Is it normal to sign a bunch of disclosures for a Wells Fargo rate lock? Will I have to pay anything is I end up not using wells ?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

How are you planning to close education loan for MBA. Is tax saving worth the stress of loan.

What are some side hustles you’re doing? I’m looking for ways to make additional money.

Which crypto coins are you putting your money in?

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

Hey Team

I'm on a H1B so I am supposed to pay Medicare and SS taxes, but my employer has not withheld anything- my hnr block advisor caught that but she just completed my returns assuming I don't have to pay those taxes

What is the right protocol in this case? Do I owe SS and fica taxes?

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

So if I were to rent a car from Trips, can my wife (not in Deloitte) drive that car as well? Is she also covered in the insurance? Does anyone know?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

First time building Roth IRA account. Stocks you think I should add?

Hi Friends, i attended 2 client interviews and both went wrong. I don't know what to do. I am new to EY GDS......Is anyone faced the same ?

What kind of ratings are you supposed to give your counselee in LEAD feedback? Should be give one less than gold standard to everyone

9/8 Thread (General):

Work hours change scenario: 8hours/day for 4 days per week or 6hours/day for 5 days?

Anyone who has been through both rounds at MBB - does case difficulty get any harder between round 1 and 2? Or is it just the level of interviewer?

Feeling really overwhelmed and wondering if anyone else has struggled with something similar: I’ve been with the same company for about three years and I feel like it’s time for a change of pace. Poked around on LinkedIn and there wasn’t a single listing I was interested in that I felt genuinely qualified for. Did I somehow fall behind or does everyone just have unrealistic expectations?

I was recently promoted, and now part of my team report to me. I'm now able to see their pay rates and I am honestly so disappointed in the company. Especially since we just gave annual raises in Feb, plus we can all see where the money is going and it's not to the employees. Makes me sick

So a higher up made a new rule that for a service we offer , we have to offer it to the customers three times and If they say no a manager has to get involved and document. it is this not wrong?

The new X7 looks like a faakin’ Kia….

I got an offer for deloitte Pune doj 20 june ?? Anyone reporting there on 20th ? And are we having dlaunch event in Pune office idk what should I choose virtual onboarding or physical at Pune location? HR is also irresponsible she don’t even know bs bolri h office jana pdega and I’m hearing there is no space and she’s telling me they’re not gonna deliver laptop to home? Please rply

Starting a staffing company, suggest some name for it. Most liked one will be selected.

Would like to know what all is tested in pre employment health check up. Example- blood and other samples collected. What sorts of test they run. Which organisation does these tests.

Brookfield NY: Anyone have information on what the culture is like?

How much hike does BNY provide every year?

Best physical comedy directors? I’ve got a decent budget and good creative but it’s a fast one.

What are the best consulting firms for someone with a TS/SCI with FSP? Non staffing roles. I’d rather do strategy, transformation, tech integration, etc...

What are some of your tips to avoid / reduce the impact of spring pollen allergies. I have taken tablets etc but they are just ok. Any alternative therapies / treatments?

What is the average salary for cloud operation engineer with 2 yrs exp . Trying to understand market trends
Location Hyderabad

Hello fellow agents! I am new to Fishbowl. I am trying to get this thread thriving just like our housing market.
If there is any questions for me, or if you have a referral (I pay for referrals) I am licensed in Arizona and Washington state!

Have anyone made any profit selling your condos? There are so much cost to sell, I’m worried

Hey I am a new real estate sales person kitchener/waterloo area in Ontario, does anyone knows some real estate brokerage that provides training and has low commissions split as well?

Thinking of buying a house in Atlanta. Not sure if I should wait or not. Interest rates are good but I'm afraid of the possible housing market crash.

Lots of 2-year-old posts here talking about their uncertainty of buying a home or investment property. I hope you did! Looking to buy my first flip in the next couple months, does anyone have any advice on flipping vs renting? My original plan was to flip and buy rentals while keeping my capital base up with my flip homes and slowly building my rental portfolio. Any thoughts on this?

Looking at buying a house in Charleston, SC, then I want to get back to buying rental property. I already have two but would like to grow to 10 in the next 5 years. Is that possible and what are some ways to get some capital.

Anyone in Miami going to the Real Deal Showcase on November 10th?

Condo insurance recommendation?

Anyone able to get a mortgage with student loans default?

Anyone doing any investing in Charleston, SC

Loved a condo, great neighborhood- river north chicago. During attorney review seller disclosed they had bed bugs in May 2020 and it was exterminated. They are willing to share the receipts for proof. Should I go ahead with the purchase or should I just let go and find another building?

Looking to buy a house (200-300k) in Houston to rent out even though I live in ATL. Trying to get my foot in the grow city.

Not a lot of activity in this group; is anyone still active in here? Hello from Sacramento, California.

I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

What's a good % of your gross income to be spending on housing? Does it differ if you're paying the mortgage vs renting?

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

Have anyone negotiated their rates with wells? I wanted to use wells but another lender of giving me a better rate.

Thanks!

Any upcoming areas to buy a investment house in and around Austin Texas

Hello, I am going crazy. I am supposed to close on a house on Tuesday. The buyer did not perform an inspection and the lender did not order an appraisal. The lawyer says that everything is good on her hand but I am not sure if she is the deciding factor here. Can a home close without a physical appraisal ? I don’t have a closing time yet, just the date. My realtor reached to the lender and have no heard back.