Hi Everyone.
I want to withdraw my PF amount to pay off my education loan.
Currently I have 3.75 lakh(employee+employer share) as PF.
I have submitted 3.36 lakh as advance pf withdrawal on 21 April with reason 'Construction of house'.

Today its 4th may, 2 weeks gone but it is still under process.

Anyone facing the same issue?.

Also I heard TCS pf is Trust PF. I had withdrawn the PF amt after leaving TCS.
My TCS exp is 2.4 yrs, (IBM + PwC) is 3 years. So will my advance pf request be approved?

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

For all you money people, which platform is the best (user friendly and lowest fees) for trading among: trade station, interactive brokers, td, fidelity, eTrade, or schwab? Does how much $ you’re playing with make a difference in choosing?

Nifty reaching ATH but portfolio still at low 🥲

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

What are your thoughts on lending money to family when asked? (Cont)

How do i start investing in stocks? Any tips/sites or apps?

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

Anyone looking at airline stocks or ETF play?

Please rip apart my investing plan. Am 24, already max out retirement and have 150k in cash I need to invest. Planning to invest a chunk each week for the next six months. See proposed portfolio in comments—>

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Any Amex employee here with an Amex card? Could you guide me on the process and eligibility of cards and what benefit do we get as employees?

Started my grad job in consulting and keen on getting a credit card - any advice?

Anyone got a good tax person in the bay area?

Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Hi Fishes,

Is anyone joined paypal recently for analyst role. It would be really helpful if you share your experiences on SQL hackerank test

Thanks !

Two of our students were killed today in a shooting, another two are in the hospital. Last week a student was killed in a different shooting. Admin barely acknowledged. How do we help our kids?

Prometric is closed until May 31 all across the country.

Hooked up with a manager form different line of service and now I came to know he is joining my team.

I have a coworker who’s a functional alcoholic. I’ve never dealt with a situation like this before so I don’t even know if it’s my place to say something

Does anyone else have “email social anxiety”? Not with writing emails that have to do with content/work I did, but when I’m “just checking in” and doing vaguely unsaid social things I’ve never understood well.
I feel super awkward and read too into things, it takes me 30+ min for a simple friendly email to a manager or above and I get worked up about it.

Boss: I need you to stop challenging me on every decision.

Me: I don’t want us to have a confrontational relationship and I think we can agree something needs to change. When you make stupid decisions, that affects my business and it makes me feel like you’re not up to the job. That makes it harder for my team to do our jobs. I think to be an authentic leader I need to be radically candid with you and point our your mistakes. So are you willing to work with me on this?

I’m a firm believer that a manager should develop a positive relationship with employees, but I don’t want that to be an invitation to disrespect my authority. How do you know where to draw the line to make this distinction clear?

Hi can anyone tell me how is the promotion cycle and performance review in GS ?
Like how many years it can take for 3 year experience Analyst joining laterally to be promoted to Associate in Compliance Division.

Is it a red flag if someone says they don’t believe in self help books like Atomic Habits, Attached, etc?

any single asian men in here interested to drink

I work part time for a startup for equity and am attending an event on behalf of the startup. I’ve only been here a few months and asked multiple times to have a prep meeting with my boss. He instead sent me a 15 page document outlining 40 questions I should be able to answer the day before the event.
I’m so incredibly stressed as I don’t want to show up unprepared and make myself look bad. Idk how to make light of this situation at this point

What recruiters, if any, do MBB/Tier 2s use in London? Interested in strategy/m&a in particular

I was wondering if the review course “CPE Self Study Course” for the CFF was enough preparation to study and pass the CFF exam. The CFE review course was enough and like if you get a question wrong it explains it well so that when it comes up in a different way in the real exam you can still get it. But when I saw the outline for the CFF material and there seems to be a lot of topics so I was wondering if the review course was sufficient considering this exam is also multiple choice. Thanks!

How is your experience with MacOS laptops as a SAP Consultant?

I am planning to buy one, most probably Macbook Air M2.

Wow !! This is so frustrating !!
Got call from 13 HRs telling me about this amazing opportunity they have for me, but they immediately started to end the conversation as soon as they heard my notice period is 3 months !!
I mean their company policy is 3month NP as well, but they're acting like this 😅

If you have a love bracelet, do you wear it to work?

Hi guys 👋🏻 Can someone please help me with the query below:
I did not file ITR for FY 2020-21.I had actually earned around 3,34,000 becoz I wrote master thesis for foreign students and I got online payment in my acc. So is that taxable?
If yes, then my total income will become 521121.

2ndly, whats the penalty for late filing ITR?

Thirdly, I left my previous job on 02 March, 2021, so I received the Feb 21 & March 21 on April 2021. So does it come under FY 2020-21? OrFY 2021-22?

Thanx guys

Hello All,

Can anyone please help me here.
I have made my tax payment in July 2022 but yesterday (15 Nov 2022) I receive an email that tax payment is due for assessment year 2022-23

I called to help desk and he advised to raise rectification request from Tax portal and update the challan number. I tried to raise request but need to upload some XML or json file there. I am not sure how to upload or modify that file.

Does anyone know what steps need to follow as I already made my tax payment.

Can I pay income tax challan using credit card?

Hey everyone,
Can somebody please suggest some tax saving options?
I can't use rent and car as tax saving options. Please suggest others options.

Thanks🙂