GCC expats, what portion of your salary do you keep in your local account for emergencies and monthly spending?
For the rest, do you invest in local stock markets, international markets via local platforms e.g wio banking, or do you use international brokerage platforms directly like ibkr?

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Keep 100% of it here, when i save 200-300 k aed i do a big transfer back to the UK. With investing its never consistent its randomly dumpin 10-15 k in whenever i feel

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Transfer monthly spend to savings account (then pay monthly credit cards and other spend accordingly) - this is a fixed amount (highly personal, around 20-50k AED per month)

Transfer remainder into brokerage (International, Wio also fine) and buy global ETFs

Keep safety cushion of like 6-12 months spend in savings account.

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great question. as some one about to relocate to the GCC, i'd be keen to know the feedback to this question as well

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send back & invest c.50-60%; rest is split between emergency fund in GCC + lifestyle spend

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