I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Thoughts on whole life insurance? Worth it?

Need guidance on what resources o should explore to review opportunity zone investments. All suggestions welcome . Thank you

How many credit cards do you own?

How old were you when you reached your first 100k net worth? (All assets minus debts, Inc retirement)

What are trading policies in MBB and Big 4? See all these posts about buying stock, while here I am at BCG basically limited to only ETFs by our trading policy

Where does exodus get its price from for ETH or BTC?

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Cross-posting: Im trying to flip a new build - long story, but have had certain circumstances come up and can't keep the home - but I'm now competing with the builder because they have homes still being built in the neighborhood (there is nothing against me selling it). They have started offering added incentives and low balling due to market conditions. What do I have and what can I do to sell mine? Or should I give up and just rent it out and wait? Any advice appreciated.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

How soon can you apply for a credit card after closing on a home? I’m hoping to put renovation expenses on a card to take advantage of sign up bonuses, but don’t want to tank my credit score

Thoughts on debt finance vs. capital markets for lifestyle?

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

got laid off. have about 12k in 401k to rollover. should I pay taxes now and go Roth IRA or traditional?

Question if I max out my 401k does that mean my employer won’t contribute since I’ve hit the 19k limit or will they still match.

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

EPOR a solid first option trading choice?

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Thoughts on IBM Software? Is it going to make a comeback or just a dead cat bounce?

Where does Senior Manager fall in terms of hierarchy at Booking-com (Amsterdam)? What is the expected total compensation for SM role at Booking (Amsterdam)?

We will be administering the Algebra 1 End of Course Assessment next week.. what are some ideas for recognizing those who perform well as well as those who've had significant increase from previous scores?

Any idea how much increment and bonus one can expect this year in KGS? And how much it will be if I had joined in march.

I have had salary discussion and the Hr provided me the salary breakup on 5th August, I have accepted the the offered salary, how long will it take to receive the offer letter for TCS.

Advice for getting out of non profit and into corporate/tech? In a creative project management career..any tips appreciated 🙏

How much UBS offers for 8+ years of exp. With counter offer of 23lpa. Kindly help.

Why are people not good at ending zoom calls? I feel like I’m always the person who throws in the closing statement (I.e, ok well sounds good is that all? Have a nice day! This was helpful thanks Karyn..looks like we’re at top of the hour already) 🤦🏻‍♀️

Hi Fishes!

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Starting a new role at Salesforce on Monday! Any tips from Salesforce employees as to what I should do to set myself up for success?

The new SPG app is not intuitive at all, very hard to navigate i find.

Is there a moment when the world realizes this is a form of “population” control? There is no solution - we must live life and unfortunately let the statistic move forward. Isn’t that just history?

What social media platforms are you using? General age would be helpful too.

Hey guys, how much will be the salary range for a Environmental Engineer with less than 5 years experience.

Hi everyone, thinking of places to hop to from Citi. Under consideration for a position w JP Morgan. The position is Vice President, Sr. Program Manager. Position is in Tampa. Anybody have an idea on what the salary range is like for this position? Thanks in advance.

Is there a way to transfer from Aeroplan to Amex pts?

Hey Fishes, I have offers from 2 companies JPMC and Harman, both are giving desired package. I am 4 year experienced with working knowledge in AI and ML. Please suggest.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

How soon can you apply for a credit card after closing on a home? I’m hoping to put renovation expenses on a card to take advantage of sign up bonuses, but don’t want to tank my credit score

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

I hear a lot about cash flow with rental properties but would appreciate thoughts on whether breaking even after accounting for mortgage (interest and insurance included) as well as % set aside for repairs, vacancy, etc. is a decent strategy for building a portfolio. Alternative is wait for rates to come down, but that could easily be a few years at this point. If I find a good deal, I can always refinance my mortgage when rates drop and theoretically rental income will have increased by then.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Difference between owner and lender title insurance? An estimate says that owner insurance is optional under service you can shop for..can anyone help me understand the difference and whether I should indeed consider it optional ?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

Is $400-$450 too much to have bearings replaced on a washing machine?

I own a rental with about 75k in equity. We have no issues with our renters but I’m wondering if it is time to sell. Do you all expect property values to continue to rise or do you think they ....

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Loopholes to using a VA home loan for rental properties? Have heard buy a duplex and rent half out but curious if there’s other opinions lol

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Has anyone gone through process to buy in Hawaii and use for vacation home / Airbnb? How was the experience? Does it make financial sense? Any lessens learned?