Has anyone used AI to evaluate a portfolio? They are all advancing so fast; I wonder which one would be good to use, if any. I just spent a few hours using Perplexity and it was able to explain clearly why it was recommending certain plans, but I am still unsure because AI has led me astray before. Gemini didn’t do a good job previously or today.

I was evaluating my options based on current holdings in terms of timing and return to determine how many months I could travel every year.

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I’ve used perplexity pro. I first built a simple spreadsheet with all my positions and their categorization (eg, Roth, taxable, etc.). I then fed in my demographics, the spreadsheet, current income, etc. from there, I just asked my questions. I did a full portfolio X-ray, decomposed into my top holdings by equity, etc. Honestly felt very valuable to me and the speed was incredible (vs working with an adviser with some proprietary tool).

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Perplexity Pro was a great rec, thank you! So fluid, great output, went a very long way before getting tired and making mistakes. Much better than Claude.

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I had been thinking about moving to Europe FT, but something about each of the countries I am interested in doesn’t look favorable, and I started feeling a lot of anxiety about the upheaval and moving without a secure home base to return to. I lived abroad for over a decade previously but I always had my parents’ or friends places to land upon returning, and it all feels different now without that. I am thinking that by just spending a few months abroad maybe I can either get the best of all worlds or realize I can overcome any hesitation to make a full-time move.

Unless you are laying down roots somewhere. Just be a nomad. When you get older you will ultimately want to be close to family anyway. So you basically know where you will end up.

I don’t have any blood family that I trust or want to be near, just very old friends and familiar communities that I wouldn’t count on in old age. I lived out of a suitcase for so many years, you’d think it would be easy for me, but I realized I need some stability/anchor now.

For sure. I’ve used both ChatGPT and Claude for this. Two tricks: outline the process steps you would like it to use (and ask it to show its work for all the steps), tell it to use code/coding tools for all math and to document all assumptions.

Claude max $100 plan will get you what you need. Do this in either Claude code or Claude cowork. For the process steps, just make that your first prompt: “Claude, describe a robust step by step process using leading techniques to blah blah blah.” Then tell it to follow the steps in that prompt, showing its work (perhaps having it do just a few steps at a time) and tell it to use code, build a working document, etc. code and document will help it remember the facts across prompts and doing this step method will prevent it from skipping over stuff and giving you a plausible answer rather than doing the work.

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For sure. I have done deep conversations on fire scenarios with Gemini. It’s kind of fun. I have given it my entire portfolio makeup and net worth trajectory and I like how the LLM will build ranges of outcomes as examples. I landed on 5-6 more years of gazelle pace and I should be well beyond my FI number. I also used it to calculate the puts and takes of buying a new house. I could do a 200k renovation to my current home and that would be better financially than buying and selling to get into something new. The numbers are shocking when you add all the costs to buy and sell plus the new interest drag on current loans.

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11 likes please

Thank you!

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Hey Fishes !

Temporary accommodation in west Drayton vs Brentford (along A4 highway)?

Any thing to be warned about while making a choice ?

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Oh, the beauty of the solo Sunday brunch ☺️🍳

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