Hey folks - I’m new to Houston and what is the best bank account to open for savings.
I’m looking for something that is:
1) 0 annual fees
2) Highest return on saving deposits
3) Highly credible
4) Can help with mortgage in future etc

helpfullike
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Any credit union is a good place to start 😊

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I also am interested in this. I also have a credit union, though they don't have any offices in TX, and neither does my normie bank, Huntington

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PNC are going big on Texas expansion. I went with Schwab and they’re great. I wouldn’t sweat number 4 - the rates change a lot and it makes no difference having your mortgage with another provider.

Get a local to where you live bank and then use an online bank. I use frost for local and ally for online.

Credit Union is probably the best option. O used TDECU happy so far

I use Charles for online and so many benefits

For brick and mortar , I use BofA and just send like 250$ per paycheck so there is no charge

Try WELLS FARGO AND PNC for branch banking

I don’t use local banks. UsAA and Marcus.

Send me a DM if you want a Marcus referral. HYSA 4.75% for 3 months and baseline 3.75% until it increases due to J Pow increasing IRs again.

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