Hi, has anyone from here (EU) purchased property in Norway or Sweden? Would love to talk about the process

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

🐟 without dependents, what % of your monthly income do you save and what % do you contribute to 401k.

For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

How do married folks manage finances ..keep them separate or everything common? Have heard married people splitting rent and stuff and not sure I fully understand how common are situations like that.

What is the *prime* amount of money to bring you happiness?

Have 20k, what’s a good small business to start with this fund? Serious question here

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

How did you get into real estate?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

Advice for doing consultations with a new client and trying to convert them? Feeling the pressure now more than ever to bring in money to the firm.

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Partners / Managing Directors: in your junior years, how did you manage not wanting to work with a Senior Mgr who consistently tries to pull you into work he is doing? (He lies, tries to make you think that he is doing you favors, etc.) Does your answer now change as a Partner / MD?

I am looking to switch with skills of Sql, Tableau & Spark(data analysis). Any suggestions to learn more ? and How much CTC can i expect with 4YOE currently with 4.86LPA

^when the client puts you on actuals^

I am looking for job change. Currently working in Oracle as Lead web developer with 12 YOE and more than 10y of relevant experience in UI.

I am serving notice period. LWD is 14th Oct.

Skill set: HTML5, CSS3, JS, ReactJS, Webpack, Grunt, Puppeteer , Mocha, Chai, RTK.

Please refer to your organisation if you have any relevant openings

Hi fishes!
I have received an offer for Senior Software Engineer.
17.5 L gross salary, 3 YOE.
Can you please tell me if it's a good offer , and about SSE role in general .

What’s the furthest you’d drive for fertility treatments? I had to do clomid iui with my daughter and trying for number 2 but the office isn’t accepting new patients at this time

Does Next Gen issue a formal report for PGS testing results? I had my embryos tested and my clinic just told me which were normal and abnormal. No other info on embryos ratings, etc. they could have not even sent it in for all I know!
Also, how involved are you REs? I’ve been through 2 retrievals now, but feel kinda in the dark still on a lot of things. Some of the nurses are hit or miss and if I want to talk to my doctor I have to schedule a consultation and its typically a 2 week wait.

Can someone refer me to SAP Labs?
SAP Basis
2.5 YoE

And also what should be the expected CTC?
Current CTC - 5lpa

Anyone has tips for burning man? I’m planning to go during Labor Day weekend.

Let’s say you’re the main character of some action movie. Think military / Jason Bourne / Ethan Hunt type of guy. You’re only bringing one watch with you on your mission across the world. Streets of Paris, African jungles, Southeast Asia, and wherever else the mission takes you. What watch you wearing?

Any ladies want to go to happy hour tomorrow? 💁‍♀️ here

I joined pwc last month, and absolutely hating it here. Each weekend has been working, 12-15 hours work day is minimum expectation. And there's extreme hierarchy, where even after you spend 24 hours working on something, the director decides he wants something completely different and you delete and restart. (Note that you request them to review and give their pov earlier on, but they never take the time out)

Anyone have a room for rent in uptown or downtown?

A guy who is claiming to be in love with me (a black woman and immigrant), is a conservative (pro-trump, anti-gun laws, denies that there is racism etc). Are those red flags to make me cut him off?

Hi all! I'm new to Fishbowl and a recent college graduate. I'm looking for a full-time role once my summer internship ends and I'd appreciate help in finding some openings.

I have experience in pharmaceutical advertising (account services) and the publishing industry (editorial). I'm looking to work at a company I can utilize my passion for writing and account experience. Maybe public relations or corporate communications? I'm up for anything!

I appreciate any suggestions that come my way! :)

Not able to clear Independence Training for new joiners can anyone help how I can clear this?

Which city is the best to live in for a couple in their mid twenties?

1. Hamburg
2. Munich
3. Berlin

Thanks in advance!

Hi Friends,
Just wondering in the Netherlands how is LoonZorg for expat insurance? The deal seems too good to be true as the premiums are a fair bit lower compared to other providers.

Thanks!

In Brussels next couple days for work any restaurant or bar recs?

Exit to Amazon London L6 with £95k TC (68 base, 10 bonus, and 19 shares, vesting 0-3-8-8). Is this a fair offer?
I was hoping for £100k TC.

Any thoughts on salary/pacakage for a Solutions Architect position in London vs Amsterdam? As the cost of living in Amsterdam is around 10-12% cheaper, would it have an impact on salary?

Looking for a referral to Kearney in UK or Belgium. Are there any Kearnies ( :D ) in this bowl who would be willing to help?

European fish: is there someone willing to share experience on Insead MBA? Trying to leverage it to transit to IB / PE

Anyone here from LPA and willing to talk or give insights into the company, projects and current situation?

Not much to be found online.

I’m a data scientist with 6.5 yoe( 1 yr in consulting). I am looking for data science opportunities in France, Italy and Spain, I would appreciate it if anybody can help me with this. I am coming from Canada and will get the young experience visa that is an agreement between these countries and Canada.

Hi All - anyone working in the swiss market here?

Looking for some insights of different firms there in terms of Comp., WLB but also brand within Health&Pharma would be useful

Thanks!

What are the true strengths of EY-Parthenon in Europe? I know they have the usual matrix of practices (topic vs industry), I’m more looking for those areas where they have a real edge?

Has anyone switched from data science "consulting" to Google. And would be open to answer a couple of DMs? Or share their exp. on herr? Thank you

Anybody living in switzerland? Keen to escape the German political corona madness and looking for job opps/referrals in switzerland

How much does Accenture and Deloitte pay a consultant in Germany and Netherlands?