How much hard cash do you all keep on hand?

Senior manager and associate partner at MBBKOW how comfortable are you in dubai? Can you afford a nice house, car and generally (within reason) not worry about money?

Assume wife works as manager in big 4 consulting

Any millennials here worried about their parents retirement? My parents are set financially but I’m worried about their lack of hobbies and social life. They watch a lot of news, politics, stock market, and sports. However not much more than that. I feel I’d be fine with that if they were in their 80s or older but they’re early 60s. Anyone succeed in getting their parents to an activity filled retirement?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

Has anyone recently put ‘exempt’ in W-4 to avoid paying federal for one or two checks? About to receive last large check for the gig. Nothing else booked yet, so thinking about stashing as much as I can. Paid through the nose in fed taxes all year. Thoughts?

Got about 1650 XRP. Buy more or put my money towards other coins

Any suggestions for financial planner or advisor in New Jersey area?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Is Estate taxes usually significantly tested on REG? Just wondering since it’s going to get eliminated for exams post July 2021

Guys, what platform do you use to trade US stock?

What’s the best site to put your condo on rent other than Kijiji & MLS?

Anybody know what's up with QS?
Good to buy the dip? They down 40%

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

How does one get on at a family office?

Is there any way to preserve/sell a Spirit airline reservation credit? Mine expires at the end of the year. Had to cancel over the summer due to extreme delays and uncertainties.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Have you ever got caught freelancing for another agency while you’re full time at different one?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

On the spectrum of functional (1) to technical (10), where would you put Product Manager and/or Owner?
Is it similar to old school functional BA role (back in the SDLC days before agile took hold)?
...or does this vary heavily by company?

What Project management or scrum master certification will help me get into a strategy and operations role at FAANG?

What's the review process for firms. I have people getting rejected but I haven't heard anything. Is it interviews, offers, rejections? Or is it review/ interview and rejections then offers.

Is it worth applying for a position with a firm you are directly adverse to on a matter or will conflicts definitely keep you from joining?

Anyone have a recommendation for a research firm that specializes in teen recruitment for focus groups? Don’t need full service offering, just the recruit. Appreciate any help.

Got a job offer for Singapore 7500 SGD per month for 7 years experienced Automation engineer.
Current CTC: 16Lpa
Martial status: Single
Is it a good offer to fly to Singapore from Hyderabad?

Appeared for an interview in TCS on 7th april and after that no mail communication, only phone calls to upload documents. Uploaded documents and it is showing in verified stage. Status in portal still showing "Resume Shortlisted", what is that mean??

Is there anyone on here that tips on how to do a resume for a Federal position on USAJobs? Anyone has knowledge on having a Schedule A letter considered?

Been with my current company 5 years now. I run my own team but have a micromanaging boss who likes to create chaos for me. He also exhibits stalker like behavior by looking up my family online (addresses, emails, phone numbers, FB/Twitter accounts, you name it) and driving by my house and commenting on things I was doing during the weekend or after work. I am fed up with it and am starting to apply elsewhere. I don’t think I’ll be able to get the same total comp though. More in comments..

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

Sorry is someone has asked this already. But masters vs certs which one gets you more money ?

Stock market is like life, full of ups and downs.
In the hope of market going down maybe not to the March lows but close enough for me to buy.

Thoughts on Jumia stock?

Is commercial building a good investment channel? Any insight would be greatly appreciated

Does anyone put money into CDs anymore?

Tempted to buy DAL! Pros/cons?

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

180k base in CA: Is 1500/month net saving goal too aggressive?

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

Where are my swing traders at??

What's your target retirement savings? Target age? Combined or single?

Does anyone do short term investing in the stock market (short term meaning 1day - 2 week trades) if so, what has been your best tool for research? Have you found this strategy to be worth it?

Want to buy a house in bay area? Is this a good time? Thoughts?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Looks like stocks are back on sale

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!