Is it normal to sign a bunch of disclosures for a Wells Fargo rate lock? Will I have to pay anything is I end up not using wells ?

What corporate card does BDO use?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

👀 Can we talk smack about auditors? Trial balances based on filed financials are still trash once it comes time to do returns, so all I’m saying is materiality can kiss my a**

Use savings to (partially) pay for business school or invest and fully cover via loans?

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

When people think all I do are tax returns and I'm like "No, I do estimates and extensions too. You're just not rich enough for that"

When the senior manager expects you to create estimated tax payments out of thin air because the client refuses to pay safe harbor.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

Any tax software recommendations? I’m just starting out so I don’t expect to do a significant amount of returns.

Can your spouse be employed in Google and getting RSUs?

I joined pwc almost 2months before not yet billable, working in a temporary project as non billable resource, is it safe ?

Hey CGI folks, from where can I see current year holiday list for 2021 in India?

Selling 2 Acer HD Dual Screens + Docking Station if anyone is in need of some WFH upgrades. 21.5 inch HD LCD monitors and an HP Thunderbolt 120W G2 docking station. Lmk if interested!

I’ve been thinking about law school for far too long and want to take the plunge. Where do I start? Any recommendations for studying for the LSAT?

How bad is WLB at ZS?

Run Joe Run!! Run Joe Run :)

Can somebody tell current leave policy in LTI? What are the leave types available and how many days?

Anyone suggest me an advanced SEO Course, I have 3 years of experience in SEO and 2 years in Google Ads. Suggest me good course / next steps to take to boost my career growth.
#seo

Can we talk companies? what companies are known to take care of employees versus toxic ones either from those either who recently graduated or in an internship

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Democrat outrage baiting thing is getting really tired and old. I don’t think I will ever vote D again.

The Investnent Advisor, LLC a registered investment adviser is looking for Investment Advisors in Pittsburgh, Pennsylvania.
Must have a Seires 65 and a Portable Book of Business. Call 412 388 0500.

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

Why do people say more number of switches will create a problem in the long run? Ideally how many switches should be there. New in IT industry, just want some guidance.

Does 2-finger touchpad scroll not work on Excel sheets anymore? I used to be able to swipe quickly on my laptop's touchpad to navigate sheets but now it doesn't work. Based on the handful of posts I've read online about it, the problem seems unresolved. Has anyone dealt with the same issue and fixed it?

I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

Loved a condo, great neighborhood- river north chicago. During attorney review seller disclosed they had bed bugs in May 2020 and it was exterminated. They are willing to share the receipts for proof. Should I go ahead with the purchase or should I just let go and find another building?

Hey I am a new real estate sales person kitchener/waterloo area in Ontario, does anyone knows some real estate brokerage that provides training and has low commissions split as well?

Completely new to real estate and considering getting a real estate license. Is it hard to juggle a full time job and being an agent part time?

Any upcoming areas to buy a investment house in and around Austin Texas

Have anyone negotiated their rates with wells? I wanted to use wells but another lender of giving me a better rate.

Thanks!

Hello, I am going crazy. I am supposed to close on a house on Tuesday. The buyer did not perform an inspection and the lender did not order an appraisal. The lawyer says that everything is good on her hand but I am not sure if she is the deciding factor here. Can a home close without a physical appraisal ? I don’t have a closing time yet, just the date. My realtor reached to the lender and have no heard back.

Lots of 2-year-old posts here talking about their uncertainty of buying a home or investment property. I hope you did! Looking to buy my first flip in the next couple months, does anyone have any advice on flipping vs renting? My original plan was to flip and buy rentals while keeping my capital base up with my flip homes and slowly building my rental portfolio. Any thoughts on this?

Anyone in Miami going to the Real Deal Showcase on November 10th?

Looking at buying a house in Charleston, SC, then I want to get back to buying rental property. I already have two but would like to grow to 10 in the next 5 years. Is that possible and what are some ways to get some capital.

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

Anyone doing any investing in Charleston, SC

Condo insurance recommendation?

Hi everyone! I’m going to be in NYC next week and would like to connect with a few local CRE brokers while I’m in town. Anyone open for a happy hour?

Hello fellow agents! I am new to Fishbowl. I am trying to get this thread thriving just like our housing market.
If there is any questions for me, or if you have a referral (I pay for referrals) I am licensed in Arizona and Washington state!

What's a good % of your gross income to be spending on housing? Does it differ if you're paying the mortgage vs renting?

Thinking of buying a house in Atlanta. Not sure if I should wait or not. Interest rates are good but I'm afraid of the possible housing market crash.

Not a lot of activity in this group; is anyone still active in here? Hello from Sacramento, California.