Hi everyone, I’m 54 year old making 37k in health care I’m have not debs and cash in the bank. I recently got divorced so He tock everything so I have only what I mentioned. I live in a house with a room mate paying $300 for a room. I would like to invest or make some kind of way to grow my money. Any suggestions??? Please

Are all large healthcare provider organizations (big health systems) messed up? In terms of poor senior leadership, no accountability, poor support to their leaders, mismanaged, etc.

Anyone else taking advantage of the no interest on student loans to pay them down faster, or are you more keen on saving the money instead for emergency purposes.

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

What are some good east coast cities to buy an investment property in? For those of you who have done this before, what's better for a first time buyer/investor - commercial or residential?

Based in NYC but looking to buy outside the city. Something that's 400-500k and has good rental potential. Thank you.

PwC'ers. How much am I looking at for healthcare for myself, my wife, and toddler?

I start in a week, haven't seen figures yet.

Newbie here..with Nano Ledger S's on backorder through March, what's the best way to secure your coins? If it helps, I have some LTC, VEN, ICX, LSK, DRGN, and REQ. Thanks in advance

I am an associate at an AM200 firm and was (IMO) very clear prior to accepting this role that I value work-life balance and wanted to try to keep work at night on the weekends to a minimal, but since February, it seems like it’s always something that requires my time as needed disregarding “business hours” or my personal schedule. Thoughts on whether to bring this up or continue to be a team player until I burn out and pay off my student loans?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

Thinking of starting and Only Fans account for extra side money. Don’t know what it would be yet though. Sounds wild but my salary barely covers the cost of living and I’ve been living with school debt. Anyone have one on the side? Serious answers only please!

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Does anyone have any connections or referrals for a healthcare travel recruiter company? Looking at Aya, AMN, MedTravelers but open to others!

In my opinion, the slow ROI keeps businesses from seeing the importance of investing in the community. Do you think that attitude is changing?

Bittrex or Binance? Or another? Is it possible to convert Litecoin to Alt coins on Binance?

Hello, I am in CA and am looking into the acquisition of a broker’s book of business, either in full or a percentage of, and/or looking for someone to partner with on that endeavor. I’m licensed in life, accident and health, and would prefer it to be that. If anyone has any advice for me on how and where to start, or anyone they’d like to put me in touch with I would greatly appreciate it

hi Fishes,
want to get your thought on which of the following offer is better ? YOE - 5yrs (Data Science, anlytics and consulting)

Offer 1
Basic - 7,20,0000
LTA - 40,000
HRA - 3,60,000
PF - 86,400
Special allowance - 11,93,600
Fixed pay - 24,00,000
Variable - 5-10% based on performance

Offer 2
Basic - 9,50,0000
Flexible compensation - 836000
Employer's PF - 114000
Fixed pay - 19,00,000
Gratuity - 45,673
Insurance premium- 15,848
Performance linked bonus - 3,42,000
Total CTC - 23,035,21

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

I’m new to freelancing. Does anyone have any tips/resources to figure out how to do taxes?

Hello.. any holidays in October/ November?

When do you think the offices will reopen?
Do you guys feel that the offices will start calling people from January 2022?

I sincerely never want to go back to office and work...

EY GDS SaT vs EY GDS Business Consulting which is better? I heard EY GDS SaT takes better people compared to consulting? How is work culture in EY GDS Business Consulting compared to SaT?

Need 11 hearts to enable DM. please help me guys

Anyone ever work on an account that your agency resigned? Did it turn out well?

What are some of your favorite books for learning more about client services, strategy / consulting?

Now UWM is live and at $10... why does that feel like a steal? Does anyone have a viewpoint on how mergers perform short-term (6 months - 1 year) after launch?

Hi ,
I'm working as a SAP Security consultant in TCS since last 4.8 years. I'm having knowledge in GRC , FIORI , Hana , IDM also.
I'm looking for a job switch. Kindly refer me for SAP Security and GRC consultant PWC India.

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

Any jr copywriter roles open in SF?

We are looking for product management professionals (5 -12 yrs experience depending on the role) for a Series A tech startup. DM me if interested.

Anyone else pretty terrible at managing their own finances? I have an embarrassingly little amount of cash saved.

Do you guys make fully tailored cover letters when applying for senior analyst / junior associate positions? I just don't have the time

How many hours are you IBD guys REALLY working. Everyone says 80+ hours but never seem to be around when you need them

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

Hello fishes,
I am currently working as project manager / scrum master in one of leading Indian MNC. Can someone please refer me in your company. Would share the profile in case you can. Please let me know the company name as well.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

How to understand “coupons”?

With the same %yield, which one of the following is better.

A treasury bond with 6% coupon maturing in 2025
Vs
A treasury note with 2.5% coupon maturing in 2024

I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

Are there any low risk steady increase options or is the whole crypto currency a high risk game?

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

How is everyone feeling about the market today? Buy? Sell? Wait?

Is buying into the VIX the best way to hedge for a mkt downturn?

Any advice for me as I go blindly into searching for a fiduciary to advise me personally?

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

27, paid off car, student loans left is $18.5k, investments at $22.3k, trying to go to grad school PT by next summer. employer willing to pay $5.5k/yearly, would take me 2.3ish years to complete, projected price would be $23k after tuition reimbursement. what’s the best way to pay through school, i feel like it doesn’t make sense to put money into a 529 if i plan to withdraw so soon? thoughts were max out my 403B, show an AGI of 70K and get low cost student loans out? does this make sense to do?