into Meta DAOs. 🐂 or 🐻?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Has anyone successfully claimed that income from a NY big law firm is not NY income based on TSB-M-06(5)I (May 15, 2006)? I think that my situation meets all the factors necessary. I am going to claim that the income should be sourced from Texas—I worked out of the Houston office from time to time while there. I was in Texas for more than half the year.

If I leave Deloitte after one full year post MBA will I still get to keep the first installment of tuition or will I need to return it if I don’t stay the full two years?

Need to leave but no idea what I want to do

Anyone looking for people manager or head of people? 10 years experience in people in start up here

“Hello, my name is Eleanor, my favorite color is bege and my dream is to be an accountant” - I feel personally attacked 😂

What’s the Product Manager salary, bonus, and equity range at Google presuming MBA plus two years of experience?

Looking for an AS role. Currently in Chicago but open to relocation. Looking to get back into agency world

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Thinking about using my VA loan in a few years. Any advice?

Anyone here work in law in Miami (ideally - media, entertainment or IP practice)?

Hello..
I am a consultant on human potential and success, but basically in stocks/binary trades this is mainly why I'm here making connections. Also I am open to find out is there anything we could support each other with.

Do you have any experience about binary/stocks trades before?

Are there any financial firms here that allow dogs in the office?

New to Fishbowl! How do folks find this app most useful?

Grinder is so much more convenient for hookups. Anything similar for straight men?

Hi All, I wanted to know how is work life balance in AT&T. I have been offered the role of senior technical specialist - scrum master. Is there WFH available in AT&T.

Curious: Best (in your opinion) consulting exit to industry from mbb manager you have seen in your eu country among your colleagues?.
Need some benchmark ranges here :)

Received an offer from JPM for a branch manager position, but afraid of getting the offer rescinded due to going through bankruptcy almost 3 years ago . I’m freaking out hoping this won’t be an automatic disqualification, has anyone been through this same experience and gotten hired in?

Interested in regulatory and statistical reporting in Pune, please suggest any suitable openings.

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

How to FIRE with kids? No kids for us yet but wife and I do FIRE and we’re wondering if it’s even possible with kids. Just takes longer maybe?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Do you count your car as part of your NW on Mint/other trackers?

Is it a bad time to buy a condo in a big city on a conventional mortgage?

Had a great covid rent deal but rent is going back to normal. I want to stay in the location, live in said condo for 1 to 3 or 5 years then move to something bigger (further away from downtown) and rent the condo, eventually for passive income

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

Thoughts on staking crypto? What’s the safest way.

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

What do you want to do when you reach FI?

Can people working side gigs as consultants receive deferred compensation? Or has anyone seen other creative, legal ways that consultants can work now and get paid later? I have a side gig that could end at any time, and I don’t envision it going into 2022. Good problem to have, but the side gig is bumping me into higher tax brackets this year, while next year, I envision I’ll be back to lower brackets, so I was wondering if there’s a way to delay some of this compensation to next year.

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

Decided to payoff my mortgage.

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

Do you have a set $ you save every month? I'm 27, I've been tracking spend since 2020 and my $ saved has very strong variances MoM. If we consider 2021 a more "regular" year, I varied from $600 saved one month up to $3.2k in another (though that was partially due to a job change)... It's not affecting my overall saving % (was 46%) but wondering if I should try to even it out a bit more?