How and where in on PF Statement to check if the interest is credited ?

When was it credited the last time for you guys ?

Chicago rent question: I make $92.5K. While I can bank on it, I should get a raise if 5-10% this year, and $10k+ bonus. What do you think should be the max spent on rent?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

Holys*it, the seller accepted my offer, i’ll be owning a condo. Surreal! Did i make the right decision in this environment??? 😱

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

Is there any way to get around the coinbase fee when buying crypto?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Has anyone here had a problem with a background check? I accidentally forgot to put a semester at a community college and to list schooling as periods of unemployment. Emailed HR to disregard form.

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Are we on recession? My portfolio is super down - low cost ETF investor here

What do you do to be aware what peers and others outside your circle are up to?

Looking for a flatmate (male) in magarpatta city, 1bhk semi furnished apartment. 9k rent.

Any 🐠 out and about tonight in town ? Would be keen to grab a drink with fellow 🐟 if anyone is interested. Based out of midtown

What are the best exit opps you’ve seen here in the city?

Can sumone provide a reference for a person having 12+ years legal experience in multiple fields including litigation/consulting/advisory etc, in & around Delhi NCR?

Does anyone use the Garmin Venu for running? Would you recommend?

Hello, I have accepted an offer at a competitor company and sent in my resignation letter. My start date is 5 weeks from now so I put in my end date 4 weeks from date letter was signed. The manager said I had to leave the job in 2 days and the company can only play 2 weeks of work. Is it normal how they do that?

Any Sales tips? What has worked for you all when doing cold calls? And any tips and idea on building your book of biz?

Guys - Any good insurance suggestion for parents that covers both Canada and US and good number of in-network doctors. Father might need to get checked up here as he got sick last time he was here

What are some up and coming production companies in your opinion? 🤔

How is Ovative?
Good culture? Too much Koolaid like Target?

Memories flashed back while lying on bed looking at the ceiling fan... 😉

**2007: Used to stay opp. to DLF1 for 4 yrs(b.tech days). Back then, "Bhai, Technopolis chale" used to mean let's go and 'score' some good stuff.🙊🙈

**jumpcut 2022: After staying 10+ yrs outside West Bengal, now Technopolis means my upcoming office. Damn!😀

Any Wharton admits who’ve received the admit package? I’m outside the US and haven’t gotten it yet

Recent admit here - how important are these pre-MBA Virtual networking sessions? Feeling like it’s hard to network virtually.

Hi folks
Can someone refer me to a role at Unacademy? Shoot me a DM if you want to help a brother out!

People who left to go to private: is it better or is a grass is greener situation?

I have an offer from vodafone. Will Vodafone give a counter offer if i show other offer letter with more lpa?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

How t save tax for 9 lpa salary. Can anybody help me out.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption