Is QQQ a fine spot to put about 20% of the money in my Roth IRA? Good or bad for the (very) long term? Beginner investor here 😅

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VOO, FBALX, FOCPX, FIGFX - I use fidelity. I just would buy one of these with my maxed out IRA money each year over the last 4 based off what I heard/read, but I’m finally starting to actually pay attention to the market and invest the rest of my cash outside my IRA too. Sadly quite a bit after the huge March dip 😭

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We can cry together C1!! As long as it’s higher 40 years from now right!

Yes, it is a (the only?) low fee index fund that tracks NASDAQ. What is the other 80%?

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CSR - hold or cancel? Firm has cancelled expenses on personal cards

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Parents bought during housing bubble in '03 and house went into foreclosure when I was starting college in 2013. Lost almost everything. Busted my ass and 4 years later we have 2 condos paid off and

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Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

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Where can I purchase I-Bonds?

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Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

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Has anyone seen Liberty Mutual’s Q2 Net Loss of $343 Million? Do you think it’s related to their CEO retiring this year? Thoughts?? Just curious to hear what’s your take on this.

I never thought I would ever make $1m in my life but using Henry Artem's strategy on trading has made this possible. I urge everyone to take advantage of this strategy and stop watching so many indicators and being scared of the dip. You can contact him via 🆃🅴🅻🅴🅶🆁🅼 (HENRYARTEM) Whats👤App➡️ +44 (7494)493 - 602

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Getting 1.5L INR in India or 2.4L (12k PLN) in Poland per month after taxes.
Which is better?

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Looking for a new apartment. For rent, what percentage of my salary should I be aiming to stay under?

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Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

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Any experience investing in motor home park (manufactured home community). New to this. Potential pitfalls? Biggest concerns?

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Doing my research to jump into crypto. Wanted any advice or thoughts on where to go. I’ll start slow with a $1k. Hearing gdax is better to go with vs. Coinbase. Any help for a newbie? Which coins?

29, f, Detroit, $63k

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Bitcoin down to ~6100. Buy or wait?

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Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

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Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

Planning to take out my 401k , any suggestion ? Concerned about my taxes .

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Left wallet in airplane (united).. any tips for getting it back aside from the typically lost items form? Have also tried lost and found at the airport and asked Amex to ping United

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MATIC approaching beast mode (possible price discovery assuming BTC and ETH stay at current levels and MATIC keeps rising..)

Best investment in my portfolio so far from an average cost standpoint.

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Any recommendations for industries and roles where you are required to travel for periods of time across USA or internationally? For example, I worked at a trade show company (before CoVID event industry layoffs) and loved the balance of office & show travel. I have a bachelors in marketing but have mostly field sales/sponsorship/event coordination experience as well as wine/spirits industry experience (3yrs). Google search results “travel blog” or teach English are not helpful. Thank you :)

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If you enter Canada you need to self isolate for 14 days. However is there e a restriction if you plan to leave the same day as you enter ?

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When taking over managing a project that’s already in progress, what’s your go-to method or process to figure out what the hell is going on holistically?

Hi everyone! I am a Registered Behavioral Technician (RBT) and have been with my company for a bit over a year and a half. I am one of the few that has stayed this long, 1 of 2 bilingual techs, and there’s been a high turn over rate in technicians since I’ve start but it has increased drastically lately so in light of that I was thinking of asking for a raise. I currently get paid $21/hr. Any recommendations how I should go about asking for a raise, how much more I should ask for, etc.?

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Adderall script refilled 👊🏻

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Can you cash out your PTO days when you leave Deloitte?

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I think it's time to call out the norm of not drinking at work for being the unhelpful and oppressive prejudice that it truly is

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anyone know about Apple’s marcom team?

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Hi fellow fish, any insight how a RN clinical operations background can break into private equity or venture capital firms? Any particular firms doing this well?

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For those who interviewed with cap one recently or in the past, how long do they usually take to reply?
I interviewed with them on Wednesday for the FRP campus hire and still have not heard back yet.

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Deliotte Usi - Pune

Hi Fishes
I've recently joined the firm and been called to Pune Location to join , but to my suprise it's just ITS and I'm working from home being in Pune
Anyone with similar suitation here ?
Anyone or any group who catch ups on weekend or is interested to do so , virtually here working in new city is quite boring if someone is in same boat
Kindly comment !

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Curious about the salary Band 30s get at amex? I'm talking about CFR, 1-2 years of experience. I'm getting 18 LPA including yearly bonus. Is it as per the average or is it less?

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Had a really rough drinking episode this past weekend. Broke some things in our house. Don’t remember. For 20 years now, I can have 1-2 drinks and be fine 9/10 times, and that 10% I go HARD. Sometimes I just really need it, but it’s always filled with regret the next day. I really want to be able to drink a glass of wine or have a couple beers, but now my SO says 100% abstinence. Is it possible with my background and history or abuse to even try to do this anymore, or should I completely stop.

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Hi, just joined the group. Looking forward to connect with an Urban Planner/architect.

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Hi Team,
I have requested the TCS to revise their offer to which they have agreed, but in the portal still their first offer letter is available and i am supposed to accept/reject their initial offer before 6th Sept or else it will be null and void.

What i should do, please suggest..
Should i accept the first offer letter or wait for revised offer letter ??
What if they give revised offer letter after 6 sept..??
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Need your valuable feedback & suggestions.
Tata

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I'm age 40. Does the info below mean if I stop working now and collect the benefits at age 67, I'll get $3403 monthly social security benefits?

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What should be the salary of Assistant manager in SaT. YoE - 7.

Additional Posts in Personal Investment Chatter

What's happening today that's causing all tech stocks to dive?

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Hi! I have an extra $50K sitting in my savings account that I'm not totally sure what to do with. I'm split between just keeping it in there or investing it. I'd love to buy a property in the next year or two and would use that money as part of a down payment. Should I let it sit in savings for that purpose?

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Hey Everyone have a few questions & would love some feedback. Quick Background: I started investing in stocks when I was 20 through robo advisors (Betterment + Welathfront). My financial situation was rocky back then and I couldn’t be bother about how things work just wanted a start. However (now 23) I’ve been taking my financial literacy more serious and would like to manage and allocate my own funds. I would be opening up a brokerage soon and would like your opinions on the following. (Cont.)

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What’s your credit card line up and why? I’m shopping around for new cards to maximize points for travel and hotels.

Currently have the Amex Platinum, Amex Gold, Amex Hilton Surpass, and an American Airlines card.

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Should I open an IRA? 25m net worth ~$80k
- 401k: $30k
- robinhood: $20k (+60% all time 😎)
- cash: $25k
- random stuff like bitcoin/robos: $5k

Worked in consulting for two years > startup (laid off) > will be interning at a growth equity/VC fund starting July 6. Comp is variable, could be $70-$200

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New to consulting and investment. Just joined the firm 6 months back. What should be my investment priorities? I have 13k equity portfolio on Robinhood.

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Assuming that capital gains tax is at the all-time the lowest it will ever be again…Is anyone else considering selling this year to pay it now? (And then reinvest?)

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I am 39, have a 4 year old and starting a 529 plan. I live in NJ and wanted to know how much should I plan on putting in the 529 plan for his education?

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How are banks closing refis and new purchases with notaries esp with shelter in place? Are they doing it electronically or using remote tech?

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Are people seeing housing prices go down in your respective areas? By how much and where are you at?

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Anyone got their 1099 from HMBradley yet? I can't seem to find it on their website.

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Is this market pull back an opportunity to buy tech / FANGS / Nvidia, or is this the beginning of the end for tech stocks??

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VTI or VOO??

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I hit this milestone today and wanted to share with my favorite internet strangers 🥳🥳🥳

This time last year, I had -40k NW when I graduated grad school.

Paid off my school debt in May and reached this goal today. Damn it feels GOOD!

(Context: 27, hcol city, took 1 yr off to volunteer, 1 yr for grad school, low 6 figure salary)

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For those of you who are on work visa, at what point do you make a determination to buy a condo/ home especially since every 2-3 years we have to go through visa renewal even after GC approval?

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Is anyone else concerned about never being able to retire. I've lost over 100k from my 401k. For the last 4 years my retirement accounts all flourished now I'm hemorrhaging. Any suggestions on what to do?

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Does anyone have any links to essay-to-understand explanations of back door IRAs? I think this is something I should be doing but I honestly have no idea where to begin…

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Can whoever the bowl leader is please permanently pin a post that explains backdoor Roth IRA and mega backdoor Roth?

The amount of questions in here lately about these (or mixing them up) has been so high and people don’t seem to know about search function.

Between that Q and people asking whether to roll 401k to Roth or new employer 401k, the amount of duplicate posts is getting really high

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Have to donate my old car. What precautions I need to take. Should I start with donation companies which tow the cars..my car is sitting outside driveway for 1.5 yr. Do I need to pay anything to the donation company.

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