Has anyone used 3rd party debt consolidation services? Any thoughts/advices/recommendations?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

I bought STX at 1.60 and locked it up “stacking” it for six months to earn BTC yield - opens up in October.

Think i lost my money? Lol. In retrospect this wasn’t the wisest decision.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

For those of you who hold cryptos, what multiple of your initial investment is your current balance?

Anybody have strong feelings about BAT? My friend just put his life savings in it, and I’m trying to talk him out of it...

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

can any explain the advantages/disadvantages of doing a lump sum pension payout rather than waiting till retirement? I no longer work for the company so does my pension not grow so getting lump sum is better to move to an IRA? thanks in advance!

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

How much rent amount should I pay to get maximum tax deduction?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Potentially buying house (~ 30 year old ) which has a radon mitigation system put in 2006, the level currently is at 1.6 pci/L. I know EPA recommends below 4, but is this still elevated?

Safest wallets / exchanges for buying VET and safe moon? 😭

What are M7 MBB recruiting timelines ? Considering applying right now to MBB, but if I get rejected I’m going to do an MBA, will I be blacklisted from applying for summer internships if I get rejected this fall ?

Generally what percentage of variable pay based on company and individual performance is paid out to employees ?

Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

How are you all doing? Here's a thought to get some of us chatting again:

In an increasingly hybrid/remote working culture, how do you educate and convince your business stakeholders to not do info overloads with emails? The risk of people not being aware is there but sending separate emails for every sub-program, webinar is annoying (as a receipent) I understand employee perspective.

Hi Fishes,

I come across many job descriptions for roles in corporate communications preferring experience in digital marketing. As a marcom person, I feel we should know how to use the digital platforms effectively rather than literally sit and work on the campaign tools. Please let me know if I am mislead.

My GCD barely says hi to me when passing + doesn’t listen to me in meetings. It’s not a gender thing bc I see him talk to senior ADs all the time. How do I not be THAT junior?

I had my Assessor interview this past week and received a pre-screening questionnaire that asked about dual citizenship status. Because I don't even have a passport for the country I am a dual citizen for, I didn't even think about the possibile complications this could lead to with my application. I applied through a career fair at school and didn't see the citizenship requirements, so I guess that's on me.

Born in the US and lived here all my life. Am I screwed regardless?

One of every 850 people in the state of North Dakota has died from COVID. We are a terrible country.

Anyone in printers row know of good gyms around ~$50? Looking to avoid LA Fitness at SouthGate or XSport (reviews seem to agree - they are a mess). FFC is just not in the cards rn.

Hello Everyone,

I have received offer letter from Optum Global Solutions India recently and I am seriously considering joining it(I also have offers from Deloitte USI and Verizon).
My breakup annexure mentions 4 components apart from RRP and PF. Basic, HRA, Flexi, Special Allowance. Either the Special Allowance or the Flexi is not included in the CTC mentioned in offer letter. So I want to understand how the Flexi and Special Allowance are paid monthly. Can someone please help?

Folks
Need some suggestion
I have got an new project with new technology in notice period.
What's should I do to survive the notice period.
If possible how to get release from it
As they are not interested in me for training and transition.

I’m interviewing with several companies right now, going into final rounds next week.

I’m eligible for up to $8k bonus with my current company which gets paid out last week of December.

How do I buy more time so I can get my year end bonus?

Is it reasonable to ask to start Jan 1?

Been trying to find a new job because $112k just doesn't seem right for 3+ years as an Eng 3. On the east coast wanting to move out to California. Not getting many bites. Do employers ignore applications for people who would need to relocate?

I just started meds yesterday and the change in my focus and attention to detail is mind blowing. My only concern is, just yesterday I had a tough feedback session with my manager around how I’m taking too long to complete my work, giving them anxiety around close deadlines. I’m new in the job (3 months in). Should I explain anything about my adhd to my manager or just wait for them to notice the change in me?

Hi Fishers, What can my expected CTC be for a PO role at Servicenow? My current profile is 6 years experience with 19 LPA. I have couple of offers with 23LPA and 25 LPA.

Any word on layoffs at JPM?

How much can I expect if I get hired as a Senior in EY SDC (San Antonio or Alpharetta). Is one location bigger or better than the other?

Potentially buying house (~ 30 year old ) which has a radon mitigation system put in 2006, the level currently is at 1.6 pci/L. I know EPA recommends below 4, but is this still elevated?

Who here has dealt with sexual harassment at work?

Any recs on standing desk converters? Already have a desk so looking for a converter to put on top. Firm is allocating budget for wfh equipment.

What are the best books on sales as it relates to consulting?

Best consulting companies with exposure to the blockchain / digital assets space?

What’s the culture like at Guidehouse? Saw a product manager role there that looks interesting. Don’t know anyone who has worked there.

Can introverts sustain in consulting??

Who else is doing expenses on an amazing Saturday? I noticed a $50 dinner charge. Damn you Sheraton. I hardly ate anything that night.

Those of you that PC game while on the road; what is your set up? e.g. router, moonlight, ...

Graduates from the MIT Sloan Fellows program- How did the program impact your career path? Is it worth paying for out of your pocket?

Last flight of the year ... from a tiny 5 gate airport with one bar. I ask if they have any scotch. Bartender: I don’t know .. haven’t had anyone ask for scotch in months. I admit defeat. Just water.

Favorite statistical modeling technique to use? ANN, SVM, LR, PCA, etc. And any specific reasons? Industry, ease, interpretability, etc.

Is there a right time to start investing in real estate? For those who have early on, what would you say is a “prerequisite” to start the investing process?

I have a international trip at the end of July. Passport needs to be renewed and it looks like standard takes 4-6 weeks. Anyone have any issues with cutting it this close? Should I go for expedited?

Ratings on three projects - 3,2,2. Utilization - 90%... Proposal hours - 15... Firm activities - 43 hrs... I then get a YE rating of 4 😕 ... How worried I should be regarding the layoffs???

Just fired my therapist. Feels better than it should

🐠, been interviewing w/ industry and they said last Tuesday that I would hear back either Friday or today... Any tips for keeping myself from spiraling as I wait? Finding myself unusually anxious.

Deloitte 🐠 How much does a consultant vs. Senior consultant make? Total comp