For a first time real estate investment (with the goal to keep it as passive income to eventually rent out), would you buy a condo, townhome or single family as your first property? Why?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

So what stonks are we buying?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Emergency question!! Sending over an invoice to a client. We are both in mass. Do I charge tax on a digital delivery? I did on my last two but now I’m questioning it. Help!

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Anyone taking profits from UVXY and VXX or still holding?

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

Can I purchase a property under mine and my parents name (on the deed) but only my name on the mortgage? Do I tell the seller this at the time of paying earnest money? How does this work?

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?

Hello, first post here. Outside sales, merchant services/card processing. I’m primarily a welder but I work 4 10-hour shifts typically then I try sales the last three days. I’ve done it long enough to where I’m confident and comfortable going to new businesses, establishing some rapport with business owners. But it seems like a lot of businesses see this as a waste of time, even adding services and cutting costs. I guess either I’m looking for advice or considering not doing this anymore.

What do you want out of your accounting career? Obviously money is a huge motivator, but is there anything else you want accomplish, build, complete?

What’s an acceptable salary for a entry level customer success manager role in cybersecurity? Coming on with 3 years related experience.

Big birthday coming up in a few months and wanting to do things I have never done before (tattoos, surgery, etc.) What have you done as a result of a mid life crisis?

I'm starting to realize that a lot of my life problems are from me trying to treat my depression with alcohol. This is the most sober I've been in a long time and generally I feel a lot better but it would be so easy to get drunk. Physically the consequences are what are keeping me from doing it. It makes me feel really good though and I miss the high, I am grateful that I can resist it now but at least temporarily it was a cure that worked it made me feel accepted and whole.

How much wifi & Router Reimbursement In Dxc ?

Has anyone been IMPACTED yet?

Just found out I am going to be on a coupa P2P implementation for the next 6 months. Not a fan of coupa or procurement so any advice to maximise my learnings and make this as valuable as possible

Hello guys,
I would like to know if anyone already started implementing solutions using ABAP RAP and Abap on cloud ? If yes, I would like to know how the performance is in terms of development time from scratch to unit testing complete ..

Could someone take a look at my about me section for my LinkedIn pls. Would appreciate some feedback. Trying to transition from reception job to selenium or lean six sigma. Please dm me!

Moving to the area for work and was wondering if I live off of the San Bernardino metrolink line, when I bring the train in to Union Station and then transfer to the LA metro system, will I end up ...

My team is looking for a junior web analyst. Ping me if you're interested or know someone who might be!

I’m the Affiliate Chair for for the DC Affiliate of the Pancreatic Cancer Action Network and looking for a few volunteers for leadership roles helping the affiliate grow and raise awareness about pancreatic cancer. Message me if you’d like to get involved!

What did you as a data analyst make 3 years out of college?

What’s it going to take to make this bowl active?

How can I earn more money as a Oracle Fusion Technical Consultant? Do you guys know way to freelance or something?
Help would be appreciated.

Hi friends! Anyone looking to sublet an apartment (preferably 1BR) anytime between beginning of September and end of October for a month? I wanna do “trial” month in NYC with a friend - we are both tied to our jobs/other commitments in DC for another year, but would love to experience the city. Thank you!

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Thoughts on Fundrise?

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Does buyer have to share appraisal with seller? Can seller request it?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Hi - any good books recommendations for getting started on real estate investing?