EY audits GOOG, AAPL, AMZN, FB and NFLX..what to trade then ?? 😞

Why is ETH volume so low on gdax?

Have 1M sitting in cash. Would you dump it all into VTI or DCA?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

I want to buy a townhome or small house but I have no idea where to start. I’m a single, 24 yr old woman with 2 puppies so I just want a nice place to make my own. I don’t make much so I don’t know what I’ll be able to afford or what areas to look in since Atlanta seems to be so pricey, though I have no debt. Any advice?

Best place to find blockchain savvy angel investors?

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

What is the *prime* amount of money to bring you happiness?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I just got a new credit card. It came with a Priority Pass membership. I always travel economy, I hardly ever get lounge access. I got excited, until I remembered I can’t travel and lounges are closed anyways. :(

As much as I talk about wanting a man to take care of me financially, I have way too much pride to allow it when it actually happens

Missed cc payment. Amex posted 60 day missing payment to credit bureau. This is first time i missed payment. How this impact my credit score. How to rectify. Applying for mortgage now. Any tips

For the partners/mds/directors etc how are you protecting your money with the new administration? I’m assuming Biden’s plan will help the lower class but for the upper class I’m sure there have been strategies your advisors have been telling you. I currently have 20k in savings and feel like it’s just getting inflated away.

Got an offer from In-house tax, what is the difference between In-house tax vs Firm? Need some inputs and how to progress and do better in in-house field?

Is there anyone else also facing same issue like me ? IBM offer is delaying . Tech stack : SAP PDM : 26th Nov . Shall i wait more ?

Hi all,
I onboarded to capgemini yesterday and today I completed email setup. However, I'm not able to access talent page from mobile/personal laptop. Can anyone help me?

I'm an introverted person, like to keep to myself, focus on work, spend the rest of my time on family, gym etc. I've been told that I need to work on my communication and client relationship building skills. any books I can read? I don't follow pop. culture anymore, no longer actively follow team sports (but sporty myself) as I consider it bread and circus for the masses and don't rly enjoy work drinks... Am I doomed? Personally I am happy and love the work but fear for my career progression.

Hey fishes,
Cab anyone refer me at KPMG, UK.. Please DM me, i will share my resume with you.
Thanks in advance.

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

Does anyone have recent dump for DFA L1 for CL10? Any leads would be appreciated.

Interested in moving in-house — any suggestions/tips on networking with other in-house counsel?

I’ve been primarily Infrastructure for close to 10 years now. More recently in the areas of DevOps and Cloud I want to add some security creds so I’ve been looking ass the CCSP and/or CISSP...

How is Specialist - Program & Program Management-640 role in in BNY Mellon?
How is the band hierarchy.

How are the Data Science projects at IBM? I’ve heard they are loosing out on Data Science project contracts and the ones that are there are mostly support projects.

In need of new training kicks! Brookes or On Clouds?

I went thru covid last year and lost smell and taste - since recovering the smell of things has changed and usually it is for the worse - meats now smell like dog or cat food and citrus fruits like onions … this has been for months now and no sign of getting better - anyone else experiencing something similar ?

Fishies, what do we think the brand strategist and strategy department of the future looks like? What are the table stakes skills, and what are the must have roles? What’s changed?

Hi Everyone,

Anyone coming tomorrow for Independence day celebrations at Pune Netcracker office?

I've noticed that the engineers keep their mouths shut whenever they're asked for feedback, but when they're alone, they talk about how much they wish they could change management.

Why is that?

Recently joined cognizant. Current location is Pune, joining location is kolkata.
Recruitment HR has confirmed in the email that I can collect the asset from pune and work from pune for few days until I go to kolkata.
Onboarding HR is like you have to come down to kolkata for collecting the laptop. Has Anyone faced similar experience?

Is ARKK still a good ETF to invest in?

Cross-posting: Im trying to flip a new build - long story, but have had certain circumstances come up and can't keep the home - but I'm now competing with the builder because they have homes still being built in the neighborhood (there is nothing against me selling it). They have started offering added incentives and low balling due to market conditions. What do I have and what can I do to sell mine? Or should I give up and just rent it out and wait? Any advice appreciated.

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Does anyone have recommendations for an accountant (CPA)? I feel like word-of-mouth is going to be better than all the googling I’ve been doing. I’m open to having an accountant not in the state I live in, but preferably east coast. My last accountant was not great and super unresponsive (Google was not helpful even though they had great reviews...) This year I’m going to need a decent accountant for tax planning purposes as my taxes will be more complicated. Feel free to DM directly

Currently have excessive savings. Is now a good time to invest in general S&P funds?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

When to buy back in to triple leveraged etfs 🔮

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Thoughts on Employee Stock Purchase Plans with a 10% discount? Is it worth it given the lock up period and market volatility?

New year res is to be involved/learn about investing. Starting point is to find somewhere to park my efund/ savings for house somewhere short term....CD? Mutual Fund? Something else? Working with ~22k

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

The next $GME is DOGE.