Looks like stocks are back on sale

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I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

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For those using voyager, does it take a really long time for deposits to settle? It's been like 1.5 weeks, my cash has been taken out of my bank account a while ago, but voyager still has all my deposits as pending.

I can still trade with the pending deposit, but I'm just wondering since I'll eventually withdraw some.

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Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

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i'm looking into getting an american express credit card.. this will be my first credit card, i do a lot of driving and traveling what would be the best one to get?

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I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

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Trying to find an investment property to rent out for about $300k - what are your recs for location ?

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Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

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Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

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Guys, what platform do you use to trade US stock?

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As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

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38 and net worth only 750 k€. Am I behind?

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Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

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We have been saving up to buy a house by next fall. Thinking about some investing around $20k in a relatively safer investment instrument, maybe an ETF. I think tech focused ETF will be easier for me to track.. Targeting ROI of 10%. Any suggestions for ETF's??

Does anyone have family members who constantly demand money because they feel like you’re rich now because you’re a lawyer? I’ve always wanted to be in a position to help my family but we all live in the high COL city so my salary doesn’t carry me as far as it would elsewhere. I’ve given a detailed summary of all of my expenses yet every month one family member in particular comes to me for rent money (not some, the full amount, and they refuse to get a job). It has become quite the burden.

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Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

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Anyone try Legal Funnel? Thoughts? Worth the $10k?

How do we get TSA Pre through AFS?

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Have about 5k to invest - should I do FXAIX or FSKAX?

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Anyone know if any of the MBBs are hiring experienced hires in India?

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Hi anyone in Rush Hospital / Northwestern / Uni of Chicago willing to give PM referrals pls help

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Darden vs Ross for product management?

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Does amex provides Night Shift allowance for folks working in Night Shift??
Amex Gurgaon

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Is there anything legitimate that one can do to prevent hair loss?

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MITREs Glassdoor rating is like a ski slope.

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Just started IB. Prior to this I was in valuations at deloitte. Today I worked 11 hours and im getting texts from coworkers now. I already feel burnt out. Can someone help guide me and explain to me how people do this?

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Super subpar SA in FDD, super subpar MBA, but can get a beer and talk to anyone… any trash IBs need someone with subpar smarts but high effort lol

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New wage code...what is in it for us?

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I have been rolled off from my current project in Accenture, how can I find other projects
Is there any portal?
Accenture

Currently I have 6.5 years of experience, completed 2 years in current organisation and I got very good hike also (after hike CTC is 24 LPA )
And my manager got changed also but I am frustrated with my new Manager.
should i start preparing for next/better Company like Amazon, Microsoft ?

Anybody knows how much earns an average line cook in Orlando, Florida? And how many hours have to work to get a decent wage

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Good reasonably priced place in Arlington (preferably near Wilson Blvd) to get a haircut? 23F

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Hey! Anyone have any rental apartment/building recommendations in D.C. (1 bedroom)? Also open to Silver Spring. $1600 budget but open to going a bit higher.

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All the local gas stations have shut off the pumps 😕

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If I am planning on living somewhere in CT soon, is there some sort of general guideline to consider, keep in mind, calculate to figure out how much is enuf to take a job that requires you to commute to NYC 3 or more days a week? Or Boston 3 or more days/week?

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Hi so I need help. I currently work to bring clients into the company i work at for web design, social media management, and brand strategy. I also do this as feeelance on the side, so where do I draw the line between who I refer to the company I work for or who I personally do freelance for? I don’t want to short out the company I work for but also love freelance and am more than capable of the work.

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Additional Posts in Personal Investment Chatter

What are some good platforms I can use to invest in Bitcoin? (Other than Robinhood)

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Thoughts on brk.b for long term? Thinking of getting in at this point.

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Anyone have started preparing for Series 7 exams? What is the best study material to start with?

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Going to have a kid in November. What are some of the best savings options long term barring 529?

Also, if I were to buy stocks for ~10k on day of birth what would be the recommendation be?

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Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

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Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?

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Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

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Where is everybody putting their money right now?

I am already close to maxing my 401K, maxed my IRA, and purchased $10k in I-Bond. The remainder of my investing goes into a taxable brokerage account.

Anything else out there I should be considering in this terrible market? I know the I-Bond is the only thing that’s going to make money this year. 😔

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Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

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Etrade account- Can someone recommended some of the money market funds available with them? I have bit of cash money left which I don’t want to invest in stocks.

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What's a good percentage of cash to keep in your portfolio?

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Does anyone put money into CDs anymore?

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Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

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What's your target retirement savings? Target age? Combined or single?

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I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

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Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

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Does the line items that do not have 3x or 4x next to them mean I am not getting any rewards for them? I thought my gold amex does 1x the points on all other items??

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Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

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