How are you guys optimizing credit card, banking and investment account setup? Optimizing for what? (e.g., simplicity? Points? Risk mitigation? My setup is… bank: chase credit card: amex gold, Costco card and bilt. Investment: fidelity for 401k, robinhood for taxable, Ira and Roth, and vanguard for 529. No good reason for this setup it’s just how it’s been for years. Would love to hear how yall are structuring things and why. Thanks!!!

Is KPMG, EY and PWC considerate about one not wanting to travel and chosing local projects in the IT Assurance practice? Please share your experiences. Thanks!

Any possibility to get points for hotel not sending bill? Nights still haven't showed up in my account and I checked out May 26th and submitted the missing nights form.

What are some good Marriott properties to stay at in the Dallas area with points?

MOSS ADAMS SoCal (Irvine, San Diego, LA) BRS people can you please provide some insight? I spoke to an experienced hire recruiter today and he said the company is moving to a hybrid model to include more in-person time between clients and staff. How often are you traveling to client sites and the office? is it as much as audit 2-3 weeks living in a hotel or sitting in the client's office? or maybe once a month? or are you working mostly remote? Thank you.

Hey ppl,

I'm an salesforce professional. I'm looking for a job at Singapore. I have been applying for jobs in LinkedIn and few other job portals. But still I haven't got any response from any of them.. Has any of you made it to Singapore after covid in Sales force. Also any idea for applying only visa sponsorship jobs?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Hi Fishes, Is it possible to process h1b as cap exempt if I had worked on USA in h1b status for few months and if the visa is expired now, once I join a new employer.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

I am expecting an offer from Master Card for Senior Software Engineer position in O Fallon MO. Please let me know what kind of base salary I can expect with 11 yrs experience . I don’t wanna undersell but also trying to avoid being aggressive but quote a decent number which will be achievable. Any suggestions will be appreciated. Is 125k $ base a fair value for or I can pitch higher? They have a 15 to 20 % bonus on top of base pay and a 10% match on 401k which the recruiter keep highlighting.

Hey Everyone,

Any idea on how is the Job market for Power Platform (power bi + power apps) technologies in Canada??

My company is trying to retain me by saying they will file for Canada visa. Is it a trap like assuring h1b for usa ?

How long it takes for Canada Visa ? And what are the chances for getting work visa for Canada?

Deloitte Consulting's M&A team is hiring IT M&A professionals for their Dubai office (United Arab Emirates, Middle East)

If interested, please reach out for more color

What the general experience or opinion on commuting vs hotel? Miles/time?

Travel - didn’t see it unless I missed the thread. What’s the travel % right now for SM/P and does it depend on capability team or same % across the board?

Hello Fishes,

Did anyone attend interview from Delta Airlines recently?

Hello I joined Deliotte usdc like 2 weeks back ,
And
I only selected a location as Gilbert ,Az thinking living cost will be less , but Dono for what reason everything is increasing in Gilbert ,

Now I want to shift to Orlando location usdc ..

Can I do that ? What is the procedure ?
H1b visa

Anyone taken the Series 62? Difficulty ?

Client sent over a 90 MB model this evening. Took 10 minutes to open and a fraction of that to crash. Can’t wait for tomorrow 😭

How long did you date your SO before moving in with them?

What do you wish you had known before becoming a manager?

Interviewed yesterday but couldn’t get the salary range from the recruiter until I told her my current compensation. Does that frustrate anyone else? I hate that.

KGS gurgaon asking for return to office mandatorily?

How much does Accenture pays on L1B visa at level 8 ? Lets say travelling to California.

Those who got the offer from luxoft romania. Comment below. Have whatsapp group will add you in that.

What is considered a “large” caseload in employment litigation? I work at a large L&E boutique law firm and handling about 14-15 active litigation cases in state/federal court or arbitration. Some of these matters are multi-plaintiff and multi-defendant cases, but none are class actions. This does not include any matters I am handling in the charge stage or in pre-litigation. Not sure if that’s a typical caseload or not?

I hope everybody received 2k Amazon voucher as Xmas gift

Any recs for recruiters in the DC area that are good for lit/arb?

Received offer letter with mentioned that at "TCS Kolkata". Can it be considered that my base/work location is also Kolkata (*as i need this). Or is there any chance that after project allocation it may be changed and forcefully transferred to any other location without my consent?

Working as a Business analyst in BFSI for last 10 years. ( Married, have a kid)
What should be the next step
Current options I thought-
1. Planning for a switch ( but ye shayad chalta rahega)
2. Planning for a good certification- did SAFE product owner and all but kuch khas nai hai
3. Planning for a PHD ( part time ) not sure, not clear may be a good option as I can move to education line.
What else guys
Serious answers 🙏🙏
Any senior who can help

Accepted an offer with BCG! Looking forward to the transition next month. Will be in BCG Federal. Anyone in this bowl also in federal?

how do we successfully and organically meet great people & partners 😵‍💫😭😪

I have ~50k in a hysa earmarked for a future down payment. Would it be wiser to backdoor that cash into a mega Roth to increase earnings and then take out what I need in a year? Or better to keep them separate

I’m moving to LA in 2 months and want to stay in a short term rental before finding an apartment to rent for a full lease term. there is so much I don’t know, and the more I learn, the more I feel I don’t know about the city. Has anyone used any of the furnished short-term rental apartment buildings in LA before? Or should I go with AirBnB/VRBO? Any advice?

What’s your FIRE target age (where you no longer maintain a salary job)?

Are we on recession? My portfolio is super down - low cost ETF investor here

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Anyone have any good realtors in the Greenville SC area who know the VA loan?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone else into Bank Bonus churning?

Anyone here working in the NYC area? Wondering how you manage to save and buy for a house with such a high cost of living in the city and the suburbs around it. How did you do it? And areas that you would recommend looking at. I’m currently 24. Maxing out all retirement accounts, debt free and have 6 months emergency fund. Looking for areas to buy a house in the future, but getting discouraged with these crazy prices

Have 20k, what’s a good small business to start with this fund? Serious question here

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Decided to payoff my mortgage.

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.