Hi guys
Can I take home loan on my name for the house which is on my father’s name ? If yes Can I take housing loan tax benefit further in it ?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Can I receive rent on H1? How can that be accounted towards the end of the FY?

Implications of a PE firm selling and a company bringing on a new investment partner?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

How much money have you invested in crypto currently? I’ll start - $5000 currently

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

I am exploring job option at RSM. What are 401K and HSA service providers for RSM?

BTCS penny stock in the move today. Thoughts?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Is buying into the VIX the best way to hedge for a mkt downturn?

Why do people accrue prepaid expenses?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

New to the city and looking for people to hang out with!
23F, if that matters!

Can we talk about the rise of hate crimes in AAPI community? My heart is heavy as we celebrate Lunar New Year this year.

Hello fishes,

Urgent ask!
How is the "COGOPORT" company?
Work culture and Learning in general?

Looks very windy at cota…

Why is Splunk Bowl so silent? Unhappy Splunkers? 🤨

Hi everyone! I started a bowl to talk about negotiating strategies and pay! Want to make sure we are reaching our financial goals! The bowl is called “occupational therapy pay” feel free to join in!

Can anyone suggest me the areas near RMZ Ecoworld where I should look for rented flats?

4/4 Thread (General):

I currently hold a bachelor in accounting and I am looking into transition to the Cybersecurity world. I have an interest in working with the banks doing penetration testing.

Can anyone recommend a Tech Bootcamps in the ATL or Metro Atlanta Area

How can I get started ?

Hi Guyz, Need advice

I have expertise in Mobile application
development.
I know android ,flutter and react native.
But as I am progressing in my career I get
to know I love doing coding for business
logic rather then Ul part.

So I am planning to learn any backend
technology as well. I am thinking to start
learning nodejs. I just know Javascript
and totally freshie in backend.
Is it good idea to learn any backend.
technology and what technology I should
go for nodejs, dot net or anything else.

Anyone worked at multiple FAANG companies? I’m trying to choose between 2 and can’t decide.

Most indulgent gift you've bought yourself?

Hi all - I’m the head of the project management department at my agency. I’ve been here almost two years and want to move from my cube to a vacant office but need to convince my superiors. Any advice?

Late 90s: Web designer. Early–mid 2000s: Digital designer. Nxt 15 yrs: digital strat & creative (AD). Dropped 15K for General Assembly’s UXDI. Being rejected for basic UX roles bc I have no apps....

Was just reached out to by someone from Barton. They say they recruit people for day-by-day contract work for PE firms. Are there any other firms that do this?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Best app to track expenses?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.