How does $19,500 401k participant contribution limit differ from $57,000 defined contributions limit (all sources, employee + employer)?

In addition to pre-tax, I do post-tax 401k contributions. And I see online they “some plans allow employee to make after-tax contributions once the 2020 $19.5k contribution limit is hit, up to limit of $57k”

So once I hit the $19.5k, I can do up to $57k (including employee contributions), but in excess of $19.5 needs to be post tax. Correct?

What are the healthcare options like in India? I'll be needing regular care and I'm not sure what the insurance providers are and if care works differently in general.

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Since housing is going crazy (atleast in FL) I am still thinking to buy or not. Or should I invest in REIT to gain some profit by riding the wave?

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Hi Guys

Does anyone knows about Virtusa ? They are offering me considerably high offer compared to others but I am not sure as I don't know much about the company or anyone who works there ? Project is Legato Healthcare.

Any help will be appreciated.
Thanks in advance 🙏

YOE- 6
Skill - Dot Net Full Stack

Is KGS gives wfh set up reimbursement to new joiners? Any new joiners out there

Hello NYC fishes. If you pay your fares via OMNY for SBS bus, and there is no ticket to show if fare cops ask you for it. Apple Pay history won’t show up immediately after transaction (Chase), then what do you do?

25M in NYC - working in finance

Female 🐠s come say hi!

Recently got married and about to rent both of our properties and buy a new house for us. Is there a financial gain by creating a business for our rentals? As in a tax break for that income?

do we save 100% on mediclaim premium for our parents in income tax?

Can anyone from FTI speak to their benefits? 401k match, healthcare, etc?

For the educational program reimbursement, after it's approved, do we get reimbursed with our next paycheck?

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Am i able to sell commercial insurance while working in IT? I’m in industry no longer consulting but want to get my property and casualty license. Thoughts?

IFRS question. A long outstanding loan (more than 5 years). Borrower has stopped operations years after loan was issued. Should the loan be fully impaired? If not, how should PD be calculated (can't get equivalent PD of the credit rating since there's no more tenor).

Hiring entry level healthcare it consultants. Lots of travel, lots of paid training.

Ideally has a background in healthcare technology (eg a degree in healthcare administration)

Fortune 100 tech company

I’m thinking about transitioning to In-House from a big law firm where I practice Employee Benefits. Will employers consider me without the typical “corporate” or “litigation” experience?

Lease on my current vehicle ends in a few weeks. Do you think auto prices will drop and financing will become free in the next little while?

Should I hold off and Uber around until the drop?

Hey Fam, I’m thinking about doing DIY investing/passive investing. What broker should i use? I already have a wealthfront account. But I’m thinking doing it myself will have less fees. Thoughts?

BBDO laying off 30+ staff this year, but also buying their remaining staff Christmas gifts got me like 🤮🤡

Hi all

I am looking to start my own recruitment firm
Any experts here to help me with guidelines or can share the documentations/ paperwork required

Hi..Need likes for DM activation.

Have an interview with Morgan Stanley for an analyst role with their financial crimes team - is this a good starting position for someone looking to make a career change? What’s the salary?

Hi Accenture people, got offer today, asked HR about project, she mentioned it will be mapped on first day itself and will be connected with project manager. I told her i need details about the project and she said she will talk to project manager and get back to me tommorrow. Everyone says we have to search project after joining only. So any idea if this scenario can happen? Anyone got to know project details before joining? Please share ur views.

Are Uber/Lyft drivers reluctant to drive from DC (Logan) to BWI?

Your secret weapon to deal with stress at the office?

Just closed on my first home!!!!

Current a commercial banking II analyst at truist, $95k total comp. Looking at switching into tech sales, got an interview for an account executive position in fintech. Anyone know comps for Florida or recommend the move? Heard WLB and perks are great.

Looking for a referral to apply for below
Risk Reporting Analyst
Job id : R-00178363

Hi all I’m a certified Project manager and Scrum Master with 8+ years of healthcare experience and 3 plus years in Tech as a product manager with some 5 years in service designing. I really need a well compensating remote evening/ night shift position pls can anyone help or refer me? Thank you!

I am starting a PgM role ar Google next week and will have a remote onboarding. Any thing to keep in mind? Any insight is helpful :)

Hi everyone,

One of my connection is looking out for opportunities in content writing/editing.

Skills:
•Content marketing
•Creative writing
•Content editing/copy editing
•Template creation/population
•Content search
•Proposal writing
•Business writing
•MS Suite/Google Suite proficiency
•Social media marketing

Experience: 5.3 years
Notice period: 1 month
Current location: Kolkata
Looking for permanent WFH for now.
If there are any open positions, please reach out at indranilbagchi90@gmail.

Looking for remote healthcare opportunities in business ops or project management. Recommendations welcome.

Hello, I am currently having 6 years of experience in US Taxation in Partnership(1065) Federal. Currently I am in the position of Assistant manager, I have cracked the interview of a few Big 4 companies.
Whats the Fixed CTC should I ask for?

Hello fishes, what should be the right salary range for 9.5 yoe in development. Technology is Python and Java. Amazon Newco Larsen & Toubro Infotech IBM Tech Mahindra

Such a Boring session today! 30 mins left. Any drama big movers?

Lease on my current vehicle ends in a few weeks. Do you think auto prices will drop and financing will become free in the next little while?

Should I hold off and Uber around until the drop?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Is QQQ a fine spot to put about 20% of the money in my Roth IRA? Good or bad for the (very) long term? Beginner investor here 😅

Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠

I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

HYSA anyone recommends?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

I'm thinking of entering the show The Ultimatum marry or move on

How would you sell ETFs in retirement since there is no average cost option for etfs?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Buy the dip?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

AMZN buy more or hold?

Is it still worth buying Tesla stock? Especially after rising so much since year start?

Is there a tax-efficient way to set up recurring donations to charities / non-profits?