Has anyone opened an IRA for a non-working spouse using ITIN?

Is it allowed?

Recommendations on how to simultaneously pay off student loans and invest?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

What companies do you recently regret not investing in?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Any platform which lets you trade options after hours?

How do you recalculate NAV if ownership percentage times the capital balance per the audited financial statement is leading to a variance

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Been looking forward to the stock market to come back to earth for a long time. What should I buy

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

Just starting to invest, should I make an account with Vanguard or Fidelity?

Why does everyone go for Vanguard ETFs over Fidelity? FXAIX has a higher return and Sharpe than VOO over the past 12 yrs. What am I missing?

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Fully remote and looking at a bicostal lifestyle. I’ve found some nice long term furnished places, but where can I find a monthly rental for when I’m not at home base. I’ve looked at Enterprise and it’s roughly 2,000 a month for a compact. If I’m going to pay that, I’ll just lease a Urus for 18 months and save one or two hundred😂

Would you quit your job if you suddenly were given 10 million dollars? Why or why not? What would you pursue instead?

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

What is the best crypto app for accruing crypto interest, that is not BlockFi?

Any good photographers for a birthday shoot in Portland,Oregon?

How to politely tell my partner stop spending too much time on playing video games? It was my false at first. I introduced Zelda breathe of the wild to her and now, she is hooked. She even played game when we had the movie night. I chose the her movie style but she let me to watch it alone and silently turned on the game, and played it while pretended to watch the movie with me. That’s not fun at all. What should I do? Any advice please?

Looking for senior Salesforce developers/architects in the US! Joined my previous mentor in starting a new Salesforce practice. Company is based in SF but we’re ok with folks working remotely. Might require some travel once it’s safe again but not anytime soon. Good opportunity to be actively involved in building something from nothing

Informatica openings any?
9+ experience

Would anyone be willing to refer for PwC Canada? Hoping to apply for a role in Tech Strategy and Transformation. Thanks!

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Anyone tried biossance skin care line? I’m Pregnant and wanted something safe and clean during my pregnancy.

Hi All,

I recently obtained my law degree and currently work for a BigLaw law firm as an assistant. I want to make the transition to the firm’s Litigation department because I want to practice international arbitration. How do I approach my HR department as well as the litigation bosses about transitioning to litigation? Any ideas would be helpful.

Thanks

Hi
I'm a fresher moving for first time to office location
Can anyone suggest location I should prefer
My office is in international tech park kharadi
Thanks

Looking to get back into SaaS sales after a few year hiatus. Any tips or recommendations to ramp myself back into SaaS sales? Any podcast or books, etc?

Are there actually tax cuts switching from home office in NYC to Hoboken?

Everytime I got a date in this city they ask "what do you want to do" like I don't have time to make plans for us Everytime! You come up with something! Grr

Hi everyone. I am thinking of making a move to the UK and looking for opportunities in audit firms. I have almost 3 years of experience as an audit semi senior and currently an ACCA Affiliate (will become a member in 5 months). Would appreciate any help or guidance.

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Another market discount day. What’s everyone buying?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Is there any way around PMI insurance if putting less than a 20% down payment?

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

I'm thinking of entering the show The Ultimatum marry or move on

Should private coaching be included in one’s financial planning?

I work as a success coach for entrepreneurs who want to get better at selling and master their money mindset. One of my passions is helping clients finally make a quantum leap in their earnings.

What are some ways in which I could market myself to financial service professionals so they refer their clients to me? Thanks in advance.

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I had 50% in VT and 50% in individual stocks in my brokerage account but I just accepted a job from a Big 4 so I need to sell some of my individual stocks. I need to invest that amount in something else and I want to tell my portfolio a little bit towards something that’s a bit more risky for higher potential returns. Any suggestions on ETFs to look into?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

I can pay my rent in new building through Zelle, Venmo or PayPal. Any way to hack this to earn Credit card points without any extra fees to me?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)