Bought a house with 10% down for 380k. Appraisal came in a 400k but now I’m doing renovations. Completely redoing both bathrooms in the house. Removing popcorn ceilings, installed new AC with new ductwork and insulation, installed a new tankless gas water heater and building out laundry room in garage. Should I refinance after this to get rid of PMI? Current rate for 30 yr is 2.625%. Aka is it safe to assume my appraisal can come back above 435k to equate to 20% equity?

What is average salary for P4 in LTI ?

Hi fishes I need your help. I joined a company 3 days back. Onboarding is completed. Now I have got offer from an organisation that is near my home town and ctc is also more. I want to join there. What should I do. FYI I checked service history in uan portal my pf account is not created yet for new organization. Need your humble opinion.

Hello fishes,

I am new here. This is my first post.
I am a b.tech + mba (tier 1). I joined my first job in 2009 and still in the same company. I am into marketing especially digital marketing.

As I have never switched my job in last 13 years I know I am paid less than industry standard.

I just want to understand what should be my salary as per industry standard as per my education, experience and profile (marketing)

If you are a first year in a stub year, and significantly under billable hours requirement, do firms typically still give pro rated bonus? Do first year stub associates really ever hit their pro rated hours in those 2-3 months?

Hi Fishes,

What should be the CTC for Senior Product Analyst Role in Global Risk and Compliance (GRC).

Having Total 9+ Yoe

What should be the expected salary for a lateral joiner in Infosys ?

Yoe : 4.5 years
Tech stack : Mulesoft
Current salary :14.5 LPA

For a top Producer of 3 years, is it appropriate to now ask for a raise in my base pay? Base was 42,500 when I started, but now inflation + 2 children later the base pay barely gets me by. Any thoughts are greatly appreciated!

I revised my CTC from JPMC before joining. Now in 1-1 discussion my manager told very nice things about me but also told me that my CTC is already above market standards for my experience and tech stack. He told that they won't be able to justify my pay and gave me SOO. How much is the hike and bonus for SOO rating?

Can I receive rent on H1? How can that be accounted towards the end of the FY?

Does Barclays give joining bonus???

Salary expectations for Finance Analyst at McK in London? Currently at about $80K base in US, 6YOE, Master's (non-MBA).

£50-60K was suggested as a reasonable estimate in another bowl. Thoughts?

OCI Offer Review
Role: IC3
Fixed: 41 LPA
Stocks: 56L stocks spanning for 4 yr
Bonus: 4L

Currnet TC: 30 LPA
YOE 8 years

Hello all, I’m planning to get a masters degree, but I’m not sure what should I get. I need something that’s going to get me to 150-200K/Yr range. Please tell me about your thoughts and experiences. If anyone is making more than 140K/yr let me know how do you do that? 😂

Anybody interested in getting a reference for PwC NYC office, please DM me!

Signing bonus for Associate is 5K and Senior Associate is 10K. It's not bad right?

AMDs out there, what’s your current salary? I’m going into my review asking for a raise and looking for a baseline. Share if you’re willing!

I heard New Senior Program is canceled for this year. 👀

Test Enginner role at Zs associates (ctc 12 Lpa) or SDET role at SOTI (ctc 7.5 Lpa)? Which one is better?

Is there any advantage to telling a company you are interested in working for in the future where you decided to accept an offer from? Or does it not matter? I accepted an offer a week ago with a great company (Company A) that for this season in my life seems like a great fit and only strengthens what I have to offer company B down the road. Company B just sent me a request for interview and I want to keep the door open with Company B but they were just very late in extending an interview.

What makes you want to learn yet another programming framework / library / language besides the stack at work?

Desperately feel like I need to transition from BigLaw (Commercial Real Estate) out of the legal profession and into something more business focused. Any suggestions on where to look to not take a monster salary hit?!

Hi Fishes,

I am an engineer with Post graduation in Marketing from tier 2 college.

I have 1 year and 3 months experience in SAP SD. I am planning to switch to a product based company for a Marketing exposure to continue in that domain .

What could be my salary expectations?

I’m in the midst of the interview process at KPMG. What is the expected salary for Manager level in the risk space?

Anyone have recommendations for headhunters in the Los Angeles area? Industry agnostic.

What's bearing point like?

Anyone from manufacturing and energy utilities from AIA??

Hi All, what’s your perspective on the CFP? I’m looking to enter into Private Banking and I think it would help.

Also, for those who recently took the CFP. What material did you use to study?

Any advice on a dealing with dating long distance when you're both freelance? Major anxiety over the situation. 😬😩

What's the word on spark foundry (chicago office). Seeing lots of wins and reading interesting things.

Lion / Pencil / One Show winners.....did your award winning ideas start with the traditional brief / strategy / insight / creative process? Or was it a lightning strike?

Has anyone accepted an offer, then before you start a better one comes along? I know agencies drop us all the time for better offers, but how does one navigate this?

The annual Leo Burnett Cannes 'predictions' is a joke. It's obvious what will win based on past award shows. It's like me predicting that tomorrow will be a Friday.

Any recs for CIPM study books?

Anyone able to get 5% cap rates on condos/townhouses in Chicago? I am looking for the green zone area, but still cannot find anything in this range...Unsure if I should wait until 2020 or bite 4.5%

Lots are releasing in Pflugerville ....

Will be sold out soon so jump on the opportunity now

Any fix and flippers in Chicago/Chicagoland area?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Looking for advise for a buying first home. Will be 28/yo married attorney with student loans looking to buy in northern NJ in 2022.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

One of lenders I am working with is asking for 750 pre payment to finish he application, which has lie, 30 pages of signatures.

The other lender gave me a preapproval letter. Is the 750@ normal thing? First time home buyer here, feel like I’m about to screw myself over.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Unwise to offer no appraisal contingency? Going to offer above asking price on a house with multiple bids. Realtor suggested potentially foregoing appraisal contingency to show we’re committed to closing. We have a lot of cash but wouldn’t it be a red flag if the house doesn’t appraise for the full value? How risky is it if we’re only paying 10-15k above asking? Any other considerations? Thanks!

Anyone recently got a mortgage through SOFI? can you please share your experience?

Has anyone used redfin to sell a home and save on paying commission? Is it really just 1%?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Loopholes to using a VA home loan for rental properties? Have heard buy a duplex and rent half out but curious if there’s other opinions lol

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

Closed on an apartment recently and the bank just contacted me saying they lost my closing package. They’re asking me to go back in and resign all the documents. What recourse do I have? Sorry if this type of post/question isn’t allowed!

For folks who bought their second home and rented out their first home, how much harder/easier it is to get a mortgage? Bought a condo when interest rates were low but thinking of buying a SFH in the next 1-3 years. Was advised to wait till the condo appraised in value and then cash out refi but condos have terrible appreciation so banking on just saving up for it. LCOL. Any advice would be greatly appreciated.