Hey all,

Any one practicing FIRE (Financially Independent, Retire Early)?

What is your take on the investment breakdown over 15-20 years?

Can someone please help me know what is this "gift perk" the comes under the head "Adhoc income" when you see the IT statement(under new payroll) ? This adds up to my yearly Income but I don't see that in my salary slip.

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Those of you with 50%+ of your comp in bonus, do you factor that in when budgeting living expenses? Obviously we expect it but bonuses are never guaranteed.

Really regret not selling United Wholesale Mortgages. Very confused on what to do with this one. Unless it gets PT it’s gonna be stuck around the 10 range. Think I may be eat the loss on first say a dividend is available

Is anyone else like this? I will not hesitate to invest/save for retirement and throw a few k into those accounts regularly, but when it comes to myself I hesitate to buy anything unless I absolutely need it? Im a minimalist and if stuff still works I will keep it. Ex- my car is 12 yrs old, most clothes are 4+ yrs old, etc. It seems like everyone else in consulting/my age (24) seems to care about having the nicest newest things. Am I weird for not caring about that stuff? I feel left out

Is this a good deal or not. $93,600/year” “BENEFITS “ medical, dental, vision(30%60%90% after CYD) 80hrs vacation time after 1year of employment, it cannot be carried over year to year, nor will it be paid for it upon termination same for sick time which will be granted after 90 days of employment. Max 240 hours. Paid for the 6 holidays but if happen to work holidays will get paid 8 hrs for another day off during the same pay period. No 401k

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Newbie here, can anyone here pls share their trading journey?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Anyone here retire in late 30s or know someone that has?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What's the best form of compensation to ask for and why?

My employers' CEO just announced that they just received $7 million from investors. He wants to use that money to offer incentives to employees that hussle and drive more revenue for the company. We're not sure what those incentives look like yet, but here are some post-announcement rumors from my co-workers:

Cash bonuses, raises, profit-sharing, company equity, 401k match, etc.

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Would you move to a more expensive 1 bedroom apt in the city (upper west side), or stay in your 1 bedroom apt in the burbs of NJ, with lower rent and just invest in buying a luxury car instead?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

I am looking for a 5-7 year commercial lease in zip code 60654, to commence in August or September 2023.

About 3000-3500 of space, consisting of one big space about 1,200 SQ ft, two smaller rooms, and a couple small offices. Being ADA compliant is important.

I love to work directly with the landlord if possible.

If you know of any availability ease let me know.

Need referral for java backend . techstack - java, spring boot, microservices . Yoe-8. Can anyone help..LWD- 14 december

How can I get my foot in the door with Microsoft?

Despite all the cool super bowl spots that have aired, and will air, Nike/wK is going drop a tribute spot for the mamba. And it will be Bigger than Kap’s Spot.

Hey Peps,

Looking for an opportunity for Line Producer or Senior Production cordinator in a firm where I am respected and work life balance is promoted no slave working.

Do all FAANG companies offer a joining bonus?

Doing FET with my husband; we just found out our ideal egg donor has available lots! It has been a struggle to find a compatible donor, but it looks like we made it!

Is this bowl still active? 😂

Which one is better for a bachelor in bangalore (Manyata) .... PG or flat

I had to leave the US before my lease ended due to visa reasons and subleased the apartment. I will be returning to the US on L1A shortly after the sublease ends (but before the term of the lease expires), could that jeopardize my return on L1A?

I'm about to start my part-time MBA. Already feel like dropping out...

Started at my first agency 3 mo. ago. I’m doing great work on exciting clients, but I often feel uninspired and drained. Is it growing pains or is this the wrong industry for me? How will I know?

How is stay at home going to be enforced? Can I drive and pick up takeout and curb side shopping?

If tcs gives break up , is there possibility to decrease from that amount or not process the offer letter hr informed she has to get confirmation from manager for budget and it will take 2week time ??

Currently 1 YOE tech consulting at Deloitte looking to make a hop to more strategy type roles and came across the strategy analyst development program- 1. is this only for fresh undergrads from specific schools or would I be able to apply? 2. What’s the compensation at this level? (worried I might have to take a pay cut). Also would appreciate any remarks regarding the program in general. Thanks!

Any clue how much Associates make working for the Brattle Group?

Any thoughts on breguet? It doesn’t seem to get much love on here.

Hi, looking to get bonus & carry market level for London growth PE small fund. thanks. what the bonus range? what are the carry conditions/clauses?

I joined tcs on 2nd april and got allocated to a project. However no work is being allocated to me as of yet. I spoke to my supervisor and they said we will reach out. What should I do

Any tips on how to negotiate for a better pay? My hike is due in the current organisation. They are not even agreeing to match that hike

Hi Fishes,
I had a technical discussion for HCL on 3rd Oct. It's been more than a week. I still haven't received a status on that interview. I have also received a "Resume shortlisted" mail from their careers app after a week.
Does it mean I'm selected? There's no intimation of the status at all. The HR don't reply on mails/calls.
Can anybody advise on this if they been through the same.

Current Organization?
Best Part?
Worst Part?

Let's help each other 😀

Folks..wanted to know your thoughts:
- not promoted since last 3 years
- no significant salary raise
- given new reason everytime for no promotion despite great metrics
Is it time to move on?

Hello Fishes!

Anyone aware of Adobe interview process for Machine Learning Engineer? Literally any info that may help is appreciated. Couldn't find anything elsewhere.

TIA :)

Anyone knows what Lowe's India is like for a Software Engineer?

Hi everyone,
Currently working as a Java developer, with 4YOE. I want to move to a different role, is it possible to move into Consulting or Business Analyst roles with developer experience. If yes, what approach to take and how to move forward?
Please give your suggestions and advice. Also if anyone has changed roles previously please share your journey. TIA

🧑‍🎓 ⏩ 🧑‍💻

🧩💡 What was your first Job & first month Salary, also do you remember what was the first thing you did with that salary?

Lets visit that memory lane, you story can inspire others.

I will go first-
My 1st Job was in Jan 2017 as an junior engineer, 1st month salary was 23k & i gave that money to my mother 🥺.

Anyone looking for referall in Mastercard, DM me..

Hey Fishes,
I gave an interview at TCS last Monday for Project Manager role. The hiring manager directly called me and scheduled the interview as I had reached out to one of their posts through LinkedIn. Post that I got a call from TCS asking me to register on ibegin portal and confirm which I did. But I still haven't got any call/mail from HR on the feedback of the interview or further rounds. By when should I expect a feedback from HR if I am shortlisted or not?

I have cleared my first round of CTS this monday. 1. When can I expect the call of the cts HR....
2. What should be my CTC demand to CTS?
YOE 16.5 year present CTC :27 lakh skill.set: Oracles epbca and fccs...

Time to trade Cryptos during this WFH phase and free time. Only invest the spare money and do your own research.

Hi folks. Help me which company I can join.
Zoho - 16 Lpa
Deloitte - 15 Lpa
Yoe : 4

Anyone from Deloitte US India Consulting (Mumbai Location) ?

Wanted to know is the WFH model active or are you working from office.