Has anyone ever noticed an improvement in spending habits from using cash instead of credit cards?

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

Has anyone invested in the Vanguard asset allocation ETFs? Thoughts, comments, reactions? VEQT, VGRO, VBAL, VCNS, VCIP...Canadian here so not sure if these products are available in the US...

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Anyone know of a good cross-border US/UK financial fiduciary?

Thoughts on airline stocks? Good time to get in?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

At this point, I am ready to die with my GME stocks. 😩 My grandkids will inherit it. I am ordering my certificates as a souvenir. 💎 🙌🏾

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

Morning ! Just setup a coinbase pro account yesterday but I got the trading prohibited message . Does anyone know whats going on?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

For EESP - which is better share withholding or payroll withholding? Thoughts?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

How do NYC big law real estate groups hold up during recessions? Are they one of the harder hit corporate groups or is there more stability?

How do I know Big-Law is not for me?

I am a first year who just started a couple of months ago and I am literally confused all the time. I did some small work for two partners and they loved it, so put me on new deals but the mid levels I am staffed with absolutely hate the work I do. One said the work I did was laughable. I felt bed because I spent over 25 hours on this. I wouldn’t be very bothered but the other Associates in my class are killing it. So I just feel dumb all the time.

Scrum Master with 3 YOE, 1yr in agile. Technical background. Secret clearance and working in Federal. Two in demand certs (SAFe SSM & SGP). Currently making 103.5k in DC. Realistically what is the highest I can negotiate for at competing firms?

Enhanced maternity pay at EY - how long do you have to be employed until you can qualify for the enhanced pay? I believe it's 50% for 9 months, happy to be corrected

Wondering if $150,000 base + 25% bonus, no RSU, is underpaid for a Director of Operations in a Marketing/Tech firm?

Responsibilities include direct oversight of onboarding, support, implementation/integrations, customer success, production - fulfillment, production-web dev, and content departments. 8 years experience at various management levels, 2 years as DOP.

What does AlixPartners do? I see quite a few MBB folks exit to AlixPartners. Wondering why is that?

Review summaries out?

My father had a sever case of Covid and he made it out successfully. I’m very grateful for this. Close to a year down the line, I’m finding that he is having severe memory loss issues and can’t remember significant details. Has anyone experienced or is experiencing this? How have y’all dealt with it?

Anyone from or at client side data analytics/media science? Wondering how the worlds differ, agency vs client.

Seeking direction in selecting the most cost effective and fastest route to become an MLS. I have a international STEM BSc (2014), 3 years of research lab experience, 1 year hospital lab experience and 2.5 years veterinary diagnostics experience. I live in Michigan and was told by two schools that my credits have to be less than five years old but I think they are trying to get me to pay more by staying in school for four years. Can anyone offer some guidance? Does my prior exp hold no value?

Do we have Cab facility for NatWest Bangalore??

We are hiring-healthcare consulting managers at RSM.

I am an SAP TM consultant, and I wish to relocate to one of the European countries or US.

Having a hard time finding a job without a work permit. I’d appreciate if you can help me with a referral.

Also, in case you know of any companies which are actively looking for TM consultants, please let me know!

Cheers!

Dearest Parisian 🐠- where in central Paris can I get a PCR COVID test (not rapid antigen) with results in less than 12 hours? I know I can do it in CDG airport but don’t want to wait in line just before my flight. Merci Beaucoup! 🙏

Suggested books or resources to learn more about strategy consulting? Different analysis, acronyms, etc.

What is the best consultancy for Media and Entertainment work? Considering a move…

Anyone have a test bank for the Azure 900 cert or have any recommendations on how to pass it asap. Also looking into AWS cloud practitioner

For people that like to travel in style: have any of you figured out how to keep your nice suitcases from becoming destroyed at the airport?

How much would you spend on a 5 year old kids birthday party

Hello.

I am planning on moving to NYC Manhattan in September 2021.

23M - Entering my second year in consulting. Looking for a room or for roommates!

Please message me if you have any advice or if you are in a similar situation!

In the future I hope to start a microfinancing institution in my country (developing country).

As I’m getting work exp for now, would working at PE get me the relevant exposure or skillset...(cont’d)

Moving to a new place and have space for a desk and office chair. Best recs for both? Wayfair would be great since I have a friend who has a corporate discount but open to other options

I tend to do burpees and sprints down the hall when I think. I’m worried that it could perceived as unprofessional… thoughts ?

Best consulting firms to work for that will allow 100% remote work indefinitely regardless of what clients do?

good time to buy btc? or wait for a bigger drop? plan is a long time hodl

What are the best books on sales as it relates to consulting?

Question for anyone whose left the firm: I've been here for 9 years so my pension is fully vested. What happens to it if I leave?

How do you stay calm in the chaos? I find myself getting flustered when things don’t go according to the plan and it details my attention to a large extent. How do I stay organized but still embrace the chaos?

Serious question: Men, those seeking a medical opinion from a Dermatologist for hair loss, would you consult with a Dermatologist if he himself was bald? I have one that is rated well (patient reviews) as a Doc, but in his photo he is bald. I'm not sure if he would truly care for my hair loss story. Thoughts?

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

I’m currently in ERP and really want to get into cloud. Currently hold the Azure Fundamentals, AWS SAA, and GCP security certs. Any suggestions on what I can do to increase my chance to get into cloud?

Anyone ever work for Optiv? Money any good?