Thoughts on buying ~10 acres in VT/upstate NY, building a modest barn/garage with 1-2 BR and then waiting until I can afford to build a big house right next door using the same architectural style? I’m 23 yo, $250k net worth and yearly income of $200k (growing 15-25% a year for foreseeable future

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

I am looking for an investment property and reached out to a realtor and had a couple of conversations with them and they have sent me the listings and I told them to start scheduling viewings and told them my availability this weekend with the houses I like. They said they would schedule something but I haven't heard back and it is now Sunday evening. I didn't follow up because I got busy, but is it a sign to change the realtor? What's the best way to find a good realtor?

Is ARKK still a good ETF to invest in?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

Anyone here do options to hedge their investments? Where can I learn the principles and techniques behind it?

Unwise to offer no appraisal contingency? Going to offer above asking price on a house with multiple bids. Realtor suggested potentially foregoing appraisal contingency to show we’re committed to closing. We have a lot of cash but wouldn’t it be a red flag if the house doesn’t appraise for the full value? How risky is it if we’re only paying 10-15k above asking? Any other considerations? Thanks!

I wish people stopped asking me if I were a realtor when I tell them I work in real estate development. Why is it so hard to understand the difference?

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

What will interest rates be come December?

I just joined Robinhood, am new to stock market.. can you recommend some shares I should buy so I can make some money in next 6 months to 1 year. My financial situation is not great currently and was reading some blogs that this is right time to enter market, thanks

Guys ..
When will final settlement take place? What will be the components of it?

Newbie quick question - is the 1% calculated based on rents collected, NOT including your own mortgage payment if it’s owner-occupied?

Ex: looking at a 3 family for $500k, let’s say rent is $1800/each for the 2 units, hence 3.6k month, but I live in the other. How do i apply the 1% rule here?

Asking for a friend (no seriously - I am not a crypto person): how do you invest in crypto?

I have a friend that is adamant that she wants to put some money in crypto but she’s a total newbie. Other than advising her against using Robinhood - I don’t know what to tell her.
Any feedback on coinbase? Or alternatives?

Is there any way to get around the coinbase fee when buying crypto?

Why does everyone prefer BlockFi? I do 50-50 across Celsius and BlockFi, but noticing the community generally prefers BlockFi for lending.

Anyone else seeing these tech stock prices? Go check AMZN, MSFT, and AAPL

Live in a smallish southern city and my roommate is going to be leaving town before the lease is up. Rather than her getting subleasers, I’m going to take the rent over for the last two months.

I’d like to stay in the same apartment complex but can’t sustainably pay (about) the same amount long term. How much do we think I could try to negotiate rent down? Rent right now would be between $1200-1300 monthly. Start them at $900 and see how it goes? Or lower/higher?

Hi All,

Is it okay to join Mastercard Project from third party payroll?

Hello all,

I am currently working as a Data Scientist at Capgemini. I have 2.4 years of experience and I am looking for a change. It would be a great help if any one of you have any open positions at your organization and can refer me for any such opportunities.

If you need any details, I can share that in the comments.

First interview at a biglaw firm. Just graduated and want to pursue transactional areas, no prior experience. I feel like I’m a risk of a hire in their eyes so any advice?

My current package 18 laks at 8 year experience how much i can expect with TCS now

Hello everyone!

Currently looking to jump from Health Care to Pharma/Biotech. Does anyone work at Gilead and can serve as a reference? The current department I’m in, I do not fit the culture as it is a very archaic way of “managing” people. I have about a decade of a variety of work experience, majority in customer service/coordination/administration.

Would love any assistance if possible!

Can someone help me understand how backdoor Roth works in my situation?

I contribute the $19.5K max to a 401K each year. Would backdoor Roth be (A) the ability to roll $6K of that $19.5K into a Roth? or (B) an incremental $6K that I could contribute to a separate IRA then backdoor into a Roth?

Asked another way, does backdoor Roth allow me to actually contribute $25.5K each year, or does it just allow $6K of my $19.5K contribution to build in a Roth?

Thanks!

What is your role in the mental health care system?

Newly minted PM in a totally new team, I'm kinda hating having to follow up with other people. I miss being the techie in the team. Anybody else felt that way? Does it get better?

Are we all small training sets waiting to experience and learn it all and eventually be part of the master AI aka God?

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Is it worth joining the BA Continuum in Mumbai ? Is it MNC ?

Hi fishes,
What questions shall I expect during the VP round for Genpact??
Please help.

Does anyone have any experience with Draper Laboratory in Cambridge? just got a nice offer pending an interview. Feels to good to be true or it won't last long.

Where to go with kids and grandparents during cold season in Chicago or Northshore? Moved to Northshore recently with 2 kids and parents visiting soon.
1. Restaurant recommendations.
2. Play areas.

Any tips for writing a self-review? I have low self esteem and think I’m bad at everything, so it’s hard to know what to put in ‘super powers’ and ‘areas of development’. I don’t want to point out all the things I think I’m bad. On the other hand, I’m not sure what my strengths are. Any suggestions?

I have got an offer from S&P Global I want to know about following things

How much of Variable Pay is Paid ?? I got 15% of Base salary but how much will be paid like the usual norm i want to know

And what are the deductions from Base salary apart from PF ?
There are lot of allowances like internet reimbursement etc etc
Are they mandatorily credited or you need to claim ?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I have 100k to my name. I’m thinking of investing in by going in with 3 other family members and buying commercial units. I was taught to rent where you live and own your investments so your not tied to it and restricted. To give context I’m 22 years old, and I see other family members having a headache selling their home. My question is do you guys recommend owning where you live vs renting ?

Does anyone know the down payment requirements for a Jumbo loan?

Loopholes to using a VA home loan for rental properties? Have heard buy a duplex and rent half out but curious if there’s other opinions lol

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

For folks who bought their second home and rented out their first home, how much harder/easier it is to get a mortgage? Bought a condo when interest rates were low but thinking of buying a SFH in the next 1-3 years. Was advised to wait till the condo appraised in value and then cash out refi but condos have terrible appreciation so banking on just saving up for it. LCOL. Any advice would be greatly appreciated.

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Any suggestions for central NJ housing esp. when it comes to finding upcoming new construction single famiky? Feel like this market needs a correction given everything is 1.2 million or above

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Just made a 38% return selling our house after 2.5 years. 🤗

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Lots are releasing in Pflugerville ....

Will be sold out soon so jump on the opportunity now

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Is it the worst time to buy real estate because of the interest rates?

Can one get a home loan from US financial entity after combining assets of 2 people, where 1 lives abroad with no income or credit history in US?