Hey guys need help on a HeLOC decision here. Option 1: 7.49% apr for first 6 months, then 8.6% (+0.17 over WSJ prime rate). 10 year drawing period then 20 years repayment (total 30) Variable. $450 early termination within 3 years. No closing costs. No closing application fees. costsOption 2: 8.4% (-0.10 over prime rate). 10 year drawing period then 15 years repayment (25 years total). Variable. No application, closing costs or prepayment/ early termination fees. Should I go with option 1or2?

Have an written offer from company A. Few days later i got a verbal offer from B, but now still waiting for written letter. (A) reached out to “check in” as deadline is in the next few days. I need both written offers to make a decision and potentially inform negotiations. What should I tell company A? Have preference for A if comp is equal.

What’s the difference between FAAS and FDD? Also which one pay better?

How to compare salary between two countries in terms of cost of living and expenses. Is there any sites to compare.?

What does the Tax Reporting & Strategy Deals team at PwC do? Do they have busy seasons or all year round busy? What’s the pay like compared to other tax specialties such as general compliance or M&A? Thanks in advance.

Hi friends please help me to choose following Real page 27 lakhs fixed cgi 24fixed+1l variable pay + 1 lakh joining bonus 10 yoe Please help me to choose good one interms of web and job security

What is the Expected Salary for 12 yoe Java aws developer?

Does anyone have salary information base for a UX Researcher at Meta?

Would you take a £10k pay rise to move to industry in a global role if it meant no promotion prospects and working with no team mates?

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

How do y’all calculate a contract job? Speaking to someone that is hiring a producer from Aug-May. Not sure how I calculate my rate for such a long period of time??

Thoughts on going from a national firm to a smaller one with ~200 employees and $65M in revenue? I’m a first year tax manager and can get a 33% raise by going to this firm.

Hi Fishes.. 6 yoe in SAP SD, i got 2 offers one from Wipro14 lpa role tech lead and other from Infosys for 16lpa role consultant.. i feel in Wipro the role is good but package is very less and in Infosys the role less for my experience and package can also be revised.. what can i do.. need your valuable inputs if i can negotiate with anyone of the company or which i can choose.. TIA.

Dear Friends, I am being offered as a priority Rm in Standard Chartered. I have 4 years of exp in HDFC BANK mumbai. Salary discussion is yet to happen. How’s the work culture of standard chartered bank and how much I shall ask for hike ? Please guide

Im SC3 at EY Advisory, MBA non IT. Got an offer from D for SC3 at S&O for 135K no sign in bonus in top tier city. The recruiter says experienced hires don't get sign in bonus. BS. accept the offer?

If someone joins a company at a high level within the firm but at a relatively much lower salary than peers at that level....... Does that reflect poorly on the individual?

Curious to see other producers’ opinions. How often should an agency producer ask for a raise? And what % raise seems reasonable in NYC if title isn’t changing?

I got told during my mid year review that I have to wait for the next promotion cycle (in 6 mos) to get promoted. I joined the company a year ago & I'm overqualified for my current role. Any advice?

Any reasonable monthly parking in Midtown?

Te a ching RSP/SAI. Any help on how

Which one is high level post member technical staff or software engineer?

I've been here (NYC) for 4 years already but for some reason I'm not happy. My first job out of college is okay but not thrilling. I have this constant sense of hopelessness and doom.

Is there a way to know your business unit prior to joining in techM?

As I am in the transition process to another firm... will a ‘letter of warning’ be reported on my u5 ? I was told it would not... but wasn’t sure if anyone out there had a similar circumstance.

Why is the ad community in London so cliquey?

What makes more money IT Audit or IT GRC?

Hi,

Need combinations of helpful, uplifting smart and funny.


Please help🙏

Info on a new job the company is SAPUTO Dairy inc.

Choose to be happy today

I can’t find a new job after searching for more than a year at this point. BRUH

please help me get to 11 likes to unlock the messaging features. Thanks a ton in advance 😊

Anyone familiar with Ephesoft Transact that would let me pick their brain?

I have recently received an offer from HSBC for Data Engineer profile. The designation offered is Senior Analyst- Information Management. They said that it is a techno functional role. Does anyone have an idea about what techno functional role actually is in HSBC? Is it more like a Business Analyst? My prior experience is completely in Technical side. Will this role be suitable for me?

Any suggestion is highly appreciated. Thank you.

Hi All,

I am looking for a job in automobile after sales position. Please help me/refer me for any opportunity.

I have experience of 9 years in handling after sales operations.

Anyone looking for housing? I have 2 apartments available in Brewerytown, 5 minute walk to trolley, crime and punishment brewery and green eggs cafe.

Both are 3 bedrooms, 2 bathrooms. Brand New construction and you will be the first one to live there.

DM if you are interested!

Hi Fishes,
Looking for opportunity as SAP BO developer with 5.8years of experience.Let me know if anything available at Kolkata /Bangalore.(No start ups please)

Do you thank your tenants for paying the rent? A quick thank you text?

Has anyone here used New Western to buy real estate deals?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.