Hi folks, about to leave EY and wondering what’s the best course of action for my 401k. Leave it with Fidelity, rollover to Vanguard IRA (have my prior rollover already there in a target retirement fund), rollover to next employer 401k? My initial thought is to move to Vanguard for ease of maintaining both rollovers in one single place. Should I consider anything else while deciding?

About to start a new job at a start up where I got 20,000 options at ~2.50 strike price, company valuation of a ~$1B. My back of envelope math had future value at around $150-200K after 4 years assuming 4-5X growth. Anyone have any good start up option stories to fuel my optimism?

Does private debt tend to win over banks in rising interest rates environment? Will it compensate the overall decline in borrowing for private debt?

Everyone complains about high healthcare costs in the US. I understand that it’s a complex problem including drug prices, insurances etc. But no one talks about the high physician salaries. Why do surgeons make near a million in the US while they make $250K in Canada?

The artificial supply limitation should end.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Any recommendations on anything apart from coinbase to buy BTC in usd? I am unable to find any platform using it. Please let me know if you guys are aware of any cheaper alternative. Want to try altcoins but looks most need BTC which in the end can only buy on coinbase. It takes higher fees and time for buying.

Please suggest some good banks for mortgage rates. First time condo buyer.

Selling book of structured autocalls brokerage..all purschase when market was down with 6-12 month left to mature... 6467848487 cell....LPL preferred

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

I’m working at an insurance defense firm, trying to target my practice to L&E. I’m overworked and underpaid, but gaining valuable experience I hope to pivot toward an eventual in-house counsel position. I recently was offered an opportunity to lateral to a national firm for a significant pay increase (150% salary increase, much better benefits, hybrid WFH options). Problem-I would be shifting gears to Toxic Tort. I’m torn between my passion and the money. I’m a second year associate. WWYD?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Hello everyone !
I just graduated and I have made it pass the third interview which was a two part working interview that I will receive compensation for. I have BS degree in healthcare professions and wanted to know if 40k is too low of salary to start off as a compliance officer for a pharmacy that provides discounted medications. My first 3 months will be training for my position but I will be paid the same. The job hasn’t offered me a dollar amount yet and I want to be best prepared.

My SO and I are touring a home tomorrow that we’re considering purchasing. With COVID restrictions + high interest in the home, we only have a 15 minute time slot to tour it. Suggestions on what things we must check out given the time constraint? We’re first time home buyers, so want to make sure we don’t miss anything critical during our tour

Has anyone here participated in the year long remote year program? My company is fully remote in the US and is in general supportive of me going but concerned about local and international tax liability. Remote year doesn’t share tax advice and our HR team is small. Curious to hear from people at companies who have done it before and if there were any issues from a tax or payroll perspective. Trying to get the formal approval from my company before officially signing up, advice welcome!

I’m finding it surprisingly emotionally taxing to be constantly fighting for ways we can benefit the community when the rest of the team focuses on ways the community benefits the company.

How is Hexaware in term of Mainframe Technology or Legacy Modernization project ? Good number of projects in Hexaware related to Mainframe Technology?

And how is Job security in Hexaware ?

#Hexaware

After 1 month of BGV doc submission I have not received any communication. HR says to check after some time.
What to do? Is this usual?
Do I get any confirmation on completion of BGV?

Does EXL have an internal forum where employees sell out the cars after lease is over?
Or even lease transfer?

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

I want to become an art director with zero design skills. I’m going to have someone else comp everything up for me. The ideas might be solid. Who wants to hire me?

Anyone else with big 4 experience looking to find a rewarding career path with an undergrad degree in accounting? What career options are out there without having to go back to school?

Am 2 months in to a new job with billable hours and I am miserable. How do I seamlessly go back to my old firm? Is this move a career killer?

Want a referral to Amazon? Comment below

Hi,

Which company should be preferred by business analyst/ Project manager in lending domain if both are good brand companies. IT or NBFC?

Quick reverts will be highly appreciated!!

Has anyone here participated in the year long remote year program? My company is fully remote in the US and is in general supportive of me going but concerned about local and international tax liability. Remote year doesn’t share tax advice and our HR team is small. Curious to hear from people at companies who have done it before and if there were any issues from a tax or payroll perspective. Trying to get the formal approval from my company before officially signing up, advice welcome!

Hi Fishes I am looking for Scrum Master job
Total experience 7 years
Scrum Master experience 3 years
CSM certified
Immediately available

Hi How long are you on bench after joining brillio?

Accionlabs - 23Fixed + 1L Joining bonus
Iqvia - 21Fixed + 1L joining bonus
Pwc - 22Fixed + 1L joining bonus
Virtusa - 21.5 Fixed + 1L joining bonus

YOE - 5.2Yrs.

In this IQVIA is product based and I heard wlb is good. Thought of joining there but they are not going beyond 21F.
Whereas I can even negotiate with virtusa or accionlabs to increase the package further. What can I do now?

Does anyone have any insights into what Mckinsey Academy does and how that's different from their regular "Human Capital" practice?

I'm a cashier. We just got a new manager, and she's making things really hard for us. She starts work at 4:30am and leaves around 2:30pm, but she still expects us to stay until 6pm and work on the weekends! She gives us really long shifts and doesn't give us much time for breaks. And when we ask her about it, she gets mad.

I'm worried that if I speak up, she'll make my life even harder. I don't want to lose my job because of this—do you guys have any advice?

I recently asked everyone’s age filters on dating apps and there were some mentions of fear of baggage and that’s why you don’t date older than X. What baggage are you afraid of? Ex spouses? Kids from prior relationships? What is it?

I have submitted the documents for LTI..before an formal HR call one lady HR called me and ask for expected CTC..i have one offer in hand and i demand 20% of that offer as fixed..she asked me to negotiate and so i went for 20% of offer as total CTC instead of fixed..she simply said OK thats it..and call ended..will I get positive note from them....?

Got few questions regarding LTI and business analyst role. 1:Does anyone have any idea how many rounds are normally conducted for LTI business analyst interview. 2.How how many days they take normally to release offer. 3. How much should i expect /ask for 4.8 yoe for business analyst role.

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

I’m 32. I have $80k saved. $40k currently invested. Then ~$50-60k in 401k. My plan was to save for a house, but prices have skyrocketed. As life returns to normal...I need to now move out from my parents’ again. Do I bite the bullet and rent in NYC, or stay and save another 12-18 months and hope to buy something? Full transparency: taxes make it very difficult to buy. It’s not the down payment, it’s the taxes.

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

Has anyone used individual citi wealth management account?

Any feedback on the same?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

Comp is my goal. Deloitte strategy and analytics consultant. Been here 1.5 years.. already have an mba. Feeling a bit aimless. Where should I go next?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

If I have a six year old and 150k in a 529, can I say I’m done?

Would you cash out refi a rental property to buy another rental property?

I contributed 1k into 2022 Roth IRA and have realized I will be ineligible due to MAGI over the allowed 144k cap. What to do with the 1k? And what do people usually do with IRA once above the cap, back door?

Anyone have experience using John Hancock as a 401k provider?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Is sending kids to private school worth it? Talking about 25k-30k per year. Living inside city where public school are average. Thinking of sending kid to international school with bilingual program (family speaks multiple languages)…. The money adds up a lot over a lifetime. Especially if we have more than 1 kid.

How do people feel about Tesla ? Buy ?

2021 roth ira limit is 7k? Or am I reading it wrong

Microsoft vs Apple vs Amazon, please suggest