IFRS question. A long outstanding loan (more than 5 years). Borrower has stopped operations years after loan was issued. Should the loan be fully impaired? If not, how should PD be calculated (can't get equivalent PD of the credit rating since there's no more tenor).

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

Has anyone invested in the Vanguard asset allocation ETFs? Thoughts, comments, reactions? VEQT, VGRO, VBAL, VCNS, VCIP...Canadian here so not sure if these products are available in the US...

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

... and I was hoping ltc would hit 1000... losing money right now 😵😵😵but hodling

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

When picking up a J2, how much should you include about J1 on a background check?

Does Amex renegotiate offer based on counter offer after accepting the offer letter?
My joining is in Aug 1st week.

Someone from ServiceNow available here? How's the job security?

Hello Everyone, I have received the offer letter from Nielseniq without joining date and details of the notice period or probation. It's just a consent letter and a code of conduct with the salary break up.
I asked HR about the same as my joining is near and still no joining date mentioned but not getting any response.
Any facing the same issue ? TIA

Just got a job offer from EY for Senior Consultant in Transformation Architecture - $105K Base I have 7 YOE (4 with other Big4 in Audit and 3 in Industry Consulting) based in Vancouver. I live in Canada - does this seem reasonable?

If anyone absconded from a company what legal action company can take?

Once a vaccine is found (assuming it'll be in the next 12 months) how long do you think it'll take the economy to rebound?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

I’m a current federal clerk and I have an option to clerk again with a different federal judge or take a career clerk position with a state judge. Any insight into how each would impact my career path going forward?

How is the working culture here in jaguar?
Tech stach : java

Hello PwC AC Friends,

I have been on bench since I joined the firm 3 months ago. Now I have got project but still on bench. I have got mail regarding not raising snapshots because I was on bench so i didn't do anything except trainings and some learning. I don't have hours to raise snapshot for.

What shall I do in this case? I am very much worried that if i don't have any project hours to show, will they fire me or what actions are supposed to be taken ? Thanks.

Read that McK is paying 2K higher than BCG this year which means BCG will probably raise again next year to at least match. However, they can’t just copy McK with 2K to match because that would look bad so they’ll have to beat it again. Then McK and Bain will follow. Barring a devastating recession, I’m guessing this means MBB is all getting raises again next year?

Anyone else just absolutely despise Kryterion and their service reps? They are so rude and I just can’t stand it

It’s times like these I am so glad i invested in a vehicle.

Is there a list or map anywhere of NYC spots doing takeout cocktails? I’m downtown and so far I’ve grabbed to go from Dante and Extra Virgin if anyone has any other recommendations.

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Does anyone have any recs for a family law layer who handles pre-nups? My fiancé and I are getting married in a few months and are looking to speak to a lawyer to understand our options

What kind of behavior systems do you use in your classroom? I teach 1st grade. I’m tired of using the folder/calendar system with 🙂/🙁 and a prize box. Any ideas?

First year at Big4 tax here. I’m performing well but don’t know if I like tax as much as I thought I would. Has anyone done one year of tax and then switched over to audit? If so, how was the transition and did you stay at a first year associate level?

How does the KPMG annual performance reviews work? At what month are the reviews done?

Anyone in transaction advisory at Baker Tilly? Or know anything about the industry? Got an intro interview coming up and wondering if anyone has advice.

What does day to day look like for an analyst? What skills and experiences do they value?

I've been in audit for about a year now, CPA eligible but haven't taken any of the exams yet, and am looking to make the career switch.

Hey KPMG how is life in the FRM advisory? Got a job offer from them

My wife recently put in her two weeks and half the people she worked with are just ignoring her messages. They asked to work longer but bc of her new company she cant. Shes moving for about 60% more pay from external audit to senior accounting. Shes extremely sad and im confused why these firms are so uptight about this. She is giving them an additional 4 days which she wanted to use on vacation. Did she do something wrong?

If you asked to be considered for early promotion and didn’t get it (despite being highly rated, exceeding billable goal, etc) would you look elsewhere? Is it right to be angry about it? I don’t want to spin myself up unnecessarily if it’s unjustified

I don’t understand how people keep posting about the bench and being unassigned. I’m in advisory(not audit) and my entire LoS is trending 90%+ utilization

Anyone have any experience with technology risk consulting at EY? Does it provide good exit opp?

Thinking of trying to transition into audit. How is busy season? Do you get busy during quarters, or is it really just year end?

Best late night audit room jams to keep the team going?

Is it bad to apply to 2 different roles in different service lines at the same firm?

FAANG is now MAMAA (Meta, Apple, Microsoft, Amazon and Alphabet)…Whoa Mama! As if there weren’t enough acronyms in our lives. Happy Friday All!!!

Anyone who works at PwC? What is the annual raise looks like in term of % if you're not comfortable sharing xx amount? Please share role, years at your current level, service line, location. I'm trying to see what increases would look like, new joiner here, if I'm expecting a $2k to $3k increase only.

Hoping for help w/ studying. TRANSACTION CYCLES?? I see inconsistent lists online and in books: (Revenue, Purchasing, Inventory, Payroll) vs (Sales, Purchasing, Payroll, Financing) vs....

Do you ever wish you get fired?

I have FAR and REG left for CPA. Not sure I really want to stay in Big 4. Want to move to Corporate Finance, FPA, or IB. Thinking of just pausing CPA and studying for GMAT. Never given time to study f

Up for promotion this year to manager, it seems that EY and Deloitte already announced no bonus? Guess promotion freeze will be next?

Can anyone tell me about the benefits that baker tilly is offering to its employees???
Ex) pto, 401k, holidays, hsa employer contribution, remote/hybrid, and so on..^^

Also, it would be great if anyone can tell me about chargeable hrs or minimum weekly hrs during busy season!