Hey 🐠, I’m looking to purchase my first rental property in Charlotte, NC at the end of this quarter. I’ve been thinking about it for the last two years and finally am ready to bite. I have $25k in cash saved up. Any resources you all can point me to so I do this right? No one in my family owns property so i am the first to embark upon this wealth building journey. Any advice will be greatly appreciated.

Hey 🇬🇧 🐠,
Has anyone ever invested in an EIS or VCT?
It appears to be very tax efficient and was wondering if any had any experience (returns, good fund manager, ...)to share ?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

What do you guys think about future of NFTs on smaller chains? Thinking primarily about Avax and SOL. Do you they think will blow as well when people understands there are alternatives to high gas fees on ETH? Or will everyone stay on ETH because there where the mainstream is?

Does using a 401k Loan to pay off Credit Card Debt, Student Loans and build an emergency fund make sense? know it takes away from future returns but wanted another opinion or experience from it.

First time landlord, tenants paid rent for the first time since moving in (as in not first month/security deposit) and they paid on time! Feels so good! Looking forward to buying SFH number 2 in a year or so

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Any loan facility available in BOA

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Does anyone have recommendations for an accountant (CPA)? I feel like word-of-mouth is going to be better than all the googling I’ve been doing. I’m open to having an accountant not in the state I live in, but preferably east coast. My last accountant was not great and super unresponsive (Google was not helpful even though they had great reviews...) This year I’m going to need a decent accountant for tax planning purposes as my taxes will be more complicated. Feel free to DM directly

Looking for a good personal finance or similar book to read. Any suggestions?

Left PwC. Where can I inquire about my 401k and get my W-2?

Very basic question, newbie here: how much does EY contribute to a 401k?

What’s the largest % of you portfolio you would put in VOO? Currently sitting at just under 50%

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

25 Years old in Toronto - stressed about finances 24/7 and really impacting mental health. How do y’all maintain peace with savings goals / aspirations.

whats the average rent for 1bhk in indiranagar?

Are all 529 plans not allowed if one makes partner at PwC? Seems like everything is showing up as not permitted on independence checkpoint.

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Hi can anyone help me with a referral?

Please provide your opinion;
Persistent systems or KPMG?

Not necessarily Big Law specific but any firms hiring 2-3 year L&E associates in the Dallas area?

I wasn’t sure which bowl to solicit advice from so hoping to catch a bite here. I’m currently in ID. Of course, I want OUT! My interests are L&E and corporate. My options are 1) wait it out where I am in hopes to switch to L&E or 2) in house oil and gas industry transactional work. What would you do and why? I figured this bowl being specific to Texas would understand importance of oil and gas industry.

I have passed the screening for BCG and McK, and will perform Casey and Imbellus respectively this weekend. Applied with 8 YOE in petrochemical industry. My question is about case interview preparation, I have been mainly practicing candidate-led style so far and don't have much info about interviewer-led approach that McK utilizes. Considering short time-frame to prepare, which strategy should I follow? Are these styles very different?

What is the starting salary for an entry-level Procurement Coordinator in SF?

Hi Fishes, I am looking for a role in data analyst/Business analyst/product analyst with Hyderabad as location or WFH.
Experience: 2yrs as Senior Analyst at eClerx
Current CTC: 11LPA
expecting CTC: 14LPA+
If you have any vacancy in your company please let me know
Thanks

I got Medical Reimbursement of around in current month salary, but I don't think I had applied any bill or submitted any such amount. Can someone tell what exactly is this amount for?

Does anyone think there are an inordinate number of questions on here about billing, productivity, professional interaction, in-office social issues and the like where the right answer should be something like: You know what is tue right thing to do; Just do it. Fire away!

Once you've been accepted, can it be revoked if you decide to quit your job? Or to put it another way, barring acts of infamy/legality/stupidity, is there anything I could do that would endanger my acceptance once received?

I kind of want to spend some time with family and travel a bit before an mba and if I get notified in Dec, I'd like to use the time I have in between on myself. I'm fine with losing out on pay, I made some smart investments that money is not the primary issue.

Do I really need the lectures (Becker) to pass the exams? I really just want to do everything else besides that.

Is there a firm that does a lot of consulting work for hospitals in Texas Medical Center (MD Anderson, Texas Children's etc.)?

What is the protocol with talking with recruiters? I'm not pre se looking to move right now but if something with more money and flexibility regarding location opens up then I'm not opposed.

Is it wrong to talk to them about possible opportunities?

Is five full days enough in Iceland? Late July!

Is secondment provided to newly hired managers?

Hi Fishes, If i extend my doj will it affect my joining bonus in ibm. Because in offer letter its mentioned as on or before doj. Thanks in advance IBM

Looking to work at a title company? Do they pay well and how prestigious is it? Are there any that are “better” than others?

Hi all,

What type of questions can I expect for SQL and BI Data Analytics profile?
Please help.

Thoughts on buying ~10 acres in VT/upstate NY, building a modest barn/garage with 1-2 BR and then waiting until I can afford to build a big house right next door using the same architectural style? I’m 23 yo, $250k net worth and yearly income of $200k (growing 15-25% a year for foreseeable future

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

First time landlord, tenants paid rent for the first time since moving in (as in not first month/security deposit) and they paid on time! Feels so good! Looking forward to buying SFH number 2 in a year or so

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Bought a house with 10% down for 380k. Appraisal came in a 400k but now I’m doing renovations. Completely redoing both bathrooms in the house. Removing popcorn ceilings, installed new AC with new ductwork and insulation, installed a new tankless gas water heater and building out laundry room in garage. Should I refinance after this to get rid of PMI? Current rate for 30 yr is 2.625%. Aka is it safe to assume my appraisal can come back above 435k to equate to 20% equity?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Anyone able to get 5% cap rates on condos/townhouses in Chicago? I am looking for the green zone area, but still cannot find anything in this range...Unsure if I should wait until 2020 or bite 4.5%

Home depot or lowes for kitchen remodel? Avoid ikea?

Any tips on someone who's new to real estate and wants to start investing in NYC?

Anybody know of a website where I could see rental vacancy rates, historical trends etc. if I am willing to invest in a specific zip code?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Commercial Real Estate: how long did it take you to know if this is what you want to work in?

One of lenders I am working with is asking for 750 pre payment to finish he application, which has lie, 30 pages of signatures.

The other lender gave me a preapproval letter. Is the 750@ normal thing? First time home buyer here, feel like I’m about to screw myself over.

Looking for advise for a buying first home. Will be 28/yo married attorney with student loans looking to buy in northern NJ in 2022.

Loopholes to using a VA home loan for rental properties? Have heard buy a duplex and rent half out but curious if there’s other opinions lol

Looking to start investing/buying rental property. I want to acquire 1-2 per year. How do you find the right realtor/agent? I’m having hard time locating good one in the Houston market. Thoughts? How did you find yours?

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.